Travel Insurance & COVID-19
Planning a trip during a pandemic? Here’s how travel insurance may (or may not) cover you.
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This information is for Canadian residents who have purchased policies after March 11, 2020. This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions about your coverage, just ask us.
With coronavirus (COVID-19) outbreaks around the world, it’s more important than ever to get trip protection even when vaccine rollouts are underway.
Does my travel insurance cover COVID-19?
World Nomads travel insurance provides coverage for certain claims arising from Coronavirus (COVID-19). Coverage depends on the purchase date of your policy; eligibility requirements must also be met. For more information, visit our Travel Insurance & Coronavirus (COVID-19) FAQs.
Trip cancellation
This benefit helps you recover non-refundable, pre-paid trip costs when you have to cancel your trip for a covered reason such as if you receive a confirmed and documented diagnosis of COVID-19, as certified by a physician, before your departure. Please refer to the Trip Cancellation section of your policy for more information.
Emergency medical
If you unexpectedly get sick with COVID-19 or another illness when travelling, you may be eligible for emergency medical benefits, including diagnostic tests prescribed by a physician. Please refer to the Emergency Medical section of your policy for more information.
Emergency evacuation
If a physician recommends that you be transported to a hospital in your home province for emergency medical treatment, you could be covered for medical air evacuation. Please refer to the Emergency Evacuation section of your policy for more information.
Trip interruption
During your travels, you might have to return home early because of sudden or unforeseen circumstances. With trip interruption coverage, you may be eligible for reimbursement for a one-way, economy-class ticket home and any pre-paid, unused portions of your trip if you need to change your plans for a covered reason. There is no coverage for circumstances related to COVID-19 unless those circumstances relate to a new, confirmed and documented diagnosis that the insured has contracted Coronavirus while traveling. Please refer to the Trip Interruption section of your policy for more information.
24/7 Emergency Assistance
Whether you’re stranded in a foreign country or need to reschedule a flight, our Emergency Assistance team is available 24/7 in whatever part of the world you’re travelling.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalised?
- Travel companion unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need medication quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamWherever you are, we’re here 24/7 to help you in any emergency.
Emergency Assistance, World Nomads
Coronavirus (COVID-19) and travel - what you need to know
COVID-19 is a foreseen or known event. If you are purchasing a new policy, certain coverages will not apply. Please read the details here.
About Coronavirus