For information relating to policies purchased prior to 03 February 2022, please check the PDS provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 03 February 2022 please see below.
Pregnant and wondered what you're covered for? Planning a trip or already travelling?
Pregnancy is covered by our plans, although be aware that there are some restrictions to this cover and if you're more than 26 weeks pregnant cover may be limited.
If you’re pregnant at the time you buy your policy, or fall pregnant afterwards either before you go or while on the road, there is cover available for pregnancy on our plans, provided the event that causes your claim:
We don’t consider pregnancy to be an existing medical condition. However, to be covered, pregnancy-related Illnesses such as hyperemesis (severe morning sickness), gestational diabetes, and any other pregnancy-related illness must have first developed unexpectedly after you bought your policy. There is no cover for any existing medical condition related to your pregnancy.
These conditions apply whether you fall pregnant naturally or with medical assistance (for example, through IVF).
If the doctor treating you says you’re unfit to continue travelling, firstly contact our 24/7 Emergency Assistance team. We’ll need to get medical specialists to confer and agree.
After that, if you have no option but to change your travel plans, there’s cover for reasonable additional transport, accommodation and/or cancellation expenses. That covers cancellation, re-arrangement or catching up to your original itinerary.
Please read the PDS carefully and particularly the 'Health conditions and your policy' section which outlines the terms and conditions relating to pregnancy. This includes pregnancy related to you, a member of your travelling party, a close relative and any other person to whom this policy relates.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
We’re here to help if you have a question about travel insurance. We’re available:
Before your trip, check the latest government advice for any travel alerts for your destination.