Travel insurance for backpackers and other habitual nomads

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This page is for Canadians.

Am I covered?

Most of us here at World Nomads have spent some long time on the road. Travelling long term can have serious side effects – forgetting your own name, your country of origin, or if your travel insurance policy has expired. The first two can be fun, the last one can be.... problematic.

What you're covered for.

Longer term travel sets you up for doing way more things on your trip than you probably ever intended. With a World Nomads long term travel insurance policy, you’re covered for a wide variety of adventure activities, depending on whether you purchase our Standard or Explorer plan.

The longer you’re away from home, the more likely you are to forget the activities you specified in your travel insurance purchase. In the heat of the moment, as you’re about to get on a quad bike in Mui Ne with a bunch of friends, is probably not the time to ask yourself, "I wonder if the World Nomads Travel Insurance Policy I purchased 10 months ago covers this activity?"

It's something we want you to be mindful of if you are a long-term traveller, whether you’re backpacking through Southeast Asia or WWOOFing in South America. Also, try to keep your travel insurance policy close by, and when possible, check your level of cover in your Product Disclosure Statement.

Can I get World Nomads insurance if I'm an expat?

If you call Canada home, but are always on the road, World Nomads can help you travel smarter and safer. But, in order to be covered by a Canadian World Nomads policy, you need to be a Canadian resident or citizen with a Canada residential address. You must also be able to provide documentation (a current driver’s license, for example) to prove your Canada address.

So if you’re currently living abroad, unless you meet those criteria, we unfortunately aren’t able to cover you.

Travel Insurance & making a claim.

Did you know you can claim on the road with World Nomads? If you need to make a claim online, read our information on making a travel insurance claim online.

World Nomads also makes it easy:

  • To buy travel insurance online, even if you're already travelling
  • To purchase more travel insurance online, should you wish to keep travelling
  • To stay safe and informed with online travel safety advice
  • To get 24hr emergency assistance

Planning a long trip?

Don't forget to pack World Nomads travel insurance for your next trip. Whether you're headed off for a months-long backpacking adventure, or finally embarking on a gap year, World Nomads will be with you every step of the way with:

  • 24/7 emergency services
  • Medical cover
  • Gear cover
  • Trip cancellation
  • And more...

A True Claims Story

I was on a full-day tour to Chacaltaya and Valle de la luna and later that night I was unable to sleep as I started to get dizzy, had difficulty breathing, and had strong pains in my chest. The next morning I contacted World Nomads emergency assistance and I was directed to Clinica del Sur from La Paz, where I stayed 24 hours under medical surveillance being treated for altitude sickness. After being discharged from the hospital, I continued on my next tour, yet suddenly I felt a strong pain in my chest and headache, so I returned to the medical clinic for an hour of oxygen treatment. The next morning I flew back to Lima (sea level).
Canadian in Peru

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Are you, your family sick, injured or deceased?
  • Strike at your departure or arrival point?
  • Official travel advisory warning not to travel?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Accidentally injured?
  • Suddenly sick?
  • Need prescription meds?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need to get to a hospital urgently?
  • You or a family member deceased?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or gear stolen?
  • Tech trashed?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

We cover 250+ activities you love

Snow 20 activities
Water 43 activities
Air 13 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Activities shown in blue are automatically included in the Standard Plan and the Explorer Plan. Activities shown in orange require an optional upgrade for coverage to apply. Special conditions and exclusions may apply to certain activities, check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Travel insurance. Simple & flexible.

Travel insurance for independent travellers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 16 December 2016 and rated 4 stars

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Here are our most frequently asked questions. You can also visit our community page at Ask a Nomad, or ask the team your own question by pressing the link below.

Can't see your question?

Ask a question

  • What's covered if I need to cancel my trip?
    There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies, and other covered reasons. For more details, click here.
  • What if I get sick while travelling?
    If you’re injured in an accident or suddenly get sick while travelling, and you've bought a policy for the activities you're doing, you can be covered for emergency medical treatment including: Hospitalization; Out-patient treatment for medical emergencies; Prescribed medicines, X-rays, and laboratory tests; and being brought home if medically necessary.