Can I buy a travel insurance policy if I'm already overseas?

For information relating to policies purchased prior to 03 February 2022, please check the PDS provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 03 February 2022 please see below.

Yes, Australians can buy a World Nomads policy when already overseas.

You can most definitely buy a policy even if you’re already travelling, working, living or studying in another country.

If you buy a policy when you're overseas and the policy start date is within 72 hours of issue of your Certificate of Insurance, you'll need to wait 72 hours for cover to begin. However, if you suffer a serious injury as the result of an accident after the start date, there's cover for emergency overseas medical and dental expenses, and emergency evacuation and repatriation expenses straight away.

If you purchase a policy when you're overseas and the policy start date is 72 hours or more after issue your Certificate of Insurance, cover for Cancellation or Trip Interruption expenses will begin 72 hours from the time we issue the policy, with all other benefits commencing on your departure date

You can also keep buying more cover while away from home to extend your trip up to 12 months in total by signing into your World Nomads membership as long as you extend it before the policy end date (before midnight Australian Eastern time) and the same product is available.

Left home without travel insurance?

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

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