We are World Nomads
Travel insurance, inspiration and opportunities to help you fuel your curiosity, find your journey and travel bravely.
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Explore your boundaries with World Nomads
Stay safe and informed, before, during and after your trip with our expert advice and flexible travel insurance.
Make a difference
Give back to the places that you travel to. Make a micro-donation when you buy with us to help change lives.
85% of our travelers give back when they travel.
Make a difference to those communities in need in a simple, easy and transparent way when you travel.
How it worksSeek experiences
Our community of locals and travelers share their advice and adventures to help you find inspiration and research your next destination.
Explore your world
Start planning your next trip with experiences, tips and travel guides from other nomads.
Discover destinations and activities
Travel stories
Feed your curiosity with first-hand accounts of discovery, connection and transformation.
Read the latest stories from the road
Learn new skills
Improve your creative skills, learn how to capture meaningful travel stories and go on global storytelling assignments.
Become a better storyteller
Take your passion for travel writing, photography or filmmaking to the next level.
Get pro tips, techniques and advice
Creative scholarships for travelers
Go on the learning experience of a lifetime and be mentored by pro writers, photographers and filmmakers.
Apply for a fully-funded field assignment
Compare Travel Insurance.
Find the best travel insurance for your trip.
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Taking the time to compare travel insurance policies can be the difference between making sure you get help when you need it most… or being left uncovered. That’s why World Nomads has made comparing our travel insurance simple, so you can see at a glance what is and isn’t covered.
Getting it wrong can mean not being able to replace your lost baggage, or shelling out for ski hire when yours fails to arrive off the luggage conveyer belt.
How do I compare travel insurance policies?
You must make sure the policy you select will adequately cover you, so we suggest the best starting point is determining:
- What you are planning on doing
- Where you are going
- How long you’ll be gone for
Once you’ve done that, the next step is to consider the level of cover you’ll need and what you’ll need coverage for. To help you, the claims we most often see are:
- Overseas medical
- Baggage
- Cancellation
The other must have is 24/7 worldwide emergency assistance so no matter where you are or what time it is, there’s someone just a phone call away waiting to help you and your family.
Which travel insurance policy do I need?
To compare travel insurance policies just enter a few details online about yourself and you'll be able to compare our Standard and Explorer options, their benefits, and how much you’re covered for.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Pulmonary Embolism.
Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Medical Repatriation
When your illness or injury stops you in your tracks and you have to get home for treatment.
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Serious accidents or illnesses can happen at any time during your trip, whether you’re trekking through the Eurasian Steppe or (not so) simply crossing the road in Vietnam. And if it’s bad enough to end your trip mid-way or if our medical teams recommend you return home for treatment, our repatriation cover can help get you home as safely as possible.
The cost of medical evacuations can vary, depending on a number of circumstances, including the remoteness of the location from which the evacuation might occur, as well as the type of medical care required for injuries or illnesses incurred. That's what our emergency medical, evacuation and repatriation insurance in all of our plans is designed to cover.
Cover available under this travel insurance policy is in excess of any statutory health insurance, or any available reciprocal health agreements (including your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC). Where urgent medical assistance is required, contact our 24/7 Emergency Medical Assistance team before incurring medical costs. You must let us know how you are going and keep in contact with our Emergency Medical Assistance team until you no longer require treatment or assistance.
Our 24/7 Emergency Medical Assistance teams are trained to help in these situations, negotiating the complexities of hospitals, specialist transportation, airline approvals and medical escorts so you (and your family) can focus on your recovery.
How World Nomads travel insurance can get you home
Travel insurance is made to cover emergency treatment overseas and, if necessary, cover to rearrange your initial travel plans or for specialist medical transportation to get you home. If our medical teams believe it’s necessary to bring you home for treatment or ongoing care, there’s cover in all of our policies for:
- Air Ambulance
- Sea Level Aircraft
- Ground Ambulance
- Flight changes, upgrades or just more space
- Flight upgrade + medical staff.
Please note that cover is up to the amount shown in your Policy Wording and is subject to our Emergency Medical Assistance team or us, on the advice of a medical practitioner appointed by us in consultation with your medical practitioner overseas, first deciding that:
- Transportation is medically necessary; and
- The style and timing of the transportation are reasonable and appropriate; and
- You're medically fit to be evacuated; and
- You should be transferred to the United Kingdom.
