Awards and accolades
Best for Adventure Travel Insurance Winner
WeMoney travel insurance awards, 2025
Best for Adventure Travel Insurance Winner
WeMoney travel insurance awards, 2024
GRIST Service Excellence Award Winner
Auscontact awards, 2024
Customer Experience Initiative of the Year Process Transformation Winner
Auscontact awards, 2023
Best for Adventure Travel Winner
Men's Journal Travel Awards 2025
Social Impact award for accomplishments for The Footprints Network Finalist
The Bessie awards, 2024
Extraordinary experience Winner
Global Youth Travel Awards, 2023
Best Responsible Tourism Campaign and Outstanding SDG Contribution, Winner
WYSE Travel Confederation's Global Youth Travel Awards, 2021
Service Excellence Award Winner
Auscontact awards, 2022 & 2021
Best Travel Safety Initiative Winner
WYSE Travel Confederation’s Global Youth Travel Awards, 2019
Sea Turtle Conservation in Costa Rica video shortlisted
Animal and Wildlife category, Shorty Social Good Awards, 2019
Best Use of Social/MobileMedia category, Silver Award Winner
British Youth Travel Awards, 2018
Memberships
Recent reviews
Travel Insurance for domestic travel
Domestic travel insurance for Brits explained.
- As featured in:
As featured in:
- What are the benefits of domestic trip insurance?
- Trip disruption
- Medical cover
- Personal belongings
- Extra benefits of World Nomads Travel Insurance
- Exclusions of domestic travel insurance
Not all adventures require a passport stamp - sometimes, the best getaways are right on your doorstep. A weekend hiking in Snowdonia, a coastal escape to Cornwall, or a city break in Edinburgh – there’s so much to explore right here in the UK.
But whether you’re hiking the Scottish Highlands, exploring Cornwall’s rugged coastline, or city-hopping from London to Edinburgh, unexpected travel mishaps can still happen.
With a World Nomads Annual Multi-Trip (AMT) policy, you can get cover for domestic trips if you’ve pre-booked and paid for at least two nights of accommodation. Here’s what you need to know about what’s covered and what’s not.
What are the benefits of domestic trip insurance?
Here’s what’s covered (and why it matters).
-
Trip disruption
Life happens, and sometimes your trip doesn’t go as planned. Whether it’s a storm cancelling your weekend in the Lake District or a family emergency forcing you to cut a trip short, your insurance may help with:
- Cancelling your trip: If you suddenly fall ill before departure or must cancel for a covered reason, you may be able to claim back non-refundable costs:
- £3,000 (Standard Plan)
- £5,000 (Explorer Plan)
- Cutting your trip short: If you need to return home early, we may help with unused accommodation and travel expenses up to:
- £3,000 (Standard Plan)
- £5,000 (Explorer Plan)
-
Medical cover
Yes, the NHS has your back, but that doesn’t mean medical issues won’t derail your trip. Your insurance may help with:
- Medical repatriation: if you break your leg hiking Ben Nevis and need to be moved closer to home for specialist care, your cover may include up to £10,000,000 (Explorer Plan).
- Extra accommodation and travel expenses: Where it is medically necessary following an insured event, we can offer cover for some additional costs incurred. For example, expenses incurred for a friend or family member to travel from the UK to stay with you in hospital.
- Hospital benefit: If you end up admitted for more than 24 hours, you could receive a daily payout to help with extra costs:
- £20 per 24 hours (Standard Plan), max £200
- £50 per 24 hours (Explorer Plan), max £1,000
- Repatriation of remains: In the worst-case scenario, cover includes up to £25,000.
