True stories from the claims department
The best of the worst. Real stories from our nomads around the world.
- As featured in:
As featured in:
Why it pays to consider travel insurance
A broken leg in Thailand
I fell on my side and heard the sound of dry stick breaking, I realized my leg was broken, then I just lay on the beach... The first phone call I got was from World Nomads and they basically told me, you don't worry about this Anton, just focus on getting better...and we'll take care of the rest.
World Nomads customer from Iceland
More true travel claims stories
True Claims Stories
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamCompare Travel Insurance Coverage
Choose a plan to suit your needs.
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Compare Plans
World Nomads offers two plans - Standard and Explorer - offering different benefits, limits and sub-limits of coverage.
- All
Standard Plan
Covers the essentials Everyday travel insuranceSuitable for?
Smart travellers seeking essential cover
Cancelling Your Trip
€4,000
Cutting Short your Trip
€3,500
Emergency Medical Expenses and Medical Repatriation
€5,000,000
Personal Baggage
€1,500
Baggage Delay (after 24 hours)
€125
Delay (per 12 hours / max.)
Not covered
Missed Departure and Connections Outside of your Country of Residence
Not covered
Missed Departure from your Country of Residence
Not covered
Additional Transport Costs
Not covered
Explorer Plan
Higher benefit limits More insured events including travel delaySuitable for?
Travellers after higher limits & extra benefits
Cancelling Your Trip
€10,000
Cutting Short your Trip
€6,000
Emergency Medical Expenses and Medical Repatriation
€10,000,000
Personal Baggage
€3,000
Baggage Delay (after 24 hours)
€250
Delay (per 12 hours / max.)
€50 / €200
Missed Departure and Connections Outside of your Country of Residence
€1,000
Missed Departure from your Country of Residence
€1,500
Additional Transport Costs
€1,000
Additional services included at no extra cost:
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamGot questions?
We've got the answers
Here are our frequently asked questions regarding travel insurance. You can also visit our help centre for more FAQs.
-
Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 150 adventure sports and activities.
-
Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.
-
Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.
-
Can I buy travel insurance if I'm already overseas?
Yes - If you're a resident of Belgium, Denmark, Germany or the Netherlands then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,
Need help?
Contact us for any queries you have about buying travel insurance, your policy, making a claim and emergency medical assistance.
Emergency Medical Assistance
For policies purchased on or after 27 June 2024:
worldnomads.clmsbe@collinsoninsurance.com
worldnomads.clmsdk@collinsoninsurance.com
worldnomads.clmsde@collinsoninsurance.com
worldnomads.clmsnl@collinsoninsurance.com
For policies purchased before 27 June 2024:
Policy and Claim
From anywhere in the world, charges apply:
Policy
Claim
Belgium
worldnomads.clmsbe@collinsoninsurance.com
Denmark
worldnomads.clmsdk@collinsoninsurance.com
Germany
worldnomads.clmsde@collinsoninsurance.com
Netherlands
Travel Insurance for Pregnancy
Learn what is and isn't covered by travel insurance if you're pregnant.
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As featured in:
Congrats, mama-to-be! 🎉 Time to enjoy some fun before your little nomad arrives. Book that babymoon—you’ve earned it! And don’t forget to get travel insurance to cover any surprises along the way.
Can I still get travel insurance if I’m travelling while pregnant?
Yes – we don’t expect you to sit home for nine months, and we completely understand that you may be travelling. Unexpected travel situations can still happen when you’re expecting a little one, so it could be a good idea to consider travel insurance when you’re travelling while pregnant.
Just read your policy and make sure you understand what it does and doesn’t cover. Starting at nine weeks before your due date, travel insurance won’t cover any pregnancy-related medical issues. It also isn’t going to cover the costs of childbirth if the baby comes while you’re travelling. By your third trimester, your doctor may recommend that you stay close to home anyway.
How to get emergency assistance
It’s essential that you get in contact with our Emergency Assistance team as soon as possible so that you can get support.
Please be ready with the following:
- Your policy number
- A contact number where you can be reached
- The nature of your problem
- Your location
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
What is covered by travel insurance?
When travelling while pregnant, there are several benefits included in your travel insurance plan that could be especially important to you.
- Emergency Medical Expense Coverage: Morning sickness is one thing, but if a serious medical emergency happens while travelling pregnant, you’ll want travel insurance! It can help cover doctor visits, hospital stays, medications, and ambulance rides. Our travel insurance plans for Canadian travellers provide emergency medical coverage including coverage for an emergency medical condition due to complications of pregnancy within the first 31 weeks of pregnancy.
- Trip Cancellation and Trip Interruption: Pregnant and facing a medical emergency before or during your trip? Trip cancellation or trip interruption coverage could save you a lot of money! If you, your travel companion, or an immediate family member develops a medical condition before leaving Canada or your trip is interrupted due to an emergency medical situation, including a complication of pregnancy within the first 31 weeks of pregnancy, you may be eligible for reimbursed of your prepaid non-refundable flights, hotels, and more. This protection is especially important when travelling while pregnant, as your health could change rapidly.
- Lost or delayed baggage: If your checked bag is lost by your common carrier, you could be reimbursed for your belongings (up to maximum limits stated in your policy wording.) If your checked bag is delayed for more than 12 hours, you could also get reimbursed for the costs of toiletries and a change of clothes.
Best Travel Insurance Plans for Pregnant Travellers
World Nomads offers two travel insurance plans for Canadian residents, both covering pregnancy-related medical issues up to 31 weeks:
- Standard Plan:
- Emergency medical coverage up to CAD $5,000,000
- Lower premiums, basic coverage
- Explorer Plan:
- Emergency medical coverage up to CAD $10,000,000
- Higher limits and more comprehensive coverage
Important: You must maintain coverage through your home province’s Government Health Insurance Plan. Without it, emergency medical coverage limits max out at CAD $40,000.
When requesting a pregnancy travel insurance quote, you can compare both plans side-by-side to choose the best fit. Unsure about coverage? Our customer service team is here to clarify any questions.
Am I covered for activities while I’m pregnant and travelling?
World Nomads covers more than 250 activities for Canadian residents. Let’s be real though – just because World Nomads covers so many activities, doesn’t mean you should be participating in all of them when you’re travelling while pregnant. Every person is different, and your doctor can give you the right advice for your particular situation. Once you know what activities are safe and you make a plan, you can then get a quote for travel insurance. At that time, you’ll need to list all of your planned activities. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.
We cover 250 activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Can You Fly While Pregnant?
In most cases, yes - flying while pregnant is safe for healthy women, especially during the second trimester, which is often considered the safest time to travel. But every pregnancy is different, so always check with your doctor first. If they advise against flying, don’t risk it—travel insurance won’t cover you if you ignore medical advice.
Before booking, review your airline’s pregnancy travel policy. If you're near your due date, you may need a note from your doctor confirming your due date and any potential complications. No letter? You might be denied boarding—and that’s not something your travel insurance will cover.
Plan ahead, get your paperwork in order, and fly safe!
What’s not covered by travel insurance?
Travel insurance could cover several unplanned situations if you’re travelling while pregnant, but it isn’t meant to cover everything. If your doctors tell you not to travel while you’re pregnant, and you do it anyway, you won’t be covered by travel insurance.
A few other things that wouldn’t be covered include:
- Routine prenatal care
- Giving birth during your trip
- Any pregnancy-related medical issues starting at nine weeks before your due date
- Any pre-existing medical condition(s) as explained in the policy wording
- Medical expenses incurred while travelling within your home province
Top Tips for Travelling While Pregnant
Got the diapers and onesies? Cool. Now here’s your travel checklist. Just because you’re expecting doesn’t mean you have to cancel all your adventures—unless your doctor says so, of course.
- Check in with your doctor: Before booking, talk to your healthcare provider about whether travel (especially flying while pregnant) is safe for you.
- Know your destination: Check the Canadian government’s travel advisories for any health risks.
- Airline rules: Some airlines require a doctor’s note if you’re flying while pregnant—check before you go.
- Don’t skip the stockings: Compression socks aren’t cute, but they help reduce the risk of blood clots on long flights.
- Hydrate like a pro: Drink water often—preferably bottled if you’re unsure of the local water quality.
- Pack meds in your carry-on: Don’t risk losing important prescriptions in checked luggage. Include nausea relief, just in case.
- Buckle up smart: Keep your seatbelt low and under your belly for comfort and safety.
- Go for the aisle seat: Trust us—you’ll want easier access to the restroom.
- Watch your meals: Avoid carbonated drinks, gassy foods, and all-you-can-eat regret.
- Save your travel insurance info: Keep your policy number and 24/7 emergency assistance line handy on your phone.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