World Nomads offers benefits for medical issues related to Coronavirus (COVID-19) under the 'Emergency Medical Expenses & Medical Repatriation' section. If you are diagnosed with COVID-19 while overseas and it’s not considered a ‘pre-existing medical condition’ under our policy your benefits include evacuation or repatriation if deemed medically necessary by us and in consultation with your attending physician.
You can check out our What’s covered for Coronavirus which has all of the details, including benefit limits and exclusions.
I need help now – what do I do?
The first step when you have been admitted as an inpatient for at least one night is to contact us as soon as possible (or get someone else to do so on your behalf). Our 24/7 Emergency Medical Assistance team can make arrangements and get pre-authorisation for your repatriation home if it's required. Our doctors and nurses have seen some horrific accidents and illnesses and have helped thousands of travellers get home safely to fully recover.
What's not covered by World Nomads travel insurance
Travel insurance isn’t designed to cover everything. There are some cases where it's just not possible to provide cover:
- Flight upgrades, new flights or changes without our approval (or where it's not medically necessary).
- When you refuse to return home for treatment.
- Changing your mind to not continue your trip, even if you're fit to travel.
- Medical expenses once you're back in your home country.
- A joy flight to get down off the mountain after you've reached Base Camp.
This is not a full list of what's covered and what's not covered. There are limits and conditions that apply, so for more information check out our article on medical transport and repatriation
The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
Get a quote today.
How to get medical assistance.
It’s essential that you get in contact with our Emergency Medical Assistance teams as soon as possible, so that our teams can support you from the time your fall sick of get injured until the time you get home.
So that our Emergency Medical Assistance teams can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Abdominal pain in Myanmar
On my second day in Burma, I woke up in the middle of the night with intense abdominal distress. I was rushed to the Asia Royal Hospital and immediately taken for evaluation and an ultrasound. I had a large mass in my abdomen and evacuated to Bangkok that evening to see a specialist. I was admitted to Bumrungrad International Hospital, where I stayed for eight days for a battery of tests, including several ultrasounds, a CT scan, and two aspirations of what turned out to be a renal cyst. After a conditional discharge, where I was restricted to rest, I was deemed stable enough to be evacuated. Two days later I was on a flight back to the U.S., where I am now continuing treatment.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
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Can my mum (or other family member) come and get me?
Yes, in some situations we can send your mum or a close family member over to pick you up if you need mobility support. If you’re on any kind of administrative medication, then we might send you a nurse or doctor.
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Can I choose the sex of my nurse or doctor?
You can ask and we'll see what we can do.
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What if I'm on really heavy drugs as pain killers while I'm coming home? Will I be allowed to transit in all countries?
There are some countries which will not allow you to enter (even transit) with certain medication and in these cases we will either reroute you or discuss with your treating doctor on alternate pain killers.
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What happens if I’m on life support?
That’s a really bad way to end your holiday, and we hope you never end up on life support. But if you do, we will look at every situation on a case-by-case basis and will try to find the best possible solution.
Discount travel insurance
It'll be a hard lesson if you get sick without it.
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For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
Looking for travel insurance that won’t break the bank?
World Nomads knows our travellers understand why a good travel insurance policy is important… but would really rather spend their money on a hotel upgrade or first class train tickets.
That’s why we’ve got a little secret we’re going to let you in on… from time to time World Nomads offers travellers a promotional 5% discount when they purchase a World Nomads policy.
How do I get a discount on my travel insurance?
If you’re a first time traveller contact our customer service teams who may be able to advise you if there is a Save Promo code available to get you a discount on your policy.
As a returning World Nomads traveller, if you log into your World Nomads membership you’ll get a discount as a thank you for your continuing loyalty.
Due to Financial laws in North America this offer is not available to residents of Canada and the United States.
What’s covered by travel insurance
World Nomads covers on all our policies those things our travellers tell us are most important… and which they most frequently access. This includes:
- Medical
- Luggage/baggage
- Cancellation
- 24/7 Worldwide emergency assistance
In addition we cover more than 150 activities and events depending on your policy. Our travellers also have access to an online community forum, travel guides, safety tips and destination videos.
What’s not covered
There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. These include:
- Anything illegal (you didn’t really think we’d cover that did you?)
- If you've taken drugs or alcohol
- Where you've been acting in a reckless manner
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
- Pre-existing medical conditions per the policy wording terms and conditions (with exceptions for pregnant mothers in some cases)
- Ongoing treatment at home
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Testimonial Title
I was cut off by a dog whilst riding a push bike. Subsequent to my initial consultation with the Doctor I was referred to Hospital where I received surgery for my fractured foot and had my hand placed in a cast. I received assistance from specialty assist for my hospital bills and repatriation.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech Trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSingle Trip Travel Insurance
For when you’re leaving on a jet plane and don’t know when you’ll be back.