-
Personal belongings
Lost bags, stolen wallets, and broken cameras aren’t just international travel problems. If your gear goes missing during your UK trip, you could be covered for:
- Personal baggage: If your luggage is lost or damaged on a train to London, you could claim up to:
- £1,500 (Standard Plan)
- £3,000 (Explorer Plan)
- Single Item Limit £125 per item (Standard) | £250 per item (Explorer)
- Money & travel documents: If your wallet disappears at a music festival, your cover includes:
- Travel documents: £300 (Standard) | £600 (Explorer)
- Money: £0 (Standard) | £200 (Explorer)
-
Other cover
- Personal Accident: if you suffer a life-changing injury, such as permanent disability or death, the policy provides a lump sum:
- £10,000 (Standard Plan)
- £25,000 (Explorer Plan)
- Personal Liability: if you suffer a life-changing injury, such as permanent disability or death, the policy provides a lump sum:
- £2,000,000 per trip (for all insured persons per policy, per trip)
-
Extra Benefits of World Nomads Travel Insurance
SmartDelay™: relax while you wait
Flight delays are a nightmare - especially when you're stuck in an airport with nowhere to sit and overpriced sandwiches for company. That’s where SmartDelay comes in. If your departure is delayed beyond a set time, you may get free access to an airport lounge, where you can stretch out, grab a snack, and wait in comfort.
Exclusions of domestic travel insurance
Travel insurance is a lifesaver when things go wrong - but it doesn’t cover everything under the sun. Your policy spells out the fine print, but here are a few key exclusions to keep in mind:
- Pre-existing conditions: If you’ve had tests or treatment for a condition in the 180 days before buying or extending your policy, it won’t be covered.
- Alcohol & drugs: Had one too many at the pub and ended up in A&E? If an incident happens while under the influence, you’re on your own.
- Illegal activities: If you’re breaking the law and things go sideways, don’t expect your insurance to bail you out.
- Some personal belongings: Items like bikes or sporting equipment (whilst in use), won't be covered under the policy. If you are mountain biking in the Scottish highlands and require cover for your mountain bike, check your policy first.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for India
India for British Nomads—Adventure, Spice & A Few Travel Smarts
- As featured in:
As featured in:
- What does World Nomads travel insurance cover?
- Annual Multi-Trip (AMT) Policy
- What’s not covered?
- India travel insurance and safety tips
British nomads have been falling under India’s spell for decades, and it’s easy to see (and smell) why. From the aromatic pull of street-side butter chicken to the age-old spice trails of Kerala, India is a sensory overload in the best way possible. Whether you’re chasing thrills in the Himalayas, riding camels through Rajasthan’s deserts, or stretching into sunrise yoga in Rishikesh, this country delivers an adventure experience like no other.
But let’s get one thing straight - India is incredible, but it’s not always easy. Between unpredictable transport, street food roulette, and the occasional monkey trying to steal your sunglasses, it pays to be prepared. Here’s everything you need to know before diving headfirst into India's chaos, beauty, and magic - from visas and vaccines to safety tips and why travel insurance should be on your research list.
What does World Nomads travel insurance cover?
From haggling in Delhi’s bustling bazaars to watching the sunrise over the Ganges, riding your moped through the bustling streets in Kolkata, or catching a glimpse of the wildlife in India’s famed sanctuaries, there’s no shortage of once-in-a-lifetime moments waiting for British nomads.
But no one wants their memories tainted for the wrong reasons – dealing with a broken leg in a foreign hospital while uninsured (for example) can seriously derail that trip of a lifetime. Rest assured, we’ve got travel insurance designed for the way you roam.
Our Standard and Explorer can offer cover (up to the policy limits) for:
- Family coverage: Traveling with your crew? Both our Single Trip Annual Multi-Trip plans can cover two adults and up to six dependents under one policy (provided dependents are under 18 at the time of policy purchase).
- Trip interruption and cancellation: Flights can be cancelled, trains can run late and monsoons can roll in. Our Trip Interruption Insurance (and SmartDelay™) could be helpful in these unpredictable moments!
- Medical emergencies –Snake bite? A tuk-tuk ride gone wrong? Our travel insurance for overseas emergency medical could cover you for up to £5,000,000 (Standard Plan) or £10,000,000 (Explorer Plan) and could be the most valuable asset in your backpack if things don’t go according to plan.
- Non-medical emergencies - Caught a mild case of Delhi Belly but don’t need an emergency room? World Nomads offers access to Air Doctor, so you can connect with a doctor virtually or find one nearby - without the stress of navigating India’s healthcare system. Whether you need a prescription refill, quick medical advice, or treatment for minor issues, Air Doctor makes it easy to get the help you need and get back to exploring.
