The African continent is ready for adventure.Check out these travel insurance tips so you can push your exploration to the limit.
Known as the cradle of civilization, Africa has a winning combination of culture, with urban art galleries and jaw-dropping natural grandeur – including 19,341-ft-high (5,895 meters) Mount Kilimanjaro and lions and elephants in the wild.
But as with any safari in the African bush, it pays to have a pro to guide you. World Nomads is here to assist, with travel insurance tips to keep top of mind… BYO binoculars.
• Medical emergencies
• Trip cancellation for terrorist incidents
• Weather-related trip delay, trip interruption and trip cancellation coverage
• Carjacking, pickpocketing and other crimes .
Soaring over the Masai Mara grasslands in a hot-air balloon or walking over the Victoria Falls knife-edge bridge are unforgettable thrills, but they’re not exactly risk-free. A stubbed toe or a bout of malaria can feel worse when it happens in a remote place – such as a far-flung water hole, or a small village.
If you’re a World Nomads policy holder, you’ll have support alongside all your rugged gear. That’s because your policy can help cover emergency accidents and illness when the worst happens (say, a twisted ankle that stops your walking safari through Botswana’s Okavango Delta in its tracks). And you also have access to the 24/7 Emergency Assistance Team, handy when you need to translate your Rwandan doctor’s advice, or find the nearest quality hospital.
Unfortunately, no place is immune to terrorist activity. Governments across the globe have their eye on some parts of Africa as hotbeds of terrorist activity. The U.S. State Department is warning visitors to some areas, to not travel there due to terrorism.
When you have a World Nomads policy and one of these events takes place in your destination within 30 days of your departure date, you can make a claim if you need to cancel your trip. It may be worth waiting to take the journey until you feel safer. You’ll want to soak up all the beauty of Africa without any unnecessary stress.
Not-so-fun fact: weather patterns across Africa can range from the unusual (such as the snowstorms in South Africa that had elephants, giraffes, and rhinos wandering in a de facto snow globe) to the downright dangerous (monsoons and whipping winds that can lead to death in equatorial areas).
At its best, such extreme weather can lead to unexpected days indoors spent by a crackling fire at your lodge. At its worst, you could endure safety woes, delayed tours or canceled flights. If you have a World Nomads policy, you can breathe a little easier knowing you may have some trip cancellation, trip interruption or trip delay coverage for some of these situations, depending on your Country of Residence. Read your policy for more details and scan for the sections that mention natural disaster
Be sure to check for your government’s travel advisories regarding advice to reconsider visiting parts of Africa that are currently experiencing civil unrest and violent crime and kidnapping.
If you are robbed during your travels, you can be reimbursed the loss of your belongings up to your depreciated value. Don’t forget to keep your police report, making a copy for your claim. And note that cash currency and credit cards aren’t replaceable, so you’ll want to only carry what you need for the day (enough for some sugary South African fried koeksisters, for example).
Now, with these tips in mind, the only thing you need to worry about is making sure your safari guides have your favorite tipples in the jeep for your sundowner.
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