Horseback Riding Travel Insurance Plans
Travel insurance to protect your horseback riding trips for Canadian Residents
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At a glance:
- World Nomads plans may provide cover for your horseback riding trips, with the ability to pay an extra premium and be covered for things like dressage, show jumping, and eventing.
- Emergency medical & evacuation coverage is included for injuries and medical transport if you’re seriously hurt on or off a horse.
- Reimbursement for cancelled tours, delays, or interruptions due to covered events.
- 24/7 Global Help: Access to emergency assistance anytime, anywhere.
- Why should I consider travel insurance for my horseback riding trip?
- Horseback riding travel insurance: What may be covered?
- What level of travel insurance coverage do I need for my horseback riding trip?
- What may not be covered when horseback riding?
- Top safety tips we recommend for your horseback riding trip
- FAQs
Are you ready to saddle up and trot away into your next equine-inspired getaway? If you’ll be horseback riding while travelling, you may want to protect your adventure with World Nomads Travel Insurance. Our travel protection plans include a range of travel insurance benefits that could help with everything from stolen bags to unexpected medical expenses.
Why should I consider travel insurance for my horseback riding trip?
From broken bones to stolen riding boots, unexpected issues can derail even the most carefully planned journey. Travel insurance designed for equestrians may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently – whether you’re horseback riding at a dude ranch in Montana or riding Andalusian horses on the beach in Spain.
Horseback riding travel insurance: What may be covered?
As equestrians ourselves, we’ve designed our plans to cover horseback riding while travelling. We also offer coverage for more than 250 other sports, activities and experiences.
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Emergency Medical Expenses
For broken bones, cuts, and spains after a horseback riding accident -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation, on or off a horse -
Baggage & Gear Coverage
Damaged or stolen riding gear -
Trip Delays, Interruptions & Cancellations
travel protection for your pre-paid nonrefundable trip costs and unexpected expenses.
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage for my horseback riding trip do I need?
World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage. Both plans cover:
- Leisurely horseback riding; and
- Equestrian, dressage, show jumping, and eventing, but you will need to pay an extra premium for these activities
When you purchase your policy, you’ll need to list horseback riding, and all of the other activities that you plan to participate in while on your trip. There are over 250 other sports, activities and experiences that could be covered. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. Costs may vary depending on the activities you plan to do on your horse.
- Level 1 activity: Leisurely horseback riding.
- Level 3 activities: Equestrian, dressage, show jumping, and eventing.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when horseback riding?
Some things we may not cover include:
- Horseback riding under the influence of drugs or alcohol
- Unattended baggage, sporting equipment or personal items
- Horseback riding or travelling within your home province
- Injuries to your horse
- Riding horses in a rodeo, competition, or for salary/compensation
- Riding bare back or playing polo
Top safety tips we recommend for your horseback riding trip
- Have the right gear: Wearing a helmet is a MUST, no matter how experienced you are.
- Wear proper clothing: Long pants and closed-toed footwear are essential.
- Be prepared: Check the weather, check your equipment, and check the credentials of your riding instructor or tour operator.
- Keep an eye on your gear: Don’t leave your expensive horse-riding gear or any other baggage unattended – those 'I spaced out” moments might not qualify for coverage.
- Saddle up properly: Make sure your saddle is fitted properly. If the saddle is the wrong size, you could be more likely to slip out of it and fall.
- Know your own physical abilities: Horseback riding requires a certain amount of strength, stamina, flexibility, and balance to mount and ride the horse. Make sure you are physically capable of riding.
- Don’t startle the horse: Injuries can happen when horses are spooked by things like sudden movements and loud noises.
FAQ
Here are our most frequently asked questions about cover for Horseback riding. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Is horseback riding covered under World Nomads Travel Insurance?
Yes, basic horseback riding tours are covered under both plans offered by World Nomads Travel Insurance, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Leisurely horseback riding is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your policy. However, you will need to pay an additional premium to be covered for any Level 2 activities and Level 3 activities such as equestrian, dressage, show jumping, and eventing. If you are doing something beyond a basic equestrian activity, we suggest you contact us to find out what is covered.
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What types of incidents are covered while horseback riding abroad?
If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your nonrefundable, prepaid travel expenses (up to the policy limits), and this could include unused, pre-paid, non-refundable horseback riding tours that you paid for in advance. If you fall off of your horse or you’re at the wrong end of a feisty hoof and you require medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or Canadian government advisories advising travellers not to travel to a destination on your itinerary.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48 hour period after your departure date.
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What kind of horseback riding activities are covered by World Nomads Travel Insurance?
Basic horseback riding tours are covered under both plans offered by World Nomads Travel Insurance, but make sure you list this as an activity you’ll be participating in when you purchase your policy. Leisurely horseback riding is considered a Level 1 activity and is automatically covered, but you’ll still need to be listed when you purchase your policy. However, you will need to pay an additional premium to be covered for Level 2 activities and Level 3 activities, such as equestrian, dressage, show jumping, and eventing. If you are doing something beyond a basic equestrian activity, we suggest you contact us to find out what is covered.
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What should I do if I get hurt while horseback riding?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like hiking, biking, rock climbing, and camping could all be covered. When you purchase your policy, you’ll need to list all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by both plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, horseback riding tours and accommodations if your trip is cancelled for a covered reason.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next horseback riding trip?
Not sure where your next horseback riding adventure should take you? Check out some of our favorite places to ride horses around the world and get destination-specific travel insurance tips to help you plan with confidence.
Highlights of Southern Chile: An Adventurer’s Guide
What to See and Do in Camargue, France
What to See and Do in Mendoza, Argentina
Visiting Cuenca, Ecuador: Things to See and Do
Food, Wine, and Outdoor Adventures in Slovenia
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.