Photo © Simone Becchetti/Stocksy

Travel Insurance for Pregnancy

Travel insurance for soon to be mums.

    Trusted by:

  • Trusted by:

This information is for all travellers except: Americans, Australians, Brazilians, British, Canadians, Irish, and New Zealanders. 

You’re excited, you’ve got your overseas trip booked and you’re all ready to go… then you find out you’re pregnant. You're super excited but worried about what this might mean for your trip away.

Don’t worry – this doesn’t mean you have to cancel your trip as many of our World Nomads travelers are pregnant when they travel overseas.

You do however need to check your policy as there are some additional conditions and exclusions that apply if you’re pregnant and vary depending on how far along you are.

What’s covered by travel insurance if i'm pregnant?

Timing is everything in this world and so it is with your pregnancy and travel. Check your policy closely as insurance coverage depends on how many weeks pregnant you are and your country of residence.

Assuming everything is normal with your pregnancy, you’ve met the conditions of cover, and while traveling you're suddenly ill, injured or have an unexpected pregnancy complication (including an ectopic pregnancy or miscarriage), you will be covered for:

  • Emergency medical treatment
  • Hospitalisation
  • Ambulances
  • Medical evacuation and repatriation to your country of residence (if medically required)
  • Cancellation of
  • 24 hour/7 day emergency assistance team

In addition, if you have to cancel your trip because you're unfit to travel and the doctor signs off on it, you may be covered for your pre-paid, non-refundable transport and accommodation costs. 

What’s not covered?

If you travel while pregnant outside the coverage timeframes you will not be covered.  In addition, you will not be covered for:

  • Any cancellation expenses if you change your mind and decide not to travel due to your pregnancy
  • If you’ve previously experienced complications in a prior pregnancy then we won’t cover you for any subsequent pregnancies. 
  • Routine pregnancy check-ups, e.g. standard ultrasounds and blood tests; pregnancy tests; etc
  • Fertility treatments at any time
  • Expenses incurred in your home country.
  • Pre-existing conditions which may be exacerbated in your pregnancy

 This is not a full list of what's covered and what's not covered so if you’re pregnant, have read your policy and are still unif you’ll be covered, call our team who will be able to help.

Important pregnancy dates you need to know before you travel

Insurance coverage depends on how many weeks pregnant you are so check your policy closely which will specify the pregnancy milestones you need to be aware of. 

In addition, World Nomads will not cover any pregnant travellers for medical and maternity assistance including and after:

  • they reach the 26th week of pregnancy; and/or,
  • the 18th week of pregnancy when the pregnancy is the result of fertility treatment and/or you are expecting more than one child.

Conditions of cover

There are a number of conditions of cover you must meet to be eligible for insurance cover.  These include:

  • The pregnancy must be normal as determined by a medical expert and without complications
  • You must not have been previously hospitalised or received treatment for pregnancy related complications
  • The symptoms of the acute illness or injury must have begun after you booked and paid for your trip and the insurance
  • You must not have previously been pregnant and experienced complications in that, or other, pregnancy/ies

How to get assistance if you're sick or injured while pregnant. 

It’s essential that you get in contact with our emergency assistance teams as soon as possible so that you can be supported from the time you fall sick or get injured until the time you get home.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Reconnect with the world with our travel insurance cover for some Coronavirus-related events

Itching to travel again?

Explore the world with our plans that provide cover for some Coronavirus-related (including COVID-19 related) events, including emergency overseas medical, evacuation, cancellation cover and more. Find out what cover applies to your Country of Residence, and the key benefit limits depending on which plan you purchase. Happy and safe travels!

Overseas medical expenses

If a qualified medical practitioner diagnoses you with Coronavirus while you’re travelling, we may offer emergency medical benefits to help you get back on your feet.

Standard plan:

Explorer plan: 

Medical transport & repatriation home

If you become seriously sick or injured during your trip (and it's not considered a 'pre-existing medical condition' as defined in the policy wording) we may be able to help with cover for medical transport to the nearest or most appropriate medical facility, or back home to recover.

