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Travel insurance for spring break

From college spring break to family trips, learn how travel insurance can provide cover for your spring break adventure.

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Spring break is a time to pause the schoolwork, get out there and have some fun. Whether you’re a parent taking the family on a spring break vacation, or a college student going overseas for the first time, there are many different types of spring break trips to recharge your batteries.

Whatever you decide to do, considering travel insurance can be an important part of your vacation planning.

Who might want to consider travel insurance for spring break?

World Nomads provides travel insurance for many different types of travelers, including solo travelers, duos living at the same address and families of many different shapes and sizes.

Some types of spring break trips we may be able to offer cover for include:

  • Families taking a road trip to check out national parks, big cities or visit extended family.

  • College students spring breaking in Jamaica, Mexico or another tropical destination to escape the cold.

  • Friends or families taking a cruise – Caribbean, European or further afield.

What does travel insurance cover during spring break?

Spring Break only happens once a year, and you don’t want illness or injury to ruin your plans. If you do get sick or seriously injured, especially overseas, emergency medical expenses and repatriation can climb into the tens of thousands of dollars.

All our policies include cover for:

What activities are covered by travel insurance for spring break?

World Nomads covers more than 200 activities, sports, work and volunteer experiences. Your spring break fun in the sun might include water sports like snorkeling, surfing, swimming and sailing – we’ve got you covered for all of these. And if your spring break plans include more adventurous activities, like skiing, scuba diving, and even bungee jumping, these activities may be covered too.

All activities come with inherent risks, and accidents can happen. Travel insurance can provide coverage for emergency medical treatment and emergency evacuation if necessary. This is especially important if you are traveling to a remote location or a country with limited medical facilities.

Which plan is right for me?

World Nomads offers two plans, a Standard and an Explorer plan. Both plans offer a range of benefits including overseas emergency medical coverage, cover for your belongings, and cover for more than 200 activities. The Explorer Plan includes all the benefits of the Standard Plan, plus a few more, including additional covered activities and higher limits and sub-limits of coverage. To see what’s covered, select your country of residence and get a quote. You’ll be able to compare plans and download the full position description before you buy.

What's not covered?

All travel insurance has exclusions, so make sure you read your policy and know what you aren’t covered for. Common things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?).

  • Medical bills related to or caused by drugs or alcohol.

  • Routine medical treatment that can wait until you return home (it's not health insurance; it's for travel emergencies).

  • Pre-existing medical conditions.

  • Ongoing treatment at home.

Our policies aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the policy wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered or you have any questions, please get in touch.

Planning a vacation for Spring Break?

Don't forget to pack World Nomads travel insurance for your next trip. Whether you're headed off for just a few days of respite, or finally embarking on a gap year, World Nomads will be with you every step of the way with:

  • 24/7 emergency services
  • Medical cover
  • Gear cover
  • Trip cancellation
  • And more...

A True Claims Story

I went to the hospital because I felt a fever and upon further testing they found it to be dengue fever. They also found a infection in my liver which made the process of getting better take longer than usual. I stayed in the hospital for 8 days before I was discharged.
U.S. resident in Thailand

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 26 activities
Water 47 activities
Air 18 activities
Land 61 activities
Sports 80 activities
Experience 40 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are included in the Standard Plan. Orange and blue activites are included in the Explorer Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Cover your (ass)ets

Protect your phone, laptop, camera and other gear in case of theft or damage; get reimbursed if your trip gets interrupted or canceled; and if you happen to have a health emergency, our medical and dental coverage may come to the rescue.

And included in every policy – trip interruption, gear protection, and emergency assistance - so you can relax and get back to some serious tanning.

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Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • What is covered if I need to cancel my vacation?
    There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies.
  • What if I get sick while on Spring Break vacation?
    If you’re injured or get sick while you’re traveling, and you’ve bought the policy for the activities you’re doing, you can be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary.