Sailing in coastal and/or international waters? No problem!
If sailing is on your ‘to do’ list, it’s as simple as adding ‘sailing’ when getting a quote online. You will need to know a bit about where you’ll be sailing though, e.g. in coastal or international waters. We’ll even cover you to participate in an amateur sailing race or sailing competition when you list this as one of the activities you might plan to do while on your trip.
Depending on what type of sailing you plan to do, be sure to choose the right level of cover:
Level 1 (automatically included) covers you to sail and to participate in an amateur sailing race or sailing competition in coastal waters - within 3 nautical miles of the shore at all times.
Level 2 covers you to sail in international waters and to participate in an amateur sailing race or sailing competition in international waters.
You won’t be able to make changes after your policy is issued. Read more about how it all works and what restrictions might apply to certain activities here.
To be covered, you must keep in touch with local weather and advice given by local authorities, take all safety precautions and don’t put yourself at needless risk. You must comply with all relevant marine rules and laws at all times.
If you suffer a serious illness or injury while out sailing, your policy will cover:
If something happens to you, make sure you (or someone else) contact our Emergency Assistance Team as soon as possible so they can arrange your evacuation to the nearest, most appropriate medical facility if medically necessary.
If someone in authority needs to arrange your evacuation from the sailing vessel, please get them to contact our assistance team first to guarantee cover.
Who pays for medical treatment (and by this we mean either you pay upfront and claim later or we pay) depends on what’s happened to you and the necessary treatment required.
Travel insurance is not designed to cover everything, so please do read the terms, conditions, limits and exclusions in the the policy wording to see what’s covered and not covered, plus important details on what you need to do if you need help while travelling. If unsure, contact us for help.
Here are the main things that aren’t covered:
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