Long term travel insurance
For those who aren't going home anytime soon.
- As featured in:
As featured in:
For information relating to policies purchased prior to June 27 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 27 June 2024, please see below.
What does long term travel insurance cover?
We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities, sports and experiences including casual bar work, skiing, zorbing and much more.
Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:
- Emergency medical expenses abroad
- Cancellation
- Luggage/baggage cover
- 24/7 worldwide emergency medical assistance
What is the longest duration travel insurance can cover?
The maximum duration available for any policy, including extensions, is 12 months (365 days) from the start date shown on your Certificate of Insurance.
How do I buy more travel insurance cover?
You can buy more cover, even if you’re already on the road. Generally cover can be purchased for up to a year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote.
You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.
Please note: if you plan to extend your policy you should do so several days before it expires, due to time differences and possible administrative delays. If your policy is extended, we will issue you with an updated Certificate of Insurance.
What’s not covered on long term travel insurance?
There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. Exclusions include but aren't limited to:
- Anything illegal (you didn’t really think we’d cover that did you?)
- If you're under the influence of drugs or alcohol
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
- Ongoing medical treatment at home
It’s important to remember that World Nomads offers travel insurance… not private health/medical insurance. That means our policies won’t cover you for pre-existing medical conditions or ongoing medical care.
This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy wording carefully before you buy and make sure it’s right for you. If you have more questions get in touch.
Pregnancy Complications
My wife, pregnant 8 weeks and 3 days, had abdominal pain went to the doctor for a check-up. The doctor diagnosed that the pregnancy is at risk and that therefore she can't travel and needed complete rest.
Italian Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy deceased?
- Close relative dropped dead?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need to get to hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamDoes Travel Insurance Cover Pre-existing Conditions?
Most of our policies don’t cover pre-existing conditions, so don’t assume you’re covered.
- As featured in:
As featured in:
For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
If you're worried about how your existing medical condition can affect your trip, make sure you read the policy when you get a quote so there are no surprises.
Existing medical conditions and World Nomads travel insurance
The World Nomads policies for New Zealand residents cover for more than 40 existing medical conditions which are specifically mentioned in the policy, where you meet all criteria for that condition. Terms and conditions and benefit limits apply. For travellers whose conditions aren't listed, or where all criteria are not met, there is no cover.
The good news for New Zealand residents is not only are you covered in some circumstances if you have existing medical conditions that meets the criteria for automatic cover, but you can also be covered in relation to existing medical conditions of a member of your travelling party and your close relatives who are not listed on your policy. This includes cover for:
- Pre-trip cancellation expenses
- Doctor’s visits overseas
- Hospitalisation overseas
- Medication overseas
- Costs to get you home by air if medically necessary.
There is a policy limit for all claims combined that relate to the existing medical condition of a close relative or member of your travelling party. All policies exclude cover for existing medical conditions, so make sure you read through your policy when you go to get a quote.
What's not covered by World Nomads travel insurance?
Travel insurance isn’t designed to cover everything. The main things that aren’t covered are:
- Existing medical conditions unless specifically mentioned in the policy and where all criteria is met.
- Any medical expenses in New Zealand, or once you return home.
- Any existing medical condition you had in previous periods of insurance, unless it meetes the criteria for automatic cover.
- The sickness you caught overseas, right before you remembered to buy a policy.
This isn't a full list of what's covered and not covered. There are item limits and conditions that apply, so for more information check out our article on existing medical conditions.
Travel insurance isn’t designed to cover everything, so make sure you’re careful with your planning and you read the Policy Document to make sure you understand what’s included and what’s not, as well as the terms, conditions, limitations and exclusions. If you have any questions get in touch.
If your existing medical condition isn't covered and you're not worried about covering it, you can still purchase a policy online through World Nomads.
Just be aware there's no cover for any claim made as a result of this condition.
Mosquitos.
