Planning a trip during a pandemic? Here’s how travel insurance can (and can’t) cover you.
With coronavirus (COVID-19) outbreaks around the world, it’s more important than ever to get trip protection even when vaccine rollouts are underway.
World Nomads plans build in benefits that support you should you unexpectedly get sick while traveling. Our medical coverage includes benefits for serious illnesses, such as COVID-19, or being placed under strict quarantine by a physician or government mandate, among other scenarios.
This benefit helps you recover non-refundable, pre-paid trip costs when you have to cancel your trip for a covered reason, including for an unexpected sickness that keeps you from traveling.
The only thing worse than catching COVID-19 is getting infected away from home. If you get sick with COVID-19 or another illness, you can get diagnostic tests to confirm your case and other emergency medical benefits.
If you're in an inadequate medical facility, our plans have benefits that can arrange a transfer to a hospital capable of treating your medical needs.
During your travels, you might have to return home early. With trip interruption, you could get reimbursed for a one-way, economy-class ticket home and any pre-paid, unused portions of your trip if you need to change your plans for a covered reason.
Even when there isn’t a pandemic, traveling can have its bumps and hiccups. If your travels are delayed at least six hours by a covered event, you could get reimbursed for meals, hotels and other basic expenses.
World Nomads travel Protection Plan purchased by U.S. residents may provide coverage for specified benefits if you test positive for the COVID-19 virus.
These benefits may include emergency medical, emergency medical evacuation, trip delay and trip interruption coverage if you contract COVID-19 while traveling.
You may also be eligible for trip cancellation coverage for pre-paid non-refundable travel expenses such as flights, hotels and excursions covered by your Travel Protection Plan as part of your covered trip, if after you purchase your Travel Protection Plan, your doctor advises you that you are unfit to travel on your scheduled departure date due to being diagnosed with COVID-19.
If you postpone your trip, your current travel protection plan may extend to your new trip dates provided:
If you become ill with COVID-19 prior to your departure and after the effective date of your plan, you may be eligible for Trip Cancellation coverage. These claims will require a confirmed diagnosis from a physician with proof of illness that states you are medically unable to travel at the time of departure.
If you become ill with COVID-19 while on your trip and your plan includes medical expense coverage, you may be covered for Medical Expense and Trip Interruption benefits with a confirmed diagnosis, including proof of illness from a doctor. Please review your specific plan for the details and limits of such coverage.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plans may provide coverage if you become injured or ill prior to your trip or while on your trip. Learn more here: www.worldnomads.com/travel-insurance/coronavirus.About Coronavirus