Travel Insurance & Mountain Biking

Whether you are a hobby mountain biker or serious fiend or somewhere in between, it's good to know what you are covered for by your travel insurance if something goes wrong.

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Am I covered for mountain biking?

For travellers who want to go mountain biking (other than Brazilians who’ve purchased a policy after
Aug 9, 2016, sorry Brazilians!), World Nomads can cover you. However, what you can do varies depending on your country of residence. To give you an idea, some policies allow mountain biking when it’s incidental to your trip while others can cover you if it’s the main reason for your trip - so it’s a good idea to have a cup of joe and read the policy wording. The last thing you want is to end up face first into a tree without access to medical care.

If you want to mountain bike at altitude, some policies allow you to go up to 6,000m. To go that high, you may need to upgrade your adventure sport cover at the time of purchase, and pay a little more if your policy requires it.

Mountain biking travel insurance: What's covered

  • Overseas medical costs, including in and outpatient hospital care
  • Emergency medical transport to the nearest most suitable medical facility
  • Repatriation home

For full details, please read your policy wording for what’s covered, what’s not covered and the terms and conditions which apply.

Mountain biking: What’s not covered.

Mountain biking travel insurance is not designed to cover everything. There’s no cover if:

  • You put yourself at needless risk or are riding intoxicated or under the influence of drugs.
  • You ride recklessly e.g. without a helmet
  • You ride outside the terms of your policy

This is only a summary of coverage. Read the policy wording for full details and exclusions to cover.

Enjoy the hills!