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Hiking and Trekking Travel Insurance

Simple and flexible travel insurance to take you trekking around the world. Buy at home or while traveling, and claim online from anywhere in the world.

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Whether you’re hiking up Mount Kilimanjaro, trekking to Base Camp or heading out for a weekend walk in nature, World Nomads travel insurance may help if an unexpected event tries to derail your next hiking trip.

Insurance designed by adventurers, for adventurers

As passionate hikers ourselves, we’ve designed our plans to cover many types of hiking, from a lazy weekend stroll to the most intrepid trek. We offer coverage on some of the world’s most famous hikes and 200 other sports, activities and experiences including:

  • The Inca Trail
  • Trekking in Nepal
  • Kilimanjaro
  • The Appalachian Trail
  • The Camino de Santiago
  • Camping, scrambling, trekking and backpacking (elevation restrictions apply)
  • Outdoor rock climbing and mountaineering (Explorer plan only; elevation restrictions apply)

We offer two plans – Standard and Explorer – each with different levels of coverage. The Standard plan covers hiking activities up to 19,685 feet/6,000 meters. The Explorer plan covers hiking activities up to 22,965 feet/7,000 meters. When you get a quote, you can compare the two plans and choose the one that best meet your travel needs and matches your specific hiking and trekking plans.

Terms, conditions, limits and exclusions apply. Read the policy wording carefully to choose the right plan for your hiking trip. If you have any questions about your policy, just ask us.

What does travel insurance cover for hiking?

Whether you’re dusting off your boots for a few hours on the trail or going on a multi-day expedition to a far-flung corner of the globe, our policies may cover you for sudden and unforeseen events that could affect your travel plans.

World Nomads offers coverage (up to the policy limits) for:

  • Emergency medical: if you fall and sprain your ankle while hiking and need medical attention, we offer emergency medical coverage so you can get the treatment you need.
  • Emergency evacuation: your hiking adventure may be far away from medical facilities. With our coverage, you could get transported to the medical facility best for your care, subject to approval from our 24/7 Emergency Assistance Team. If your injuries are worse than first thought and local facilities aren’t adequate as assessed by our Emergency Assistance team, you could be repatriated back home. In the event of a life-threatening emergency, call the local emergency authorities first to receive immediate assistance, and then contact our partner Generali Global Assistance.
  • Baggage protection: dropped your camera on the trail and damaged it? Our gear coverage may help with reimbursement of the cost to repair or replace damaged, lost or stolen items.
  • Trip cancellation: if you need to cancel your trip due to an unforeseen event such as illness, we may be able to reimburse your pre-paid, unused, nonrefundable expenses like flights, tours and accommodations.
  • Natural disaster: if a severe weather event or natural disaster puts a stop to your trekking adventure, or your destination is affected by severe damage,, we may offer coverage if you can’t use your booked accommodation or need to move to a safer location.

What’s not covered?

There are also some things we just won’t cover. These include, but are not limited to:

  • Hiking or climbing while under the influence of drugs or alcohol.
  • Mountaineering, high altitude climbing or expeditions above 22,965 feet/7,000 meters (Explorer Plan) or above 19,685 feet/6,000 meters (Standard Plan).
  • Participation as an athlete in any professional sports.
  • Working as a mountain guide or rock-climbing instructor or guide using ropes or specialist equipment.
  • If you travel against medical advice.
  • Any pre-existing medical condition unless otherwise expressly stated in your policy.
  • Unattended baggage, sporting equipment or personal items.
  • If traveling domestically, travel within 100 miles from your home.

This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.

Top tips for your hiking adventure

To make the most of your time on the trail, keep the following tips in mind:

  • Be prepared: check the weather, check your equipment, and if you’re going guided, confirm that you’re using an accredited tour operator.  
  • Get hike fit: hiking requires a certain amount of strength and stamina, and in some cases (like the Inca Trail or trekking in Nepal), the ability to handle altitude. Be sure you are physically capable of it.
  • Be responsible: Before you start your trek, make sure your chosen trek suits everyone’s experience level. Wear appropriate safety gear.
  • Keep your receipts and paperwork: any claim you make will need supporting documentation such as receipts of your purchases and a loss or theft report. Keep these with you in printed or digital form if you intend to make a claim.

When you’re ready, head to our website to get a quote, and reach out if you have any questions. Happy trekking!

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly died?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Rolled your ankle?
  • Bedridden after a local delicacy?
  • Struggling with altitude?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Road or air ambulance?
  • Flight assistance?
  • Medivac needed home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • GoPro stolen?
  • Gear damaged in transit?
  • Bags delayed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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