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Travel Insurance for Camping

Protect your camping trip with coverage for gear, medical emergencies, and more.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below. 

We get it – you want to escape the hustle and unwind under a blanket of stars. From lush Pacific Northwest forests to the endless horizons of Australia’s Outback, a camping trip offers every manner of relaxation and exploration. As exciting as planning your outdoor adventure is, traveling far from home and urban comforts also comes with risks.

World Nomads travel Insurance* plans have been designed to cover sudden and unforeseen events that can happen when camping at least 100 miles away from your home.

What’s covered for camping?

When you’re roughing it in the woods, your travel insurance plan from World Nomads has your back. World Nomads offer four plans – Standard, Explorer, Epic and Annual – each with different levels of coverage designed for the activities you plan on doing.

If you plan to camp at a high elevation, you’ll want to be sure you pick the plan that will cover you way up there. Know your maximum altitude, and then choose your plan accordingly – the maximum altitudes per plan are listed in our adventure and activity list. Also know the altitude of your highest hike or bike ride; you should factor all your adventures into your plan comparisons.

Here are some of the other things we cover for your camping trip:

  • Baggage protection: has your camping gear gone missing? Our gear coverage may help with reimbursement of the cost to repair or replace damaged, lost or stolen items. Our plans also include non-insurance services like Blue Ribbon Baggage, which will track and expedite the return of your airline baggage. 
  • Emergency medical: camping and fresh air can be great for the body and soul but not if it ends up in an accident. We offer emergency medical expense coverage so you can get the treatment you need. It can help protect you against a mountain of medical bills if you get sick or injured.
  • Evacuation: your campground may be located deep in the wilderness, far from medical assistance. Emergency evacuation coverage may be able to get you to a medical facility.  Call the 24/7 Emergency Team so they can coordinate and pre-authorize your transportation arrangements.
  • Trip cancellation or interruption: if your trip is cancelled, interrupted, or delayed due to an unforeseen event like an illness or injury, you may be able to recover your nonrefundable, prepaid travel expenses through our trip cancellation, trip interruption or trip delay coverage
  • Adventure activities: if you’re planning on hitting the mountain biking trails or trekking to the top of craggy peaks, our plans cover 250 other sports, activities and experiences.

What’s not covered?

Some things we may not cover include:

  • Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.
  • Unattended baggage, sporting equipment or personal items. 
  • Damage to gear while in use.
  • Expenses that can be recovered from another source, such transport carriers or accommodation providers.
  • Working or participating professionally in any activity or sport.
  • Any search-and-rescue missions.
  • Being under the influence of alcohol or drugs

This is not a full list of what’s covered and what’s not; please check your insurance plan documents carefully for a full list of limitations and exclusions that may apply to your specific plan. If you have questions about your coverage, please contact us for help.

Need help planning your camping trip? Read our article on camping tips and hacks.

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described.  Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Work emergency?
  • Weather delay?
  • Travel companion sick?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need a hospital urgently?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Ambulance transfers
  • Medevac flights
  • Medical escort services

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Stolen I.D.s
  • Checked-in sports equipment
  • Damaged luggage

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.