Photo © Alexander Spatari

Travel Insurance for Europe

Traveling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!

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Like many of us at World Nomads, travelers from all over the globe are dreaming of a European vacation. Planning a trip to Europe is always a big undertaking as it involves many countries and many possibilities.

Whatever your travel plans are, World Nomads has insurance plans to choose from for when you need it the most - you might be planning an outdoors family camping trip in Trentino in Italy, going solo on a surfing trip to sunny Nazare in Portugal, or maybe hiking with your travel buddy to El Camino in Santiago de Compostela in Spain is on your list.

 With World Nomads you can buy travel insurance before you land in your favorite Europe destination, or while you're already traveling around Europe.

World Nomads offers cover for many activities ranging from mountain biking to skiing, surfing, kayaking and scuba diving. All our plans offer cover for:

  • Medical evacuation and repatriation
  • Cancellation
  • Baggage
  • Travel delay/interruption

What should I look out for when traveling around Europe?

Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.

Keep an eye on your gear 24/7: It’s very important that you NEVER leave your valuables out of sight. If you're after travel insurance cover for tech gear and other high value items read more here. You should make copies of all key documents you’ll be traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets — and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.

Hold your cards (ID and cash) close to your chestWhen in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.

Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while traveling but it’s also important to be aware of your surroundings, especially if you're traveling solo around Europe and don’t know the local lingo. We suggest not to overdo it when it comes to drinking and partying. Always be careful of accepting drinks from strangers especially at big events as there are a lot of music festivals and sporting events throughout the year in Europe.

Whether you’re traveling to Europe from Australia, North America, India or Japan or any other part of the globe, travel insurance can be a life saver if you or your loved ones end up in a hospital in Italy with a huge medical bill, or if you need to return home unexpectedly and your Euro trip is cut short.

Will I need a Schengen Visa to go to Europe?

Yes! When in Europe it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. Depending on the Schengen country where you are applying for the visa, authorities may ask you for a Schengen visa letter. If you need a visa letter feel free to contact us and we’ll see if we can help.

Important: The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you need to get a valid Schengen visa to do the same. Before you can get your visa, you'll need valid travel insurance. We have also more handy tips on tourist visas and passports.

We have you covered if you are still looking for more travel inspiration on which places to visit in Europe or if you need the latest safety travel alerts.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Traveler tip: Always make sure you’ve done your research on each of the countries you’re planning to visit as there may be government-imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list then your policy will be cancelled. You can find out more information on the US Department of State site on international travel by clicking here. Additionally, the World Health Organization has information on COVID-19 and travel advice which you can read by clicking here.

True Claims Stories

Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads