Photo © Getty Images / lechatnoir

Travel Insurance for Assault

Get the medical treatment you need after being attacked.

    Trusted by:

  • Trusted by:

Physical or sexual assault isn’t something you ever want to think about for your trip, but the unfortunate truth is that these attacks happen way too often to travelers. That's why we're here to help you. While some destinations have higher incidents than others, no destination is immune.

To add complexity to already horrific circumstances, the laws and customs of some countries can see innocent victims imprisoned, so knowing what to do following an attack can be difficult.

Does World Nomads travel insurance cover assault?

If you’ve been assaulted overseas, both our Standard and Explorer travel insurance policies for U.S. residents have benefits to help with the medical expenses to patch you up and get you on the road to recovery. The medical benefits under your plan can help to reimburse things like:

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Ambulances
  • Extra expenses to get you home, if medically necessary

If you’re injured or hospitalized as a result of an assault, you, a member of your traveling party, or a close friend or relative should contact our 24/7 Emergency Assistance Team as soon as possible. Our Emergency Assistance Teams have experience understanding and liaising with medical providers on the ground, so that you can get the care you need, when you need it.

If you have been the victim of a sexual assault, be sure to seek medical attention as soon as possible. You may want to consider emergency contraception, antiretrovirals and emergency blood tests.

If you are in a country where you think you could be in danger if you report the assault to the police, please contact our Emergency Assistance team for advice.

Can I cancel my trip if I’ve been assaulted?

World Nomads offers trip cancelation coverage for U.S. residents in the event you or your traveling companion are the victim of a felonious assault prior to leaving for your trip.

Remember, you must purchase your policy before an event happens that would cause you to cancel your trip, including, for example: assault, illness, injury, terrorist incident.

Be sure to get both police and doctor or hospital reports before you make a claim, and reach out to our customer service team if you have any questions.

What's not covered by travel insurance?

Travel insurance is designed for when things unexpectedly happen to you. If you pick a fight and end up coming out worse for wear, we're going to take that into account and may decide you won't be covered because you may have committed a criminal act. All policies have limitations, conditions and exclusions, which are explained fully in the policy wording.

Tips to avoid assault while traveling

There are many steps you can take to increase your chances of avoiding assault.

  • Travel with a buddy.
  • Take extra precautions when traveling at night.
  • Share your plans with a friend or loved one, especially if going to an unfamiliar area.
  • Heed local advice about safe and unsafe neighborhoods.
  • Never leave food or drink unattended. If you fear your food or drink may have been spiked, immediately call emergency services, or tell someone who can help, including a friend, bartender or bouncer.
  • Trust your gut. If something feels off, extract yourself from the situation as quickly and politely as possible.

For more advice, check out our Travel Safety section, which includes safety tips for women by country and safety tips for LGBTQ+ travelersThe Rape, Abuse and Incest National Network also provides safety tips for travelers. If you have any questions about what is and is not covered by World Nomads travel insurance plans, please reach out

What do I do if I’m assaulted overseas?

It’s essential that you get in contact with our Emergency Assistance team as soon as possible so that they can assess the situation according to location and local laws, and then triage accordingly.

So that our Emergency Assistance team can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number 
  • The nature of your problem
  • Your location

Assaulted in Paris.

On the first night of my trip to Paris, I was waiting at a bus stop to get to the place where I was staying when I was pulled into a car and sexually assaulted. After a struggle, I was able to get out of the car and run to the nearest area with foot-traffic. I immediately went to the nearest hospital emergency room at Hopital Hotel-Dieu where emergency blood tests were done to determine possible transmission of sexually transmitted disease, as well as given Hepatitis B shot, a NorLevo pill to prevent pregnancy, and an emergency prescription of antiretroviral medication for the exposure to HIV/AIDS.
U.S traveler in Paris.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by:
In partnership with:


Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • Do I call the police if I've been assaulted?
    Local laws may require you to contact the local authorities before calling other assistance. However, you should contact our emergency team as well, so they can assess the situation and help guide you.
  • What happens if I'm injured and need life support?
    That’s a really bad way to end your holiday, and we hope you never end on life support. But if you do, we will look at the best possible solution to either get you home, or get your family over there to say goodbye.
  • Can my mom come and get me?
    If you need a medical escort, we will send you home with a nurse or doctor. Family members aren't usually allowed to be medical escorts, but it depends on your situation.