- Adventure activities: World Nomads offers over 150+ activities, from white-water rafting in Rishikesh to scuba diving in Goa. If adventure is your thing, we’ve got you covered.
- 24/7 Emergency Medical Assistance: Stuck in a medical emergency? Our Emergency Medical Assistance Team is available 24/7, so you’re never alone, no matter where your adventure takes you.
- Personal Belongings: While India’s warmth and hospitality are legendary, it’s still wise to stay alert - especially in crowded markets, train stations, and tourist hotspots where pickpockets are always on the lookout. World Nomads policies offer cover if the personal belongings you own and take with you on a trip are lost, stolen, damaged or destroyed. If you find yourself in the unfortunate position of having your luggage stolen click HERE to find out the steps you need to take.
Ready to chase the chaos? Grab your travel insurance quote here.
Dive into your policy details for the full scoop, and if anything's unclear, contact us.
Speaking of policies…don’t just skim over the policy wording – give it a good read. Understand exactly what’s covered (and what’s not) for your planned activities. Some activities might require you to flex some qualifications or licenses or team up with a professional guide. And remember, living on the edge might mean a slight uptick in your policy’s price (for obvious reasons).
Annual Multi-Trip (AMT) Policy
For British travellers who are always on the move, our Annual Multi-Trip (AMT) policy offers the freedom to explore India and beyond without the hassle of arranging new travel insurance for every trip.
Sticking around in India for a while? A Single Trip policy might be the better fit. Not sure which suits you best? Compare Annual Multi-Trip vs Single Trip Travel Insurance.
What’s not covered?
As you gear up for your Indian adventure, keep in mind that while World Nomads travel insurance has your back, it doesn’t cover everything. Here’s a breakdown of what’s outside our safety net:
- Pushing adventure limits: Thinking of free solo climbing in the Himalayas? Not all heroic feats are covered. it is not in our list of covered activities or you skipped the adventure add-on, it’s out of bounds.
- Ignoring medical advice: If you overlook your doctor’s recommendations or ignore guidance from our Emergency Medical Assistance Team, that one’s on you.
- Unattended valuables: Left your camera on a café table in Jaipur or your backpack unzipped on a crowded train? If your valuables are stolen, lost, or damaged while unattended, they’re not covered.
- Risky behaviour: Breaking the law, excessive drinking, or taking part in illegal activities? Your coverage doesn’t extend to reckless choices.
- Cold feet? Decided India’s isn’t for you after all? A change of heart isn’t a covered event.
India travel insurance and safety tips
A riot of colours, flavours, and full-throttle experiences, India is as chaotic as it is captivating - and that’s precisely why British nomads have been drawn here for decades. But…for all the good, there’s a lengthy list of aspects you should be aware of before you touchdown:
- India’s food is legendary, but let’s be honest - your stomach might not be ready for it. If you want to eat like a king without spending a week on the throne (aka toilet), make your food choices wisely. Go for busy stalls where locals eat (a high turnover means fresh food). Avoid anything that looks like it’s been sitting out for hours.
- Tap water? Hard no. Only drink bottled, filtered, or boiled water - and watch out for ice cubes. Rule of thumb: if it’s not cooked or peeled, don’t risk it.
- Pack Western medications for the inevitable. Even if you’re careful, a dodgy stomach can strike. Also, bring rehydration salts, Imodium, and a basic first-aid kit.
- Get your jabs. Ensure you’re current on hepatitis A, typhoid, and tetanus. Malaria tablets might be needed in some regions - check with your GP before you go.
- Public transport in India is an experience in itself. If you value your safety and sanity, avoid budget “non-AC” buses and opt for private or Volvo services instead. When taking taxis or rickshaws, always negotiate your fare before getting in. And if your driver suddenly claims that your destination is “closed” or “fully booked”, be firm - it’s often just a tactic to redirect you to a place where they’ll earn a commission.
- You’ll need a visa before arrival - India doesn’t issue visas for UK citizens upon arrival. But don’t stress - the Indian e-Visa makes things easy.
