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Travel Insurance for Spring Break

Discover the benefits of World Nomads travel insurance for your spring break trip.

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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.

Spring break is prime time to get out there and have fun. Whether you’re a parent taking the family on a spring break vacation, or a college student going overseas for the first time, there’s nothing better than getting away for the week.

Wherever you decide to go, you may want to consider travel insurance* as part of your vacation planning.

Who might want to consider travel insurance for spring break?

World Nomads provides travel insurance for many different types of travelers, including solo travelers, couples and families of many different shapes and sizes.

Some types of spring break trips we may be able to offer cover for include:

  • Families taking a road trip to check out national parks, big cities or visit extended family.
  • College students spring breaking in Jamaica, Mexico or another tropical destination to escape the cold.
  • Friends or families taking a cruise – Caribbean, European or just about anywhere else.

What does spring break travel insurance cover?

Spring Break only happens once a year, and you don’t want illness or injury to ruin your plans. If you do get sick or seriously injured, especially overseas, emergency medical expenses can climb into the tens of thousands of dollars.

  • 24/7 Emergency Assistance in multiple languages for a range of services. If you need help (medical, lost bags, crimes, natural disasters, etc.), they should be your first call
  • Emergency medical expense coverage that may include hospitalization, same day surgery and out-patient treatment, emergency dental coverage, and visits to registered medical practitioners.
  • Coverage for delayed, lost or stolen baggage, gear and sporting equipment.
  • Coverage for your non-refundable, pre-paid transport and accommodation expenses when you’ve had to unexpectedly cancel your trip for a covered reason.
  • Mechanical breakdowns or transportation strikes that shut down travel on common carriers for 24 consecutive hours
  • Coverage for more than 250 adventure activities, sports and experiences, including rock climbing, snowboarding, bungee jumping, hiking and snorkeling.
  • Coverage when your trip is delayed, interrupted or cancelled and you are stuck at the airport, or your trip is postponed indefinitely due to a covered reason.
  • Pre-trip medical support via our non-insurance service partners at Runway Health and FootprintID. If you need vaccines or medicines for your vacation destination, we’ve got your back.

Some of our higher tier plans (Explorer and Epic) also offer coverage for:

  • Rental Car Damage Protection (applicable to state regulations; read your plan to make sure your state is covered)
  • Travel inconveniences, like a ski resort that shuts down due to lack of snow or your cruise misses a port of call due to inclement weather. This is only available if you purchased your Explorer or Epic plan during the time-sensitive period of 7 days.
  • Pet Kenneling for your furry friend if your travel delay causes them to stay at least six hours longer at their kennel than expected
  • Trip Exchange if your travel supplier (like a tour company or cruise) changes the dates on you and you are forced to incur extra expenses, or even cancel, as a result
  • Missed connection coverage for when you arrive too late to make your trip departure (like on a cruise or tour group) and you incur extra expenses to join at a different location (or port)

You can also add “Cancel for Any Reason” coverage to the Explorer and Epic plans, at an additional cost, if you purchase your plan within the time sensitive period of 7 days. You may want to consider this if you are planning a big trip and have invested a lot of money, or if you are worried something could come up in the future that could cause you to miss it.

Which spring break travel insurance plan is right for me?

World Nomads offers two types of plans: single trip and annual travel insurance. All plans offer a range of benefits including overseas emergency medical coverage, baggage protection and coverage for more than 250 activities. The higher tiered plans offer more coverage for more adventurous activities, as well as the extra benefits we listed above. You’ll need to compare plans and get a quote to see which level will be right for your spring break trip.

What's not covered?

All travel insurance has exclusions, so make sure you read your plan and know what you aren’t covered for. Common things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?).
  • Medical bills related to or caused by drugs or alcohol.
  • Routine medical treatment that can wait until you return home (it's not health insurance; it's for travel emergencies).
  • Any medical bills related to a pre-existing condition, unless you purchased the Epic or Explorer plan during the time-sensitive period were medically able to travel at the time of purchase.
  • Ongoing treatment at home.

Our plans aren’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the plan wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered or you have any questions, please get in touch.

*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.

A True Claims Story

I went to the hospital because I felt a fever and upon further testing they found it to be dengue fever. They also found a infection in my liver which made the process of getting better take longer than usual. I stayed in the hospital for 8 days before I was discharged.
E.J.
U.S. resident in Thailand

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Standard Plan: $2,500
  • Explorer Plan: $10,000
  • Epic Plan: $15,000
  • Annual Plan: $5,000
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Standard Plan: $125,000
  • Explorer Plan: $150,000
  • Epic Plan: $250,000
  • Annual Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Standard Plan: $400,000
  • Explorer Plan: $500,000
  • Epic Plan: $700,000
  • Annual Plan: $100,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Standard Plan: $1,000
  • Explorer Plan: $2,000
  • Epic Plan: $3,000
  • Annual Plan: $2,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

The amounts listed represent the maximum benefit amount.

Protect your health

  • 24/7 Emergency Assistance Help Line
  • Emergency Medical & Dental Expenses
  • Emergency Evacuations
  • Bedside Companion Travel
  • Emergency Medications

Protect Your Trip

  • Trip Cancellation
  • Optional Cancel for Any Reason (Explorer or Epic)
  • Trip Delay & Trip Interruption
  • Missed Connection (Explorer or Epic)
  • Rental Car Damage (Explorer, Epic or Annual)

Protect Your Stuff

  • Baggage Delay
  • Passport and Visa Loss
  • Lost or Stolen Bags
  • Personal Tech, Equipment & Gear
  • Baggage Return After Evacuation

Non-Insurance Services

  • Medical & Non-Medical 24/7 Emergency Assistance Line
  • Translators Available
  • Runway Health
  • FootprintID
  • Blue Ribbon Bags
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefits limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 42 activities
Water 56 activities
Air 31 activities
Land 80 activities
Sports 80 activities
Experience 11 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are included in All Plans. Orange and blue activities are included in the Explorer Plan. Orange, blue and purple activities included in the Epic Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • What is covered if I need to cancel my vacation?
    There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies.
  • What if I get sick while on Spring Break vacation?
    If you’re injured or get sick while you’re traveling, and you’ve bought the policy for the activities you’re doing, you can be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary.