Single trip travel insurance
You don't need a return ticket to buy travel insurance.
- As featured in:
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022 please see below.
You’ve got a one way ticket in your back pocket and plans for a great new job, life or adventure… but you’re not covered for the trip to get you there. That’s where World Nomads’ Single Trip Travel Insurance comes in, covering the gap between your old life and new.
Start your future on a high note
World Nomads offers single trip travel insurance to cover you and your personal items for as long as you need us to, whether it be a few days, a few weeks or even months, before you get to where you’re going.
Most of our travellers on a one way ticket are moving for a new job and are most concerned about cancellation or losing their baggage on the way.
We offer Standard or Explorer options with differing cover. It’s up to you to consider your requirements and match them up with the right cover for your needs.
Single Trip cover
All World Nomads policies cover those events our travellers most often encounter including:
- Emergency medical expenses abroad
- Cancellation
- Luggage cover
- 24/7 Worldwide emergency assistance
We cover more than 150 activities and sports depending on the policy you choose and if it’s not on the list, contact us and we’ll let you know if we’ll cover it.
Exclusions
There are of course exclusions which apply. Some of the exclusions which may apply are:
- Cancellation or other expenses if you change your mind and decide not to go.
- You do anything illegal (You didn’t really think we’d cover that did you?)
- If you’ve taken drugs or alcohol
- Non-emergency treatment that can wait until you return home (it's not private health/medical insurance, it's for travel emergencies)
- Pre-existing medical conditions per the policy wording terms and conditions (with exceptions for pregnant mothers in some cases).
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Robbery in Vietnam
I got robbed on Nha Trang beach in Vietnam. I was walking along the beach carrying my bag with me. A man took away my bag from my arm and ran away with it. In the bag there were a Asus Tablet, a Canon Camera, a Samsung Smartphone and 4.000.000 Vietnam Dong in cash. No credit cards or documents were stolen.
Italian Nomad in Vietnam.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy deceased?
- Close relative dropped dead?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSingle Trip Travel Insurance
You don't need a return ticket to buy travel insurance.
- As featured in:
As featured in:
You’ve got a one way ticket in your back pocket and plans for a great new job, life or adventure… but you’re not covered for the trip to get you there. That’s where World Nomads’ Single Trip Travel Insurance comes in, covering the gap between your old life.
Start your future on a high note
World Nomads offers single trip travel insurance to cover you and your personal items for as long as you need us to, whether it be a few days, a few weeks or even months, before you get to where you’re going.
Most of our travellers on a one-way ticket are moving for a new job and are most concerned about cancellation or losing their baggage on the way.
We offer Standard or Explorer options with differing cover. It’s up to you to consider your requirements and match them up with the right cover for your needs.
Single Trip cover
All World Nomads policies cover those events our travellers most often encounter including:
- Medical
- Cancellation
- Luggage cover
- 24/7 Worldwide assistance
We cover more than 150 activities depending on the policy you choose and if it’s not on the list, call us and we’ll let you know if we’ll cover it.
Exclusions
There are of course exclusions which apply. Some of the exclusions which may apply are:
- Cancellation or other expenses if you change your mind and decide not to go.
- Any claim arising or resulting from you being involved in any malicious, reckless, illegal, or criminal act
- Medical claims arising from alcohol and/or drug abuse
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
- Pre-existing medical conditions
This is not a full list of what is and isn't covered. Make sure you read your policy wording so you know what you're covered for.
Severe diarrhea.
Whilst travelling, I had severe diarrhea. I lost about 5 kg of weight in around 36 hours and submitted myself to hospital. They placed me on a drip, gave me some medication and did some initial tests. They said that I would need to come back in a few days and have a colonoscopy and endoscopy, to determine what the problem was. After having these examinations, the doctor said that she wasn't sure what was wrong, but said I should return to England to have more tests as she was concerned regarding my condition.
British Nomad abroad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 230+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamSingle Trip Travel Insurance
For travellers who revel in ultimate freedom — to roam with the flexibility of a one way ticket.
- As featured in:
As featured in:
- What’s covered with one way travel insurance
- What you need to know if you plan to travel on a one way ticket
- What’s not covered when you travel one way
- Handy travel tips for one way trips
- Get a quote 24/7
- Buy while abroad
A one way ticket offers the ultimate freedom. To travel to a destination with an open mind and open plans about when—and if—you’ll return home in the foreseeable future.
As travellers ourselves, we understand the allure of not committing to an end date for your travels. That’s why World Nomads offers cover for one way travel insurance. Because travel is about going forth into the unknown.
What’s covered with one way travel insurance
When you buy travel insurance with World Nomads—whether you’re travelling on a one way ticket or not—the policy covers some of travel’s most common mishaps, including:
- Trip delay, interruption, and flight delays
- Trip cancellation
- Overseas emergency medical
- Hospitalisation if you or a member of your travelling party get injured or fall ill
- Lost, stolen or damaged baggage and valuables cover
- Snow sports optional cover
- Adventure activities and sports cover (we offer cover for more than 150 activities)
- Medical evacuation and repatriation when necessary
- And much more.
A World Nomads travel insurance policy also provides access to the experienced 24/7 Emergency Assistance team who are there to help you find a doctor if you or a member of your travel party become sick or injured.
What you need to know if you plan to travel on a one way ticket
The beauty of single trip cover is you can explore a country or multiple countries for as long as you choose. But there is one defining difference compared to if you buy travel insurance for a return trip: your flight home (since it’s non-existent at the time of purchase) isn’t covered.
If you find yourself needing to return home for a covered reason, the cost you would have normally paid for an Economy Class airfare (at the carrier’s regular rate or actual cost incurred) will be deducted from your total claim.
What’s not covered when you travel one way
Overseas travel insurance isn’t designed to cover everything and there are some things we simply don’t cover for one way travel, including:
- Your flight home
- Cancelation expenses if you simply change your mind and decide not to travel
- If you become injured while under the influence of drugs or alcohol
- Treatment for a condition, illness, or injury that is considered a non-emergency and can wait until your return home
- Existing medical conditions
It’s always a good idea to read the Product Disclosure Statement (PDS) carefully and check the terms, conditions, limitations and exclusions when you buy travel insurance (or anything else for that matter!) so you have a good understanding of what is and isn’t covered for one way travel insurance.
Handy travel tips for one way trips
Select the plan that’s right for your one way trip
We offer two levels of cover, Standard and Explorer. Each plan comes with different benefit limits, different limits and sub limits. Take the time to consider which is the best option for your travel plans, so you clearly understand what’s included in the level of cover you select for your one way trip.
Working holidays
Many travellers who buy one way travel insurance are planning to move to another country for a working holiday for the foreseeable future. Our single trip cover is designed to cover you for up to 12 months whether that means a gap year in Canada or a months-long backpacking trip across Europe.
And if you’re nearing the end-date of your trip and decide to extend your stay, you should consider extending your travel insurance too.
Get a quote 24/7
Fill out the quick quote form below and get an instant quote 24-hours a day, 7-days a week.
Buy while abroad
Already left? With World Nomads, you can buy travel insurance even after you’ve left home. Get a quick quote and easily buy while abroad. If you buy travel insurance during your overseas holiday, you are still subject to a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this period.
Need to know more?
The World Nomads team is here to help 24-hours a day, 7-days a week. Get in touch if you’re unsure what your next step should be and we can help get you there, whether that means deciding which policy is best for your trip, how to buy while abroad, or how to make a claim.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Kidney Stone in Bali
On Saturday 9 August 2014 I incurred acute pain and vomiting all night long. I went to Siloam Hospitals Bali due to the acute pain and non-eating. I was hospitalised immediately. X-rays and ultrasound found a kidney stone and infection. I was hospitalised for 5-6 days where I was medicated and had tests accordingly. I had a procedure to break up the kidney stone as it would not dislodge. I was released from hospital to convalesce at home
M.M. Australian in Bali
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has a bushfire damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamHoliday travel insurance
Get out and about overseas.
- As featured in:
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
How does travel insurance cover my holiday?
We know the most unexpected things can happen when travelling - activity-related accidents, earthquake, Coronavirus. So we've built our policies to help cover as many of those unexpected situations as we can. All of our policies have cover for:
- Emergency medical expenses abroad
- Luggage/baggage cover
- Cancellation
- 24/7 worldwide emergency assistance
World Nomads travel insurance also:
- Makes it easy to buy and claim online even if you’re travelling
- Lets you buy a policy at destination if you choose to keep travelling
- Provides you free access to travel safety advice for your next adventure
- Offers cover for a wide variety of adventure activities
- Gives you 24hr emergency assistance
What’s not covered on holiday travel insurance?
We've seen some pretty strange things on the road. Some of the exclusions include:
- If you do something illegal
- Where you've been acting in a reckless manner
- If you’re intoxicated as a result of taking drugs or alcohol
- Any costs associated with a sexually transmitted disease (except where contracted through an assault)
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn't covered. If you are unsure about your level of travel cover, please contact us for help.
Stolen Bag.
In the city of Jaén (Peru), 2 people stole my backpack with a motorbike. The bag was at my feet as I was waiting for my girlfriend to come back from the hotel as we were looking for one place to stay (we just arrived). One guy took the bag and as I realised it I ran after him to get my bag. He jumped into a local motorbike (awaiting next to him with 3 seats behind) with my bag. I ran after him, jumped into the motorbike and began to fight ... unfortunately, he kicked me out and the 2 (the driver and the guy who took my bag) drove away with my stuff.
French Nomad in Peru
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy deceased?
- Close relative dropped dead?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need to get to hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for Expats
Working and traveling overseas? Get travel insurance for your holidays.
- As featured in:
As featured in:
For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
With flexible travel insurance that covers more than 200 activities, sports, and experiences, it’s no wonder expats keep turning to World Nomads for travel insurance for their overseas getaways and holiday breaks.
Travel insurance for expats
World Nomads was founded by, and is operated by, people who have lived and worked overseas. We know that one of the best things about being an expat is the opportunity to explore neighboring countries and places.
There are three main reasons expats keep coming back to World Nomads for their travel insurance:
1) Flexible travel insurance
We know it’s not easy finding travel insurance when you’re not living in your home country, so have designed our travel insurance to be flexible, so you can purchase it for as long, or as little, as you need.
2) Accessible online travel insurance even after you’ve left home
Our travel insurance is available to most nationalities living or travelling outside of their Country of Residence. You can purchase online using a credit card as you don’t have to be in your country of residence to purchase it; however there are some exceptions to this, so please check the policy before purchasing.
3) Many of the essentials you may need, and more.
World Nomads designed its travel insurance around what our travellers most often claim for and tell us they want. In addition we cover more than 200 activities, sports, and experiences.
Is cover for Coronavirus available?
World Nomads can offer benefits for medical issues related to Coronavirus (COVID-19). If you are diagnosed with COVID-19 while overseas and it’s not considered an ‘existing medical condition’ under our policy, your benefits may include:
- 24/7 access to our Emergency Assistance team, who can help you access local medical care.
- Medical costs including hospitalisation.
- Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending physician.
In addition, our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. You can check out our Coronavirus cover article which has all of the details, including benefit limits and exclusions.
There may be specific terms, conditions, limitations and exclusions that apply depending on what you'll be doing. Of course, always read the full terms, conditions limitations and exclusions in the plan you choose so there’ll be no surprises if you need to use it. If you are unsure of your level of travel cover, please contact us for help.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form, and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
This isn't health insurance!
Expats must be aware this is travel insurance not health insurance.
This means it will not cover you for ongoing medical care. It also excludes many existing medical conditions as well as any medical treatment that is not considered necessary by our medical specialists. If you’re not sure if you’ll be covered for something, contact us and we can help.
Melanoma
I noticed a mole on my back was bleeding and so went immediately to the doctor. He checked my moles and said the three of them looked suspicious and needed to be removed for testing for Melanoma. I went went back the next day to had them removed.
Kiwi Nomad overseas.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has a bushfire damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Expats
Working overseas? Get travel insurance for your holidays.
- As featured in:
As featured in:
For information relating to policies purchased prior to 03 February 2022, please check the PDS provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 03 February 2022 please see below.
With flexible travel insurance that covers more than 200 activities, sports, and experiences, it’s no wonder expats keep turning to World Nomads for travel insurance for their overseas getaways and holiday breaks.
Travel insurance for expats
World Nomads was founded by, and is operated by, people who have lived and worked overseas. We know that one of the best things about being an expat is the opportunity to explore neighboring countries and places.
There are three main reasons expats keep coming back to World Nomads for their travel insurance:
1) Flexible travel insurance
We know it’s not easy finding travel insurance when you’re not living in your home country, so have designed our travel insurance to be flexible, so you can purchase it for as long, or as little, as you need.
2) Accessible online travel insurance even after you’ve left home
Our travel insurance is available to most nationalities living or travelling outside of their country of residence. You can purchase online using a credit card as you don’t have to be in your country of residence to purchase it; however there are some exceptions to this, so please check the policy before purchasing.
3) Many of the essentials you may need, and more.
World Nomads designed its travel insurance around what our travellers most often claim for and tell us they want. In addition we cover more than 200 activities, sports, and events.
Is cover for Coronavirus available?
World Nomads can offer benefits for medical issues related to Coronavirus (COVID-19). If you are diagnosed with COVID-19 while overseas and it’s not considered an ‘existing medical condition’ under our policy, your benefits may include:
- 24/7 access to our Emergency Assistance Team, who can help you access local medical care.
- Medical costs including hospitalisation.
- Evacuation or repatriation if deemed medically necessary by us and in consultation with your attending physician.
In addition, our Explorer Plan also has a Coronavirus Travel Costs benefit for certain events. You can check out our Coronavirus cover article which has all of the details, including benefit limits and exclusions.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your PDS in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
This isn't health insurance!
Expats must be aware this is travel insurance not health insurance.
This means it will not cover you for ongoing medical care. It also excludes many existing medical conditions as well as any medical treatment that is not considered necessary by our medical specialists. If you’re not sure if you’ll be covered for something, contact us and we can help.
Bike accident.
Front wheel of bike went into a small ditch in the ground, and I went over the handlebars. My left hand hit the ground first, and took the impact of my fall. There was pain to move the wrist and localised swelling around the thumb. R.I.C.E was used until an appointment was available the next day.
Australian Nomad overseas.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has a bushfire damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamCheap Travel Insurance.
Cheap isn't always the way to go.
- As featured in:
As featured in:
This content is for U.K residents only.
Do you really want cheap travel insurance?
Cheap Travel Insurance is only good if it protects you for those emergencies it’s supposed to protect you for.
Going too cheap can mean you’re not covered when it matters and if you’re not covered… your trip of a lifetime can get very expensive, very fast.
That’s why at World Nomads we listened to our experienced travelers and designed the best travel insurance to match their high expectations, at an affordable price (but not the cheapest).
We’ve included the cover options you told us you couldn’t live without in every World Nomads policy including:
- Medical
- Cancellation
- Luggage cover
- 24/7 worldwide assistance
Travel insurance options that have your back
As no two travelers are alike, we’ve designed a Standard and Explorer travel insurance option so you can choose whether you pay for the extras or not.
If you’re planning to kayak the Amazon solo or throw yourself out of a plane with just a little bit of silk attached to your back, the Explorer option may be more suited to you.
