Not everything is covered, so read on....

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This content is for Canadian travellers. Looking for comprehensive travel insurance to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance cover with the adventurous in mind and covers more activities up-front than most.

Are you looking for comprehensive travel insurance?

While we won't say our travel insurance is comprehensive (because it doesn't cover everything), our travelers get up to all sorts of different things, so we offer two levels of cover - Standard and Explorer, with options to include extra activities to cover both the more, and less, adventurous.

As you'd expect, every policy is different and as multiple benefits. However, all of them include:

  • Overseas Medical
  • Cancellation
  • Luggage/baggage cover
  • 24/7 worldwide assistance

You also have access to world Nomads’ community of like minded travelers, language guides, safety information, travel guides and more.

There are exclusions and limits which apply, so be sure to read the policy wording before you buy a policy. 

What's not covered?

If you put yourself in danger then we won’t cover you. This includes going to places you’re country of residence tells you not to, doing activities that you’re not qualified for or are too dangerous. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.

Other things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • That rash you picked up while having hostel sex (ah, sorry)
  • Certain pre-existing medical conditions

This isn't a full list of what is and isn't covered. Make sure you read the policy wording and pay attentionn to the exclusions which apply. 

Robbery in Vietnam

In Hanoi, Vietnam. I was in a bar called hair of the dog. When I entered the bar I had my iPhone in my pocket. While talking to a friend I felt someones hand brush against my pocket, I turned around and there was a Vietnamese man standing behing me. I checked my pocket and my phone and 100,000 Dong was gone. When I confronted the man he fled the bar. Immediately afterwards I returned to my guesthouse and contacted my telephone provider to cancel the phone. In the morning I went to the police station and filled out a police report.
Canadian Nomad in Vietnam

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Are you, your family sick, injured or deceased?
  • Strike at your departure or arrival point?
  • Official travel advisory warning not to travel?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need prescription meds?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need to get to a hospital urgently?
  • You or a family member deceased?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or gear stolen?
  • Tech trashed?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

We cover 250 activities you love + more

Snow 20 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Activities shown in blue are automatically included in the Standard Plan and the Explorer Plan. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team

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Simple and flexible travel insurance designed by travelers, for travelers. See why over 3 million travelers have chosen World Nomads for more than 20 years.