Coronavirus (COVID-19) and travel: The situation around the world is changing dramatically. Various governments have changed their travel warnings to restrict travel during this time. To understand how this may impact cover under your policy, please go to our FAQs and select your country of residence.
For the latest travel warnings and alerts around the world, read about lockdowns and border restrictions.
While most people you will meet in the Philippines are super friendly and the destinations you visit are incredibly beautiful, there are a few areas that are unsafe for travelers. Here's a list of places to avoid, to make your visit to the Philippines safe.
The President of the Philippines declared martial law in the south of the country on May 23, 2017, following an attack on government facilities in the city of Marawi by ISIS insurgents. The military rule, superceding civil law, was in place for two and a half years and ended on 31 December, 2019.
The military is an ever-present force in the Philippines, mainly due to the high risk of terrorism. Even when a ceasefire has been called, violence could flare up without warning. So, regardless of the current state of affairs during your stay, it‘s best to avoid these areas altogether.
Terrorism is perhaps the biggest threat to tourist safety in the Philippines and continues to be an ongoing problem.
The whole of the far south is a no-go zone: the areas of Mindanao, the Sulu Archipelago, and the Zamboanga Peninsula are all considered extremely dangerous and travelers are advised to stay away. The terrorist group Moro Islamic Liberation Front (MILF) has been blamed for numerous violent incidents, kidnappings, and frequent clashes with the Filipino security forces.
Spin-off terrorist groups, including the Abu Sayyaf Group and Jema‘ah Islamiyah, have broken away from MILF, and are particularly dangerous. They are responsible for bombings which have resulted in property damage, injury and death. The more rural areas of the country, including the island of Luzon to the north, should be avoided as it has seen the increased presence of the terrorist organization, The New People‘s Army (NPA).
Over the past few years, terrorist acts, involving explosive devices in North Cotabato Province, Basilan, Isabela City, Jolo, Cotabato City, Makati and the Zamboanga airport, have resulted in 41 deaths, and severe injury to well over 100 more. Most of the bombings took place on public transportation, and in crowded locations including restaurants and cathedrals.
The unpredictability of terrorist acts makes them much more dangerous, so steer clear of the locations where they are more likely to occur.
The risk of kidnap is especially hazardous for visitors because terror groups target travelers from overseas for the high profile publicity, and the high ransom they can obtain from relatively wealthy families. Thankfully, these crimes are not widespread. The following locations carry a higher risk of kidnapping and should be avoided:
Additionally, several foreigners have been captured in Zamboanga City, Pagadian City, Patikul and Jolo in recent years.
If you stick to destinations that are popular among travelers, and follow the advice of your Government's travel advisory, you will no doubt have a safe and enjoyable time in the Philippines. Click here to read our personal safety tips to consider.
Overall, the southern region of the Philippines is dangerous, and should be avoided. Current at February 2020: The US Government's travel advice to its citizens is Do Not Travel to the Sulu Archipelago, including the southern Sulu Sea, due to crime, terrorism, civil unrest, and kidnapping, or Marawi City in Mindanao due to terrorism and civil unrest. They have also issued advice to Reconsider Travel to other areas of Mindanao due to crime, terrorism, civil unrest, and kidnapping.
The US Government advice, repeated by other foreign departments including Australia’s DFAT, is for travelers to avoid these areas, to review personal security plans, to remain alert to their surroundings, monitor local news reports for updates and be vigilant.
Kidnappings are difficult to predict and therefore can be challenging to avoid. Travel in groups and stay away from areas that have seen an increase in recent kidnapping incidents. There are plenty of beautiful locations throughout the Philippines that are trouble-free.
You can buy at home or while traveling, and claim online from anywhere in the world. With 150+ adventure activities covered and 24/7 emergency assistance.
Scams are prevalent in the Philippines, where local con artists always seem to be one step ahead of visitors. Here are the top scams to watch out for.
Be warned, you'll be taking a huge risk if you ignore warnings about the dangers of foreigners being kidnapped in these areas of the Philippines.