Are There Any Waiting Periods Before Coverage Begins?

There are a few policy benefits where a waiting period applies once you have purchased your policy:
If you buy a plan while on your trip, you may need to wait 24 to 48 hours for coverage to take effect. 
The plan does not cover any losses or events that have already happened or that you already know about.
For example, if a hurricane warning is issued, you can’t buy a policy that covers the natural disaster. Travel insurance is for the unknown and unexpected, not for
Another case in point: Say, you start to get a stomach ache a few days into your trip and decide to purchase a plan because you need to go to the doctor. In this case, you won’t get covered because the stomach ache counts as a condition that existed before you bought a policy.  

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