Upon arrival to Spain on the 4th of April I had been displaying fever, headache, exhaustion and dizziness. This lasted for a week, so I went to the doctor at the hospital in Malaga, Andalucia where they gave me a consultation and blood test showing results that indicated a mosquito-bourne virus which makes sense as I arrived in Europe from Mexico a week before the symptoms started.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has an earthquake damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamLong Term Travel Insurance
For those who aren't going home anytime soon.
- As featured in:
As featured in:
We've designed our travel insurance policies to cover more than 150 activities and events, including casual bar work, skiing, zorbing and more. If you're looking to travel long-term, we have travel insurance that can keep you covered for up to 12 months.
- What can long-term travel insurance cover?
- Who might want to buy travel insurance for a long trip?
- How long can travel insurance cover me for?
- What if I don't know how long I want to travel for?
- What's not covered by travel insurance?
What can long-term travel insurance cover?
Whether you’re going on a long trip or a short trip, all of our travel insurance policies provide Australians cover for:
- Trip cancellation: we may reimburse your prepaid non-refundable trip cost if something unexpected happens and you need to cancel your trip. Covered risks include an unforeseen medical condition or government travel advisory.
- Trip interruption: coverage may provide reimbursement for your unused, prepaid non-refundable trip costs and for additional expenses you incur, such as airline change fees, if after you’ve started your trip, your trip is interrupted. If you get sick or injured and need to make a change to your travel plans or your trip is interrupted for another covered risk, such as a missed connection due to inclement weather or airline strike, you may need trip interruption insurance. Read your Product Disclosure Statement (PDS) to make sure your situation is covered before you make a claim. Contact us anytime if you need assistance rebooking your trip.
- Emergency medical expenses: like an urgent visit to the doctor if you become sick or injured, prescription medicine to help you get well, ambulance transportation, x-rays, and hospital stays.
- Emergency medical evacuation: if you get injured or really sick and the local doctor recommends that you return back to Australia.
- Delayed, lost or stolen baggage.
- 24//7 worldwide emergency assistance.
Our travel insurance policies are designed by travellers, for travellers. At World Nomads we love to explore our boundaries when we travel. We cover more than 150 activities, sports, volunteer and work experiences, including skiing, hiking, scuba diving and more.
Who might want to buy travel insurance for a long trip?
Travellers might be interested in purchasing a long stay travel insurance policy. This could include:
- University students going to study abroad who want to travel in between quarters or semesters.
- Backpackers and road-trippers on a long-term holiday.
- Digital nomads making the most of work and play.
- Lucky Aussies who have won the Powerball and are heading out to explore the world with their newfound freedom and bags of money.
- Families travelling for the summer holidays.
How long can travel insurance cover me for?
Our policies are designed to be flexible. We offer short and long-term travel insurance policies, and allow travellers to extend their coverage (or buy a new plan) even while overseas. Aussie residents can buy a World Nomads travel insurance policy for a maximum duration, including all extensions, of 12 months from the departure date.
When you get a quote, you can compare our two plans, Standard and Explorer, and download the full PDS before you buy.
What if I don’t know how long I want to travel for?
If you’re planning to explore the world for a while, but you don’t know how long you’ll be gone for, don’t worry. You have a couple of options to ensure you’re covered while you’re away:
- Extend your policy: You can extend your policy online through your World Nomads Member Account. And you can extend from overseas while travelling, as long as you extend your policy before it expires. Terms and conditions, and limitations apply so check the PDS details before you purchase to make sure this will suit your needs.
- Purchase a new policy: If your policy has expired, you can purchase a new one while you’re still travelling. If you buy travel insurance during your overseas holiday, you are still subject to a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this period. Your PDS will have full details to understand the cover, limits, and exclusions.
- Purchase and track your policies with your World Nomads membership: If you buy travel insurance with us, log in to manage and view multiple policies in one place online, making it easy to buy more policies as needed, and access online claims forms. Make sure you log in before purchasing each new policy.
When you can’t buy more cover
You won’t be able to buy more cover or extend your policy if it’s already expired, if you’re 70 years old (or older) or if the policy/product you bought is no longer available.
What’s not covered by long-term travel insurance?