Standard plan:

Explorer plan: 

Funeral expenses or repatriation of your remains

If the worst happens and you die from Coronavirus while overseas, we offer benefits to help your family with the costs of a funeral overseas, or if available, bringing you back to your home country.

Standard plan:

Explorer plan:

Coronavirus Travel Costs section (cancellation and curtailment pre and on-trip)

Had to cancel your trip because you, a travel companion, or your close relative back home have been diagnosed with Coronavirus? Our cover may help with your cancellation costs.

Standard plan:
Not available

Explorer plan:

Coronavirus Travel Costs section (travel and accommodation costs on-trip)

If during your travels you’re unable to stay at your pre-booked accommodation because it’s closed for cleaning, due to a confirmed case of Coronavirus at the accommodation, we may pay for reasonable additional travel and accommodation nearby. Did someone clip your wings? If you’re unable to board your plane, train, or other scheduled transport, because you’re suspected of having Coronavirus, we offer cover for your unexpected additional accommodation, meals and transport costs as needed.

Standard plan:
Not available

Explorer plan:

Coronavirus Travel Costs section (on-trip quarantine related cost)

Stuck in your hotel room due to Coronavirus? If you or your travel companion must go into compulsory quarantine due to your or their diagnosis of, or confirmed close contact with a case of, Coronavirus, we may be able to help with cover for your reasonable additional travel, meals, and accommodation, including in-room entertainment.

Standard plan:
Not available

Explorer plan:

Coronavirus Travel Costs section (Essential Workers)

Are you or a member of your travelling party an essential healthcare worker? If you or they are permanently employed as a healthcare or residential care worker or a law enforcement officer, and your or their pre-arranged leave is cancelled because of Coronavirus, then our cover can help.

Standard plan:
Not available

Explorer plan:

Coronavirus Travel Costs (pet and childcare costs on-trip)

If while travelling you’re diagnosed with Coronavirus and unable to take care of your dependent children and/or pets, our travel insurance policies may help with cover for reasonable additional childcare and pet care costs. Pet care services covered include kennel and cattery boarding fees or pet sitting services, in your Country of Residence.

Standard plan:
Not available

Explorer plan:

Disclaimer: *This is the maximum limit (per insured person) available for all events combined under the Coronavirus Travel Costs section. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the travel insurance plans described. Make sure you read your Policy Wording carefully for a full description of coverage.

Pregnant and dehydrated.

My wife started vomiting and getting dehydrated. So we went to Kaiser Permanente hospital in Santa Clara, California, US. We were informed that she is pregnant. But it was ok. Then she got really dehydrated (almost fainted) again so had to take her to Palo Alto Medical Foundation hospital, they treated her gave medicine and advised to consult the OBGYN
Claim paid: USD $2272,19
Pakistani Nomad.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

  • Explorer Plan: USD $10,000
  • Standard Plan: USD $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Overseas Medical Insurance

Take the pain out of medical costs while traveling overseas.

  • Explorer Plan: Unlimited, up to 12 months
  • Standard Plan: USD $5,000,000
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

We'll get you to hospital quickly.

  • Explorer Plan: USD $500,000
  • Standard Plan: USD $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: USD $3,500
  • Standard Plan: USD $2,500
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical & Dental Expenses
  • 24 hour Emergency Assistance
  • Emergency Medical Transport
  • Repatriation & Travel Expenses
  • Pre-Trip Cancellation
  • Trip Interruption
  • Resumption of Trip
  • Travel Delay
  • Missed connection (Explorer)
  • Hijacking (Explorer)
  • Baggage & Personal Items
  • Passport & Travel Documents
  • Personal Liability
  • Rental vehicle insurance excess (Explorer)
  • Personal accident (Explorer)
*This is a general summary for all residents except from USA, Canada, Australia, New Zealand, Europe, Brazil, China and Philippines. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)

Contact the team
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.


Here are our most frequently asked questions about buying travel insurance for pregnancy. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.