Coronavirus (COVID-19) and travel: The situation around the world is changing dramatically. Various governments have changed their travel warnings to restrict travel during this time. To understand how this may impact cover under your policy, please go to our FAQs and select your country of residence.
For the latest travel warnings and alerts around the world, read about lockdowns and border restrictions.
The Philippines is a beautiful country, filled with natural wonders, adventure and cultural discovery. But, as with most travel destinations, it’s not without risk of danger and the occasional crime. As long as you pay attention to your surroundings, avoid dangerous areas and take appropriate safety precautions, you’ll decrease the likelihood of becoming a victim of crime, and be able to enjoy this beautiful country safely.
Tourists and balikbayans (Filipino expats) are often attracted to dodgy foreign exchange money changing businesses, in out of the way places, by their large brightly colored signs advertising exchange rates which are better than those offered in banks, shopping malls and hotels. Sometimes these operators will use touts to lure in unsuspecting customers.
The saying of "If it's too good to be true, it probably is" applies to this situation.
The money changer will count the Filipino Piso out in front of you and, while counting, use a sleight of hand trick to make some notes disappear. Some will state they only have notes of small denominations, count them in small batches in front of you, take them back while making a few fall out when they hand the total back to you. Other times, they will count the money so slowly that you lose patience and ask for the money, not realizing you won't have all the money.
Always use reputable exchange places, with clearly posted rates, in well-lit areas, hotels, malls or buy from a bank. Count your money before you leave the exchange.
Not all ATM machines can be trusted. Some don't work properly and may chew your card, others have devices attached to them by criminals to collect your information for their own shopping spree. Even some shopkeepers are in on it, taking their sweet time giving you a receipt while they copy down your details. Alert your bank to your travel dates and look out for any unusual transactions during and after your trip.
in this scam, airport employees plant live bullets inside luggage; when the passenger puts their bag through the x-ray scanner, it triggers an alert to airport staff, prompting a search and accusation of carrying live ammo and firearms. This can tie you up for hours, and a bribe is often demanded to make it all go away.
Make sure your bags are securely locked, consider using bag covers/wrapping, and always keep an eye on your luggage.
If you get unexpectedly sick or injured overseas, your medical bills could be expensive. Make sure you pack travel insurance, with 24/7 emergency assistance.
Free Wi-Fi hotspots are not always secure and can lead to hackers accessing your passwords and banking information.
Always check the name of the Wi-Fi service before using it. Many airports do have free WiFi, but if you aren't sure, ask at an information desk. If you plan to make a purchase or transact online, make sure the site is safe and fully encrypted with https:// at the beginning of the URL.
Better still, use a VPN (Virtual Private Network) to encrypt the traffic from your computer to other sites, or don't do online banking on a public network.
Always have some kind of security on your laptop/ipad etc, such as a firewall and antivirus.
Travelers have reported falling victim to Laglag Droga (drug planting). Unsuspecting victims have drugs planted in their luggage, or have a welcoming flower necklace laced with drugs put around their neck in the airport by a scammer wearing gloves.
Always check your luggage in case you have had drugs planted on you, and use padlocks, bag covers etc to secure your bags. And those flower necklaces, politely refuse them.
One of the more popular cons involves someone approaching a tourist and claiming to recognize them, often under the guise that they work at the hotel they’re staying at. Coincidentally, when they “bump into” them, it’ll just happen to be their day off. They’ll offer to show the visitor around and offer a free tour. Don’t fall for it – it often ends in a robbery. Manila is a hot-spot for this scam, so be on the look-out.
Travelers holidaying in the Philippines are charmed by locals, either in person or online, with promises of love. What they are really looking for is financial gain and a quick way to get citizenship in another country through marriage. There are plenty of red flags to look for: professing their love for you quickly, asking for funds for their family/flights/education, and repeated requests for money. Never give or send money online.
Make sure the meter be used to avoid being ripped off. It’s illegal for taxi drivers to solicit at airports, so if you are approached, the driver isn't legal. Avoid hailing taxis that are already carrying passengers as it increases the potential for crime.
You can buy at home or while traveling, and claim online from anywhere in the world. With 150+ adventure activities covered and 24/7 emergency assistance.
Find out which provinces in the Philippines you should avoid before you book your trip. From military areas to kidnapping hotspots, here is everything travelers need to know.
Be warned, you'll be taking a huge risk if you ignore warnings about the dangers of foreigners being kidnapped in these areas of the Philippines.
You can buy at home or while traveling, and claim online from anywhere in the world. With 150+ adventure activities covered and 24/7 emergency assistance.Get a quote