- India is generally safe, but tourists can be easy targets for scams. Stick to official currency exchanges and count your cash before leaving. Book guides through trusted sources—those "friendly locals" might just be leading you to overpriced shops. Pickpocketing is common in crowded markets and train stations, so keep valuables in a money belt or anti-theft bag. Here are some additional Tips for Traveling Around Safely in India.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Trip Delays
What happens if I hit a scheduling snag?
- As featured in:
As featured in:
Imagine this: you booked your dream trip months ago and have been counting down the days to takeoff. Finally, the day has come! Your bags are packed, itinerary checked, boarding pass in hand. You arrive at the airport only to find the word ‘DELAYED’ splashed across the screen next to your flight number.
While situations like these can be disappointing, World Nomads travel insurance may help you handle the unexpected and keep your travel plans moving forward (even if it’s a little later than planned).
Cover depends on your country of residence, and the limits depends on the policy that you choose, so make sure you read your policy carefully.
- Does World Nomads cover trip delays?
- Can I claim for trip delays?
- What is not covered under trip delays?
- Need to know more?
Does World Nomads cover trip delays?
Whether it’s your flight or your cruise, there’s more than one way to be caught off guard by a trip delay when you’re on holiday.
If your trip gets delayed by the minimum time mentioned in your policy wording, you may be covered for accommodation, meals, local transportation, and other basic expenses that you’ve had to incur as a result of the trip delay. We would recommend that you check your individual plan, as coverage varies according to your country of residence.
In order to qualify for this benefit, your travels must have been delayed by a reason mentioned as covered under the policy.
A World Nomads travel insurance policy also provides access to the 24/7 Emergency Assistance team, ready to help if you need to claim.
Travel insurance tip: Be sure to keep a copy of all of your receipts so that you can submit them with your claim. If the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance.
Can I claim for trip delays?
If your trip delay meets the conditions outlined in your policy, you may be able to file a claim for things like:
- Basic expenses that you had to pay for because of the delay. Terms and conditions, exclusions and limitations apply.
- Any non-refundable, pre-paid portions of your trip that you’ve had to forfeit because of the delay (such as a hotel night or a tour).
To file a claim you’ll need to:
- Retain all documentation from your airline, transport, and/or tour provider detailing the cause and duration of the delay
- All receipts and documentation for expenses you incur
- And any other relevant documents for your claim
What is not covered under trip delays?
Travel insurance is designed to help when your trip is affected by the unexpected, but not all delays qualify for coverage. Some examples of when you’re not covered include:
- Delays that are less than the minimum amount of time specified in your policy
- Delays caused by expected events
- Costs that are unnecessary or extravagant
- Expenses that are covered by your common carrier.
Get a travel insurance quote from World Nomads today.
It’s important to read over your policy wording carefully, and always check the terms and conditions of your policy for full details what is and isn’t covered.
Need to know more?
When you get a travel insurance quote, you’ll be able to compare the coverage of each plan so you may determine the best travel insurance plan for your needs. If you’re unclear about anything at all, get in touch with us, and we’ll help explain it all.
The policy isn’t designed to cover everything. Take the time to read the terms and conditions, limitations and exclusions in the Policy Wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Trip Delays
What happens if I hit a scheduling snag?
- As featured in:
As featured in:
You’ve been buzzing about your trip to Bali for weeks. Cozzies and sunscreen are packed, and your boarding pass is in-hand. But just as you’re about to board, your flight is delayed because there’s a volcanic ash cloud shrouding the island. While trip delays like these are a buzz kill, travel insurance with World Nomads may help ease the stress.
- Does World Nomads cover trip delays?
- Can I claim for trip delays?
- What is not covered under trip delays?
- Need to know more?
Does World Nomads offer cover for trip delays?
Whether it’s your flight or your cruise, there’s more than one way to be caught off guard by a trip delay when you’re on holiday. If your trip gets delayed by the minimum time listed in your policy, you may be covered for accommodation, meals, local transportation, and other basic expenses that you’ve had to incur as a result of the trip delay.
In order to qualify for this benefit, your travels must have been delayed by a reason listed as covered under the policy.
