When you embark on your exciting adventure abroad, it's essential to have travel insurance that covers your medical needs. World Nomads is here to provide you with comprehensive coverage for overseas medical treatment and hospitalization. We've got you covered when unexpected illnesses or accidents occur during your trip. Here's what you need to know:
World Nomads understands that accidents and illnesses can happen at any time. That's why our travel insurance policy offers cover for a wide range of medical expenses, including
Remember, these medical transport and repatriation benefits are applicable for up to 12 months from the date your sudden illness or injury first appeared.
In case something unexpected happens and you require medical treatment, follow these steps for a seamless experience:
Just so you know, the coverage you'll get with this travel insurance policy is in excess of any statutory health insurance, or any available reciprocal health agreements (including your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC). If you are travelling in the European Economic Area (EEA) or Switzerland, you must carry your valid European Health Insurance Card (EHIC) or UK Global Health Insurance Card (GHIC) to access medically necessary, state provided healthcare.
GHIC is your passport to accessing state healthcare across Europe at a fraction of the cost or even for free. If you already possess a UK European Health Insurance Card, fret not! It remains valid until the expiry date displayed on the card. However, when that time comes, it's important to apply for a GHIC to seamlessly continue enjoying the benefits.
Understanding who covers your overseas emergency medical expenses depends on the circumstances and location of treatment. Here's what you need to know:
While World Nomads provides extensive coverage, there are some situations that fall outside our policy's scope. Here are the main exclusions:
We encourage you to carefully read the Policy Wording to understand the terms, conditions, limitations, and exclusions of your cover. If you have any doubts about what's covered, don't hesitate to get in touch with us. Our team is here to provide you with the information and assistance should you need it.
We’re here to help if you have a question about travel insurance.
For policies purchased on or after 1 November 2018:
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For policies purchased before 1 November 2018:
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice.