Many travelers to Thailand are bypassing professional services, and are now taking the wheel on their own hands – but obviously there are far greater risks involved.
Before you take off, find out the essential information, and the answer to our most frequently asked question: Do I need travel insurance to ride a motorbike in Thailand?
The short answer? Yes, yes, and yes.
If you want to drive a car or ride a motorcycle in Thailand, the most important thing to note is that you need to have absolute nerves of steel to survive emotionally and physically. The country has an appaling road safety regime and lots of accidents. In fact it's one of the worst places on Earth for fatalities per capita.
You will also need a license - one from home (best paired with an international driver's permit) or one you obtain in Thailand - and it has to be for the class of vehicle you're intending to hire.
If you don't have a motorbike license back home, you don't magically acquire one by flying into Thailand. Thousands of visitors each year rent a motorbike and ride around Thailand totally unlicensed. That doesn't mean it's legal.
You will need a driving license from your home country if you want to hire a motorbike or car. But, if you do not have an international license, or a Thai license, you will be driving illegally.
What if you're stopped by police? Yes, you can usually pay the police officer off for a few dollars - not that we recommend that! But you should check out our guide to bribing police and find out the going rate for traffic offences.
The fact that the shop rented you the bike without asking for your license, doesn't mean you don't need one. It's not their responsibility if you don't check out local law.
Apart from the fact no one should be seen on a scooter with a sewing machine engine for propulsion – it's only some European countries that do away with licenses for under 50cc engines.
Tens of thousands of visitors each year rent a motorcycle or scooter and ride around unlicensed and get away with it. That doesn't mean it's legal.
Many travelers report ticking the motorcycle box on their International Driver's Permit. If the policeman who stops you isn‘t fooled, you'll pay a “fine“, after which he'll let you go on your merry way. This does not mean you are riding legally; you've just avoided the law by paying a bribe.
You can keep on riding regardless, but what if you have a crash, and you need to call on your travel insurance? It's pretty straightforward; no valid license means you're riding illegally and you're not covered.
If you tried that "everyone's doing it!" stuff on your mother, we're pretty sure she'd want to know if you were going to jump off a cliff if everyone else was doing i. So listen to your mother.
Sure you can keep on riding if you don't have a license, but if you do have a crash and get injured, you'll need to call your travel insurance, and if you don't have a valid license in the country where the accident happened, you're riding illegally, and you're not covered. If you're not sure give us a call.
You cannot insure against illegal activity. That also includes not wearing a helmet where it's compulsory (Cambodia, Thailand, Bali), and not riding under the influence of drink or drugs (everywhere).
If the shop let you rent a bike without asking for your license, it doesn't mean you don't need one. Again, it's not their responsibility, it's yours to check local laws before you go.
Injury from a motorcycle accident is one of the most common claims received by insurers.
If it's a bad one and you need medical evacuation, the cost could run to $100,000 or more.
Don‘t be fooled, the insurer will check if you have a valid license (forging that international permit isn't looking so smart anymore).
If you're still tempted to roll the dice, unlicensed and uninsured, do everything you can to make sure you don't get hurt in a crash.
Here are a few tips to keep you safe while on the road:
The protective clothing is the toughest one – we get it, it's stinking hot and humid in Thailand, you're just zipping back from the beach to your room, you‘re on holiday, who wants to follow rules! Just ride really carefully!
If you do end up in a crash, you'll also wear the cost irrespective of if you were at fault or not. Basically, the law of the land goes like this: If you are a farang (visitor or tourist), the accident is your fault. Don't fight it, but negotiate to keep the costs down.
Going to give the motorbike a miss now? There are plenty of other transport options in Thailand.
You can buy at home or while traveling, and claim online from anywhere in the world. With 150+ adventure activities covered and 24/7 emergency assistance.