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- What’s covered with one way travel insurance
- What you need to know if you plan to travel on a one way ticket
- What’s not covered when you travel one way
- Handy travel tips for one way trips
- Get a quote 24/7
- Buy while abroad
If you’re jetting off on an adventure with no end date in sight, you can still buy World Nomads travel insurance. Whether you’re thinking of being overseas for a few days, weeks, or a few months, one way travel insurance can help safeguard your adventure — even without a return ticket.
What’s covered with one way travel insurance
When you buy travel insurance with World Nomads, you have cover available for those common events that have a way of dampening an otherwise-good trip, such as:
- Trip delay, interruption, and flight delays
- Trip cancelation
- Overseas emergency medical insurance
- Hospitalization if you or a member of your traveling party suffer injury or illness
- Lost, stolen or damaged baggage and valuables cover
- Snow sports optional cover
- Adventure activities and sports cover (we offer cover for more than 150 activities)
- Medical evacuation and repatriation when necessary
And of course, single trip cover also provides access to the 24/7 Emergency Assistance team who can help you find a doctor or transport you to a medical facility, or if you or a member of your travel party become sick or injured.
It’s important to note that policy cover may vary depending on your Country of Residence and the travel insurance plan you choose — whether you’re planning a one way trip or return trip. So, it’s a good idea to do some research on where you’re going, so you can pick a policy that’s best for you.
What you need to know if you plan to travel on a one way ticket
One way travel insurance offers similar coverage to a policy taken out for a return trip. The main difference with single trip cover comes down to your flight home.
If you find yourself needing to return home for a covered reason, the cost you would have normally paid for an Economy Class airfare (at the carrier’s regular rate or actual cost incurred) will be deducted from your total claim.
What’s not covered when you travel one way
Overseas travel insurance isn’t designed to cover everything and there are some things we simply don’t cover. Some of the things not covered when you travel one way include:
- Your flight home
- Cancelation expenses if you simply change your mind and decide not to travel
- If you become injured while under the influence of drugs or alcohol
- Treatment for a condition, illness, or injury that is considered a non-emergency and can wait until your return home to your County of Residence
- Pre-existing conditions
It’s always a good idea to read the Policy Wording carefully and check the terms, conditions, limitations and exclusions when you buy travel insurance (or anything else for that matter!) so you have a good understanding of what is and isn’t covered for one way travel insurance.
Handy travel tips for one way trips
Select the plan that’s right for your one way trip
We offer two levels of cover, Standard and Explorer. Each plan comes with different benefit limits and sub limits. Take the time to consider which is the best option for your travel plans, so you clearly understand what’s included in the level of cover you select for your one way trip.
Working holidays
Many travelers who buy one way travel insurance are planning to move to another country for a working holiday for the foreseeable future. Our single trip cover is designed to cover you for up to 12 months, whether that means traveling somewhere like Australia for a year-long working holiday or an extended break in Europe.
And if you’re nearing the end-date of your trip and decide to extend your stay, you should consider extending your travel insurance too.
Get a quote 24/7
Get an instant quote 24-hours a day, 7-days a week.
Buy while abroad
Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get a quick quote and easily buy while abroad. If you buy a policy while already overseas there is a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this waiting period.
Be sure to check your Policy Wording for the complete list of what’s covered and what isn’t covered depending on your Country of Residence.
Need to know more?
The World Nomads team is here to help. Get in touch if you’re unsure what your next step should be and we can help get you there, whether that means deciding which policy is best for your trip, how to buy while abroad, or how to make a claim.
Travel insurance doesn't cover everything. All of the information we provide is a brief summary. It does not include all terms, conditions, limitations, exclusions and termination provisions of the plans described. Coverage may not be the same or available for residents of all countries, states or provinces. Please carefully read your Policy Wording for a full description of coverage.
Phone theft.
I was sitting on the grass in the Parc de la Ciutadella in Barcelona talking with some friends when a man crouched down next to me and tried to offer me narcotics. He had a jacket with him which he had set on the ground next to him and I later realised it covered my bag which was sitting next to me. I repeatedly refused to buy anything and told him to leave but he wouldn't go away. He finally left. I looked into my bag about 10 min later and realised he had stolen the phone out of my bag.
South African Nomad in Spain.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy deceased?
- Close relative dropped dead?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 200+ activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
