Photo © Alexander Spatari

Travel Insurance for Europe

Traveling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!

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Like many of us at World Nomads, travelers from all over the globe are dreaming of a European vacation. With so many countries and endless possibilities, planning a trip to Europe can be a big undertaking. Tick one thing off your list before you go with a World Nomads travel insurance policy designed to keep you covered wherever you traipse in Europe.

Sea view of Pucisca Brac
Seafront scenery of small mediterranean village Pucisca on Island Brac. Photo credit: Getty images / Dreamer4787

With a selection of insurance plans to choose from you’ll have coverage, whether you’re enjoying the great outdoors on a family camping adventure in Trentino in Italy, going solo on a surfing trip to sunny Nazare in Portugal, or hiking with your travel buddy along El Camino in Santiago de Compostela in Spain.

With World Nomads you can buy travel insurance before you land in your favorite Europe destination — or if you're already there.

World Nomads offers cover for several activities, from mountain biking to skiing, surfing, kayaking and scuba diving.

What’s covered for your trip to Europe

All World Nomads travel insurance plans cover you for the following:

  • Medical evacuation and repatriation
  • Cancellation
  • Baggage
  • Travel delay/interruption

Like most destinations, traveling through Europe requires a certain level of common sense.

What should I look out for when traveling around Europe?

Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.

Keep an eye on your gear 24/7: It’s very important that you NEVER leave your valuables out of sight. If you're after travel insurance cover for tech gear and other high value items read more here. You should make copies of all key documents you’ll be traveling with — passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets — and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.

Hold your cards (ID and cash) close to your chest: When in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.

Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while traveling but it’s also important to be aware of your surroundings, especially if you're traveling solo around Europe and don’t know the local lingo. We suggest not to overdo it when it comes to drinking and partying. Always be careful of accepting drinks from strangers especially at big events as there are a lot of music festivals and sporting events throughout the year in Europe.

Whether you’re traveling to Europe from Australia, North America, India or Japan or any other part of the globe, travel insurance can be a life saver if you or your loved ones end up in a hospital in Italy with a huge medical bill, or if you need to return home unexpectedly and your Euro trip is cut short.

Parthenon temple in Athens
Couple looking at Parthenon temple in Athens. Photo credit: Getty images / Matteo Colombo

Ready to go? Get a quote.

Tell us your travel details below and get a quote. You’ll be hopping a flight to Europe in no time.

Where to go in Europe

Still deciding where to travel in Europe? With everything from sailing the Greek Islands to strolling the cobblestone streets of Paris, there’s much to choose from. Check out our travel inspiration on which places to visit in Europe to find your perfect fit. And don’t forget to stay informed on the latest safety travel alerts.

Frequently asked questions

Will I need a Schengen Visa to go to Europe?

When traveling to Europe, it’s very important to have a valid passport and a Schengen visa if you’re not a European citizen as this will help you move freely around the 27 EU member states. Depending on the Schengen country where you are applying for the visa, authorities may ask you for a Schengen visa letter.

Important: The Schengen Agreement allows residents of certain European countries to travel freely around the Schengen Area as though it's a single country. For travelers from other countries, you may need to get a valid Schengen visa to do the same. Before you can get your visa, you may need valid travel insurance. We have also more handy tips on tourist visas and passports.

Am I covered if I want to go to a European country for the day or a weekend?

We get it, you want to make the most out of your travels around Europe and want to fit in as many countries as possible. The best way to be covered for all European destinations is to select ‘Europe’ or ‘Worldwide’ when you get a quote and choose your destinations. That way you will be covered for any country you visit within Europe. For more information check out our FAQ article - What countries or regions do I choose to get a quote?.

Also, depending on your Country of Residence and policy you have chosen, our policies may cover you during a stopover or if you’re in transit. For more information read our help Center article - Do I need extra country cover if I am only making a stop-over, but not leaving the airport?

Note: To access the correct information just set your Country of Residence from the country picker and it will redirect you to the most up to date information.

Do I need a COVID vaccination to visit Europe?

While many countries have eased COVID restrictions, some conditions remain in place. Entry requirements vary depending on the country you plan to visit, and your Country of Residence and conditions of entry change regularly. We encourage you to seek advice prior to traveling.

Which European countries do your travel insurance policies cover?

Just like no two travelers are the same, no two countries are the same. Most European destinations are covered, but you should always check the PDS for your Country of Residence and policy details for the cover you choose.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Traveler tip: Always make sure you’ve done your research on each of the countries you’re planning to visit as there may be government-imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list then your policy will be cancelled. You can find out more information on the US Department of State site on international travel by clicking here. Additionally, the World Health Organization has information on COVID-19 and travel advice which you can read by clicking here.

True Claims Stories

Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
U.S resident in Spain

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team