Travel insurance tip: Be sure to keep a copy of all of your receipts so that you can submit them with your claim. If the travel delay happened on commercial transportation, you’ll need to file a claim with your carrier before asking for reimbursement under your travel insurance.
A World Nomads travel insurance policy also provides access to the 24/7 Emergency Assistance team, ready to help if you need to claim.
Get a travel insurance quote from World Nomads today.
Can I claim for trip delays?
If your trip delay meets the conditions outlined in your policy, you may be able to file a claim for things like:
- Basic expenses that you had to pay for because of the delay. Terms and conditions, exclusions and limitations apply.
- Any non-refundable, pre-paid portions of your trip that you’ve had to forfeit because of the delay (such as a hotel night or a tour).
To file a claim you’ll need to:
- Retain all documentation from your airline, transport, and/or tour provider detailing the cause and duration of the delay
- All receipts and documentation for expenses you incur
- And any other relevant documents for your claim
What is not covered under trip delays?
Travel insurance is designed to help when your trip is affected by the unexpected, but not all delays qualify for coverage. Some examples of when you’re not covered include:
- Delays that are less than the minimum amount of time specified in your policy
- Delays caused by expected events
- Costs that are unnecessary or extravagant
- Expenses that are covered by your common carrier.
It’s important to read over your Product Disclosure Statement (PDS) carefully, and always check the terms and conditions of your policy for full details what is and isn’t covered.
Need to know more?
When you get a travel insurance quote, you’ll be able to compare the coverage of each plan so you may determine the best travel insurance plan for your needs. If you’re unclear about anything at all, get in touch with us, and we’ll help explain it all.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital urgently?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for Trip Resumption
Learn how your travel insurance could help if your trip is unexpectedly interrupted.
- As featured in:
As featured in:
If something happens on your trip and you need to come back to New Zealand, World Nomads travel insurance can help you pick up where you left off once you’re ready to go again.
What is trip resumption cover?
If you've had to interrupt your trip and return back to New Zealand because you:
- Were sick or injured overseas, or
- One of your close relatives has been hospitalised or has died, or
- A severe weather event has struck your home in New Zealand resulting in severe damage,
World Nomads overseas travel insurance policies offer coverage for reasonable transport and accommodation expenses, up to policy limits, so that you can get back on the road and finish your trip.
What am I covered for if my trip has been cut short?
We may pay for reasonable additional transport and accommodation expenses, up to policy limits, for you to resume your trip if you’ve had to return home during your travels for a compassionate emergency visit, your repatriation back home for medical treatment, or because your home in New Zealand is severely damaged by a natural disaster.
Your policy still needs to be valid for the period of your resumed trip. Your policy also needs to be the one that you were travelling on when you had to return home.
Trip resumption: what's not covered by travel insurance?
Travel insurance isn’t designed to cover everything. Some things we don’t cover for trip resumption include:
- Any expenses incurred while you're at home.
- If you go home because you're homesick.
- Pre-existing medical conditions.
- Any trip resumption expenses unless pre-approved by us or our 24/7 Emergency Assistance team.
- If you don’t wish to resume your trip, your cover will cease at the time you arrive home. There is no refund for any unused portion of your policy.
- Anything else listed in the exclusions on your policy.
This is not a full list of what's covered and not covered. Be sure to read your Policy Document and contact us if you have any questions.
Need to know more?
If you have questions or need help, you can contact us.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Be prepared if you need to claim for trip resumption.
Depending on your claim, you'll need copies of:
- Receipts
- Itineraries
- Doctors' reports/death certificates
- Medical history (ruling out pre-existing conditions)
- New flight tickets
Traveller’s tip: you should read your Policy Document carefully to understand what you will be covered for when it comes to trip resumption. Contact us if you have any questions.
Traveller’s tip: With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while travelling.
Grandma in palliative care
My grandmother suffered an acute subarachnoid hemorrhage after having a fall and was subsequently placed in palliative care in November. I received a phone call to return home as my grandmother only had a few days to live according to the doctors. I returned home, and she passed away. I then recommenced my travels after her passing and funeral.
Claim Paid.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about trip resumption and insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.
-
What is the difference between trip cancellation, trip interruption and trip resumption cover?