All travel insurance policies have exclusions and limitations. We won’t provide cover for:
- If you've taken drugs or overindulged in alcohol.
- Non-emergency treatment that can wait until you return home (remember it's not regular health insurance; it's for out of country medical emergencies).
- Ongoing treatment at home.
- Some pre-existing conditions, especially those not stable and controlled.
- Cancelling your trip due to fear of travel or just changing your mind.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Gastro in Bali
I arrived home around 7:30ish from dinner feeling unwell and attempted to go to sleep. About half an hour later i threw up and had diarrhea which continued on and off for few hours. Around 1:20 am my heart begun palpitation and I felt dizzy with blurry vision. I called my mother and father whom are currently in Bali also on holiday. They came to where i am staying and decided it was best to take me to the emergency room. I was taken to Kasih Ibu Hospital in Denpasar. Where doctors treated me and kept me in the ICU for 2 days for further observation and testing.
Australian in Bali.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has a bushfire damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for your international travel needs
The kind that allows you to travel overseas knowing you’re properly covered
- As featured in:
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
We believe World Nomads Travel Insurance is the type of insurance that may help you travel abroad knowing you’re covered for your adventure… at the best price.
At World Nomads we’re travellers too, and we know that while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok hotel to include air conditioning.
That’s why we’ve designed our online travel insurance based on what you said you wanted… flexible online travel insurance that offers cover for medical emergencies, baggage delay or theft, trip delays, Coronavuirus-related cover, and more.
Travel insurance: What's included?
We've built our policies to help cover as many of those unexpected situations as we can. All of our policies offer cover for:
- Overseas emergency medical expenses
- Luggage/baggage cover
- Cancellation
- 24/7 worldwide emergency assistance
Of course, each policy is different but they have many benefits. Be sure to read the policy wording so you know what you're covered for.
World Nomads travel insurance also:
- Makes it easy to buy and claim online even if you’re travelling
- Lets you buy a policy at destination if you choose to keep travelling
- Provides you free access to travel safety advice for your next adventure
- Offers cover for a wide variety of adventure activities
- Gives you 24hr emergency assistance
Travel insurance: What's best for you?
As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.
If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Teeth hit the ground.
I put my foot in a funny way while I was walking quickly because it was raining, I just fell unexpectedly to the floor my face first so I put my arm bad and broke the shoulder a little bit and hit the ground with my front teeth so the lip was in blood and 1 tooth broken.
P. Rosso. Italian Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Suddenly sick?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBest Travel Insurance
The kind that allows you to travel overseas knowing you’re properly covered
- As featured in:
As featured in:
We believe the best travel insurance is the kind that allows you to travel overseas knowing you’re properly covered for your adventure… at the best price.
At World Nomads we’re travellers too and know while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok hotel to include air conditioning.
That’s why we’ve designed our online travel insurance based on what you said you wanted… flexible online travel insurance that covers you for what you need, when you need it.
Travel insurance: What's included?
All policies include the benefits our travellers tell us are most important to them including:
So we've built our policies to help cover as many of those unexpected situations as we can. All of our policies have cover for:
- Overseas medical
- Luggage/baggage cover
- Cancellation
- 24/7 worldwide emergency assistance
Of course, each policy is different but have many more benefits. Be sure to read the policy wording so you know what you're covered for.
World Nomads travel insurance also:
- Makes it easy to buy and claim online even if you’re travelling
- Lets you buy a policy at destination if you choose to keep travelling
- Provides you free access to travel safety advice for your next adventure
- Offers cover for a wide variety of adventure activities
- Gives you 24hr emergency assistance
Travel insurance: What's best for you?
As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.
If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.
Consistently matched expectations.
World Nomads has consistently matched my expectations as dependable travel insurance. They can easily be reached and address claims rapidly. Look no further and sign up for your next trip.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 230+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamDestinations
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries.