Then again, you might be surprised by what is covered under the Standard travel insurance option. Just tell us who you are, where you’re going and how long you’ll be gone for and we’ll generate your instant quote with all the detail you need.
We know we’re not the cheapest, but with us you can travel with confidence, knowing you’ve got 24/7 traveler support, insider information to help you plan your trip and coverage for all the important events you’re likely to encounter.
Snowboarding Lessons.
Fell over whilst snowboarding in a lesson. Hit my head and got concussion.. went to Ski patrol and was told that if it didn't clear up I should go to hospital. 2 days later I was still feeling sick and unable to snowboard, went back to ski patrol and they recommended that I go to hospital for a check up.
British Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat's covered
World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials.
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Understand the key parts of World Nomads travel insurance
Does Travel Insurance Cover Terrorism?
Find out how we could help if you're caught up in a terror attack.
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Recent world events have shocked most of us with terrorist events on our doorstep and at many of our favourite holiday destinations.
Our travellers know that staying aware at all times is key to staying safe, but there are some things you can never anticipate and a terrorist event is one of those.
What can travel insurance cover if there's a terrorist attack?
In the event of a terrorist attack, our travel insurance (Explorer Plan only) covers a number of situations like:
- You decide to stay and travel: If you decide to stay and travel, as long as there is no directive from the Foreign Commonwealth and Development Office (FCDO) or a similar body recommending evacuation, your policy will continue;
- You are forced to move to a safer place: You must be on your trip and have checked in to your original accommodation, it must be uninhabitable for at least 24 hours. We will pay up to the sum insured for the same standard of accommodation as you originally booked when your travel provider does not supply an alternative;
- You’re injured or die in a terrorist attack: If you’re injured or die in a terrorist attack, our policies may provide cover for emergency medical and dental assistance. You can’t have travelled against the advice of the FCDO or participated in the terrorist activity.
Our 24/7 Emergency Medical Assistance team can help you navigate next steps if you’re caught up in the chaos and aftermath of an attack and are trying to continue your trip.
What’s not covered by travel insurance if there's a terror attack?
Terrorist attacks are understandably traumatic. If you’re worried one might occur, or following an attack you want to travel elsewhere or go home, we consider that to be a change of mind and we won’t cover you for those costs. There are some exceptions to this as mentioned above.
In addition, our policy does not cover:
- If you choose to travel to a destination to which the FCDO has advised against all travel;
- If you change your mind;
- If you decide to return home early;
- If you have to leave where you are staying and leave your stuff behind you will not be able to replace it;
- Buying a policy after the event happens will not cover you for any of the event related injuries.
You must also remember that if you knowingly put yourself in danger you may void your travel insurance. This means if there’s a warning of a terrorist attack or you were likely to have had knowledge there might be one, and you put yourself at risk by traveling to or staying in the vicinity of that area, then your cover may be void.
The policy wording contains all conditions, exclusions and limitations to cover, so please read it carefully before you buy.
How to get help if you're hurt in a terror attack
It’s essential you contact our 24/7 Emergency Medical Assistance teams as soon as you are aware you will be admitted as an inpatient for at least one night so we can support you from the time you get injured until the time you get home.
So our teams can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Terror attacks in Paris
After the terrorist attacks in Paris on November 13 and subsequent raids in St. Denis on November 18, we decided to cancel our trip until a better time to travel with our children overseas.
US traveller
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
FAQ
Here are our most frequently asked questions about cover for Terrorism. You can also find the answers to other questions in our Helpdesk or you can ask the customer service team.
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Am I covered if I need to cancel my plans as a result of terrorism?
Yes, our Explorer plan may offer cover if your trip is disrupted.
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Can you refund the rest of my policy because I’ve returned home early?
No. If you need to cancel outside your cooling off period, there is no refund of the unused premium.
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What if I have to leave my baggage behind?
Unfortunately there’s no cover if you leave your baggage behind.
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team