These benefits may help with reasonable costs associated if your trip is affected by a list of specific events.
- Trip cancellation may cover reasonable costs to cancel all or part of your trip. You can still be overseas and travelling to claim on this benefit.
- Trip interruption may cover reasonable costs to re-arrange your trip after it's interrupted. You can still be overseas and travelling to claim on this benefit.
- Trip resumption cover may help you resume your trip after repatriation to New Zealand for medical treatment, a compassionate visit for a close relative who has died or is seriously ill, or if your home is severely damaged by a natural disaster.
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Am I covered if my trip is interrupted by a pandemic?
Some exclusions may apply for epidemics, pandemics or World Health Organization (WHO) declarations of a public health emergency of international concern. When they apply, these exclusions are outlined in your policy wording.
For further information on coverage for Coronavirus (Covid-19) read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
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What if I’m resuming my trip from a country other than New Zealand?
If you’re resuming your trip because of a compassionate emergency visit that takes you to a country other than New Zealand, you can resume your trip from this country. But we’ll only pay the lesser of what it would cost to resume your trip from this country or from your country of residence.
Travel insurance for Trip Resumption
Learn how your travel insurance could help if your trip is unexpectedly interrupted.
- As featured in:
As featured in:
If something happens while you’re enjoying your overseas adventure and you need to come back to Australia, World Nomads travel insurance can help you pick up where you left off.
What is trip resumption cover?
If you've had to interrupt your trip and return home because you:
- Were sick or injured overseas, or
- One of your close relatives has been hospitalised or has died, or
- A severe weather event has struck your home in Australia resulting in severe damage.
World Nomads overseas travel insurance policies offer coverage for reasonable transport and accommodation expenses, up to policy limits, so that you can get back on the road and finish your trip.
What am I covered for if my trip has been cut short?
We may pay for reasonable additional transport and accommodation expenses, up to policy limits, for you to resume your trip if you’ve had to return home during your travels for a compassionate emergency visit, your repatriation back home for medical treatment, or because your home in Australia is severely damaged by a natural disaster.
Your policy still needs to be valid for the period of your resumed trip. Your policy also needs to be the one that you were travelling on when you had to return home.
Trip resumption: what's not covered by travel insurance?
Travel insurance isn’t designed to cover everything. Some things we don’t cover for trip resumption include:
- Any expenses incurred while you're at home.
- If you go home because you're homesick.
- Pre-existing medical conditions.
- Any trip resumption expenses unless pre-approved by us or our 24/7 Emergency Assistance team.
- If you don’t wish to resume your trip, your cover will cease at the time you arrive home. There is no refund for any unused portion of your policy.
- Anything else listed in the exclusions on your policy.
This is not a full list of what's covered and not covered. Be sure to read your PDS and contact us if you have any questions.
Need to know more?
If you have questions or need help, you can contact us.
Travel insurance is not designed to cover everything, so take the time to read the full description of cover in the PDS for the full details on what’s not covered as well as the terms, conditions, limitation and exclusions. If you are unsure of anything, please contact us for help.
Be prepared if you need to claim for trip resumption.
Depending on your claim, you'll need copies of:
- Receipts
- Itineraries
- Doctors' reports/death certificates
- Medical history (ruling out pre-existing conditions)
- New flight tickets
Traveller’s tip: you should read your Product Disclosure Statement (PDS) carefully to understand what you will be covered for when it comes to trip resumption. Contact us if you have any questions.
Traveller’s tip: With World Nomads you can get a quote, make a claim, or extend your policy instantly online, even while travelling.
Grandma in palliative care
My grandmother suffered an acute subarachnoid hemorrhage after having a fall and was subsequently placed in palliative care in November. I received a phone call to return home as my grandmother only had a few days to live according to the doctors. I returned home, and she passed away. I then recommenced my travels after her passing and funeral.
Claim Paid.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about trip resumption and insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.
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What is the difference between trip cancellation, trip interruption and trip resumption cover?
These benefits may help with reasonable costs associated if your trip is affected by a list of specific events.
- Trip cancellation may cover reasonable costs to cancel all or part of your trip. You can still be overseas and travelling to claim on this benefit.