- As featured in:
As featured in:
Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
Travel Insurance for Overseas Medical
A visit to the hospital shouldn't put your credit card into intensive care
- As featured in:
As featured in:
Broken bones in Mykonos, mystery illness in Madrid and bus accidents in Thailand, we’ve seen it all and know overseas medical travel insurance can literally be a lifesaver.
That’s why our policy is designed to help British travellers when unexpected illness or injury strikes and to get you back on your feet and, ideally, back on the road.
Cover available under this travel insurance policy is in excess of any statutory health insurance, or any available reciprocal health agreements (including your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC). Where urgent medical assistance is required, contact our 24/7 Emergency Medical Assistance team before incurring medical costs. You must let us know how you are going and keep in contact with our EA team until you no longer require treatment or assistance.
What’s covered by overseas medical travel insurance?
World Nomads travel insurance covers accidents and emergencies when you’re travelling overseas.
If you’re accidentally injured or suddenly become ill while travelling overseas, our 24/7 Emergency Medical Assistance team is on hand to help you. Cover may include:
- Assistance locating and paying for medical care including a doctor, dentist, chiropractor or medical facilities in your location or nearby.
- Hospitalisation.
- Out-patient care and day surgery.
- Ambulances and medical transport, including by helicopter if medically necessary and available.
- Prescribed medicines.
- Transport home to the UK if we deem it medically necessary.
Am I covered for COVID-19 while overseas?
All our plans include emergency medical cover for travellers who get sick with Coronavirus while travelling overseas, where it is not considered a ‘pre-existing medical condition’ per the definition in the Policy Wording. If you are diagnosed with COVID-19 while overseas your benefits may include:
- 24/7 access to our Emergency Medical Assistance team, who can help you access local medical care;
- Medical costs including hospitalisation;
- Evacuation or repatriation if deemed necessary by us and in consultation with your attending physician.
You can check out our What’s covered for Coronavirus article which has all of the details, including benefit limits and exclusions.
Reciprocal health agreements and medical cover
World Nomads policies cover accidents and emergencies only and is not a health / private insurance policy. Cover may apply only if there is a sudden and unexpected accident or illness and for expenses for which there is no reciprocal health agreement in the country in which you are travelling.
If you are travelling to a country where the NHS has a reciprocal healthcare agreement, such as Australia or New Zealand, you will need to apply for reciprocal health cover before you leave the UK.
What’s not covered by travel insurance?
Though our policy may cover accidents and emergencies, it’s not a catch-all for every incident. Medical conditions or circumstances we don’t cover include:
- If you were doing anything illegal. (You didn’t really think we’d cover that did you?)
- Injuries or illness from drugs or alcohol.
- If you’ve been acting recklessly
- Pre-existing medical conditions as defined in the Policy Wording.
- Ongoing treatment at home.
- Non-emergency treatment that can wait until you get home.
- If there is a reciprocal health agreement in the country in which you are travelling.
- If you booked a one-way ticket to your destination, we will not pay for your return ticket home.
If things do go wrong contact our 24/7 Emergency Medical Assistance team. They can advise on your cover and get you in contact with medical help as quickly as possible.
The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
So that's the policy details - why not get a quote and see if it's right for you.
How to get medical assistance
It’s essential that you get in contact with our 24/7 Emergency Medical Assistance team as soon as possible, so that the team can support you from the time you fall sick or get injured until the time you're well again.
So that they can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Sick in Vietnam
I was so relieved and grateful to all of the World Nomads team to get insurance cover for my treatment this week whilst I have been sick in Vietnam. Thank you for all your hard work and understanding to manage my complicated case with negotiations and international correspondence. I received a truly professional service from you.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what’s happened! If it’s an emergency situation where hospital admission and/or medical evacuation is required, the insurer covers these costs upfront (provided the incident is covered as per the policy wording, of course).
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Do you have a list of doctors/dentist so I know where to go in case something happens and make sure I’m covered?
We don't have a list of doctors or dentists. If you need help finding one, contact our 24/7 Emergency Medical Assistance teams, and they'll guide to the most appropriate medical professional.
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Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illness overseas. They don't stand in place of the NHS or your private health insurance.
