Photo © Lumina/IStock

Travel Insurance for long trips

For those who aren't going home anytime soon.

    Trusted by:

  • Trusted by:

Often the best adventures have no end date… that’s why World Nomads has designed flexible travel insurance policies for all types of travelers. If you're looking to travel for more than a week or two, we have travel insurance that may keep you covered for up to six or 12 months depending on your country of residence.

What can long term travel insurance cover?

Our policies come with loads of benefits, depending on the policy you buy. Whether you’re going on a long trip or a short trip, all of our policies provide cover for:

  • Trip cancellation and trip interruption if you get sick or injured at the last minute and need to make a change.

  • Emergency medical treatment, like an urgent visit to the doctor, medicine to help you get well, x-rays and hospital stays.

  • Emergency medical evacuation if you get really sick and need to be transported somewhere with better facilities.

  • Emergency repatriation if you need to be flown home to receive better care, or to bring your body back to your home country if you die overseas (it’s terrible to think about, but it happens).

  • Delayed, lost or stolen baggage.

  • 24//7 worldwide emergency assistance.

Our travel insurance policies are designed by travelers, and we cover more than 150 activities, sports, volunteer and work experiences, including casual bar work, skiing, volunteering, hiking and more.

Who might want to buy travel insurance for a long trip?

Travelers of all ages might be interested in purchasing a long stay travel insurance policy. Here are a few examples:

  • College students going on study abroad who want to travel in between quarters or semesters.

  • Working holiday makers.

  • Road-trippers on a long-term holiday.

  • Digital nomads making the most of work and play.

  • New retirees heading out to explore the world with their newfound freedom.

  • Families traveling for the summer holidays.

How long can travel insurance cover me for?

Our policies are designed to be flexible … we’re nomads after all! We offer long-duration policies and allow travelers to extend their cover or buy more cover while they’re on the road.

Depending on your country of residence, you can buy a World Nomads travel insurance policy for a maximum duration of six or 12 months.

To find out how long we can cover you for, select your country of residence and get a quote. While there, you can also compare our two plans, Standard and Explorer, and download the full policy wording before you buy.

What if I don’t know how long I want to travel for?

If you’re planning on exploring the world for a while, but you don’t know how long you’ll be gone for, don’t fret. You have a couple of options to ensure you’re covered while you’re away:

  • Extend your policy: You can extend most of our policies online and from overseas while traveling, as long as you extend it before it expires. Conditions and limitations apply so check the policy details before you purchase to make sure this will suit your needs.

  • Purchase a new policy: If your policy has expired, you can purchase a new one while you’re still traveling. Just note that you may have to wait up to 72 hours for full cover to apply (you can be covered straight away if you're injured in an accident after you buy a policy). Your policy wording will have full details to understand the cover, limits and exclusions.

  • Purchase and track your policies with your World Nomads membership:A free membership gives you access to all of our great content and safety advice. And if you buy insurance with us, your membership allows you to  manage and view multiple policies in one place online, making it easy to buy more policies as needed, and access online claims forms. Make sure you log-in before purchasing each new policy.

What’s not covered by travel insurance?

All travel insurance policies have exclusions and limitations. Here are some of ours - we won't provide cover for:

  • Anything illegal (you didn’t really think we’d cover that did you?) Be sure to respect both the local laws and mores of your host countries.

  • If you've taken drugs or overindulged in alcohol.

  • Non-emergency treatment that can wait until you return home (remember it's not regular health insurance; it's for medical emergencies).

  • Ongoing treatment at home.

  • Some pre-existing conditions, especially those not stable and controlled.

  • Cancelling your trip due to fear of travel or just changing your mind.

This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy carefully before you buy and make sure it’s right for you and if you have more questions get in touch.

Severed Nerve

I was opening a bag of potatoes with a knife. The knife slipped and cut my finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge (and was) referred to Clinique Axium the following day. I underwent micro surgery and had two follow up appointments at the Clinique, along with having a specialised splint made to keep my finger in a bent position to enable healing.
Claim paid: NZD $1039.13
T.P. Kiwi in France.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

We cover more than 150 activities you love + more

Here are several activities under each category that World Nomads love to do:

Not all activities, sports, and experiences are covered under every plan. You may have to upgrade the policy and sporting level to receive the cover you require for the activities you plan to do. Please read your policy wording carefully before you buy.

  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Bobsledding
  • Ice Hockey
  • Ice Skating
  • Kite Wing
  • Skiing
  • Snowboarding
  • Snow kiting
  • Snowmobiling
  • Tobogganing
  • Canoeing
  • Kayaking
  • Paddle Boarding
  • Sailing
  • Scuba Diving
  • Snorkelling
  • Surfing
  • Tubing
  • Windsurfing
  • Aerial Safari
  • Ballooning
  • Bungee Jumping
  • Hang Gliding
  • High Diving
  • Hot Air Ballooning
  • Passenger in a commercial aircraft
  • Skydiving
  • Tandem Skydiving
  • Zip Line
  • Bushwalking
  • Camel Riding
  • Camping
  • Caving
  • Hiking
  • Orienteering
  • Motorbiking
  • Mountain Biking
  • Trekking
  • Baseball
  • Basketball
  • Cricket
  • Fencing
  • Go Karting
  • Golf
  • Hockey
  • Tennis
  • Ultimate frisbee
  • Volleyball
  • Childcare work
  • General farm work
  • Hospitality
  • Restaurant
  • Teaching
  • Fruit Picking
  • Admin work
  • Office work
  • WWOOFing
All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans. Coverage may not be available for residents of all countries, states or provinces.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.