- Trip interruption may cover reasonable costs to re-arrange your trip after it's interrupted. You can still be overseas and travelling to claim on this benefit.
- Trip resumption cover may help you resume your trip after repatriation to Australia for medical treatment, a compassionate visit for a close relative who has died or is seriously ill, or if your home is severely damaged by a natural disaster.
-
Am I covered if my trip is interrupted by a pandemic?
Some exclusions may apply for epidemics, pandemics or World Health Organization (WHO) declarations of a public health emergency of international concern. When they apply, these exclusions are outlined in your PDS.
For further information on coverage for COVID-19 read our What’s Covered for Coronavirus article, which has all of the details, including benefit limits, conditions and exclusions.
-
What if I’m resuming my trip from a country other than Australia?
If you’re resuming your trip because of a compassionate emergency visit that takes you to a country other than Australia, you can resume your trip from this country. But we’ll only pay the lesser of what it would cost to resume your trip from this country or from your country of residence.
Safari Travel Insurance Coverage
Explore How U.S. Travelers Can Protect Their African Safari Adventures
- As featured in:
As featured in:
At a glance:
- All World Nomads plans cover safaris, with some plans that offer higher limits of benefits.
- Coverage may include reimbursement for injuries and medical evacuation if you're seriously hurt while on a safari, as well as protection for your luggage and gear.
- Choose from four travel protection plans: Standard, Explorer, Epic, or Annual—tailored to your trip style and level of adventure.
- World Nomads plans also cover 250+ other adventure activities, from scuba diving and snorkeling to zip-lining and jungle trekking.
- Plus, optional Cancel for Any Reason upgrade available on some plans
- Why should I consider travel insurance coverage for my safari trip?
- What travel insurance benefits may protect safari trips
- What level of travel insurance coverage for my safari do I need?
- What may not be covered by travel insurance plans for safaris?
- Top safety tips we recommend for your safari
- FAQs
Whether you're planning an African safari to see the Big 5 in the Serengeti or watch zebras roam in Zambia’s Mosi-oa-Tunya National Park, your adventure is sure to be unforgettable. But whenever you're overseas and surrounded by wildlife, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for safaris that may help with everything from stolen bags to unexpected medical expenses.
Why should I consider travel insurance coverage for my safari trip?
To being diagnosed with malaria from a mosquito bite to having a monkey steal your passport , unexpected “monkey business” can derail even the most carefully planned safari. Travel insurance and non-insurance services designed for safaris may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently, no matter where the journey takes you.
What travel insurance benefits may protect safari trips
As wildlife lovers ourselves, we’ve designed coverage for losses resulting from safaris while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For broken bones, cuts, and sprains after a fall in the African bush -
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Protection for your stuff when you travel -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your safari.
Get a quote and compare the plans to see which level of coverage is right for you.
Terms, conditions, and limitations apply to all mentioned coverages.
All plans include travel insurance coverage for safaris, as well as several additional non-insurance services that may support you both before and during your trip. These include delayed or lost baggage tracking and delivery, portable health records, and pre-departure telehealth services.
What level of travel insurance coverage for my safari do I need?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go on a safari, you may want to do other fun things too, like bushwalking in Botswana or whitewater rafting on the Zambezi River. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase travel insurance coverage for Africa.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while on a safari, including up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This is for those trips you’ll be talking about for years to come! It covers more activities, including hot air ballooning and shark cage diving to 165 feet/50 meters. It also has higher limits of coverage for most benefits.
- Epic Plan – This plan covers everything the Explorer plan covers, plus even more activities – including bouldering up to 26,247 feet/8,000 meters and cliff diving. It also has the highest benefit limits of coverage.
- Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year. It includes travel insurance coverage for safaris, as well as all of the other activities covered in the Standard Plan.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York. Full terms apply.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered by travel insurance plans for safaris?
Some things we may not cover include:
- Unattended baggage or personal items
- Not following ‘Do Not Travel’ warnings issued by the U.S. government prior to departure
- Participation in other activities not listed as covered in your policy
- Ignoring your doctor if they have advised in writing that you are not medically fit to travel.
