For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
If you want to ride a motorbike, scooter or moped while overseas, whether just for a day here and there or as your main mode of transport, there’s cover under the policy if you’re properly licensed to ride.
If you hold a motorbike licence in New Zealand for the same class of bike you’ll ride overseas and hold a licence valid for the country you’re riding in (where local law requires), you're automatically covered to ride a scooter, moped or motorbike on public roads or as a pillion passenger with a licensed rider.
If there’s a chance you’ll be riding off-road, e.g. on dirt tracks which aren't used for usual traffic, or if you’re trail bike riding going cross country, then you must pay the additional premium and specify you want to do this on your policy.
When you get your quote, add the type of motorbike riding as an adventure sport option. It’s that simple! Restrictions apply depending on what type of riding you’ll be doing, so be aware of this by reading the Policy Document (Section 8) so you’re covered if something goes wrong.
You must add all the sports and activities you plan to try on your trip when you buy your policy. You won’t be able to make changes after your policy is issued.
To be covered when riding a motorbike or moped/scooter, you MUST:
If you have an accident and are injured, we’ll cover:
If something happens to you, make sure you (or someone else) contact our 24/7 Emergency Assistance Team as soon as possible so they can arrange your evacuation to the nearest, most appropriate medical facility if medically necessary.
Who pays for medical treatment (and by this we mean either you pay upfront and claim later or we pay) depends on what’s happened to you and the necessary treatment required.
Travel insurance is not designed to cover everything so do read the terms, conditions, limits and exclusions in the Policy Document for what’s covered and not covered (particularly Sections 1 & 2 for medical and evacuation), plus important details on what you need to do if you need help while travelling.
Here are the main things that aren’t covered:
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
Within New Zealand:
0800 666 237
From anywhere in the world:
+61 2 8256 1542
Within Australia:
1300 787 375
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.