Top safety tips we recommend for your safari
- Do your research and book with an accredited and eco-friendly tour operator.
- Make sure your guide has a first-aid kit. It doesn’t hurt to have a small one in your backpack too – just in case.
- Follow your guide’s instructions at all times and view wildlife from a safe distance.
- Stay hydrated and drink plenty of water. Don’t be afraid to ask if the water is safe to drink when you are in remote locations.
- Take advantage of the pre-departure medical consultation included in your non-insurance services and see if prescription antimalarial medication or other vaccinations are recommended for your destination. Depending on the medication, you may need to start it prior to your trip.
- Wear long sleeves and long pants to help protect you from bug bites.
- Don’t wear open toed shoes when walking around in the bush.
- Check with the U.S. Department of State to see if they have issued any travel advisories for your destination.
- Enroll in the free Smart Traveler Enrollment Program (STEP) to stay updated on emergency situations.
- Don’t try to handle big game or dangerous animals.
- Don’t walk around alone at night.
- Take along a copy of the documents showing proof of your travel insurance coverage for safari tours. You may even want to save a copy in your phone so it is easily accessible
FAQ
Here are our most frequently asked questions about cover for safari. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Does World Nomads Offer Travel Insurance for Safaris to U.S. Residents?
Yes, losses related to safaris may be covered under all four plans offered by World Nomads Travel Insurance. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while on a safari?
If your trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable safari tours that you paid for in advance. If your safari jeep gets in a wreck and you require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes travel insurance coverage for safaris online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for an upcoming safari, you’ll need to buy your plan at least the day before you depart on your trip.
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Does World Nomads Cover African Safari Tours?
Yes, World Nomads offers travel insurance for Africa. You could have the opportunity to experience safaris in a variety of places such as Kenya, Botswana, and Rwanda. When you get a quote for a travel protection plan that includes travel insurance coverage for African safaris, you’ll need to input where you’ll be traveling.
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What should I do if I get hurt while on a safari?
If you get hurt while on a safari, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for safaris.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for your safari adventure, you could be covered for more than 250+ other sports, activities and experiences. Things like bushwalking, rocking climbing, and camping may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancelation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, safari tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for safaris, baggage delay coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes a non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next safari trip?
Not sure where your next safari adventure should take you? Check out some of our favorite safari locations and get destination-specific travel insurance tips to help you plan with confidence.
Kenya Safari Tips: Where to Go and How to Stay Safe
How Travelers Can Stay Safe on Safari in Botswana
20250818-4750020. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamAnnual Multi-Trip Travel Insurance
Your passport to year-round adventures
What is Annual Multi-Trip Travel Insurance?
Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.
Why choose Annual Multi-Trip Travel Insurance?
Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.
How Does It Work?
With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Immediate relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover more than 150 activities you love + more
Here are several activities under each category that World Nomads love to do:
Not all activities, sports, and experiences are automatically covered. You may have to upgrade the sorting level to receive the cover you require for the activities you plan to do, by paying an additional premium. Please read your policy wording carefully before you buy.
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Snow
- Ice Skating
- Skiing
- Snowboarding
- Tobogganing
Water
- Canoeing
- Kayaking
- Paddle Boarding
- Sailing
- Scuba Diving (up to 30 meters)
- Snorkelling
- Surfing
- Tubing
- Windsurfing
Air
- Aerial Safari
- Bungee Jumping
- Hot Air Ballooning
- Passenger in a commercial aircraft
- Skydiving / Parachuting (tandem jumps only)
- Zip Line
Land
- Bushwalking
- Camel Riding
- Camping
- Caving
- Hiking
- Orienteering
- Motorbiking
- Mountain Biking
- Trekking
Sports
- Baseball
- Basketball
- Cricket
- Go Karting
- Golf
- Hockey
- Tennis / Pickleball
- Frisbee / Ultimate frisbee
- Volleyball
Experiences
- Childcare work
- General farm work
- Hospitality
- Restaurant
- Teaching
- Fruit Picking
- Admin work
- Office work
- WWOOFing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrequently asked questions
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Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.
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Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
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Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.
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Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is Ireland for both international and domestic travel.
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Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.
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Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.
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Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.
Annual Multi-Trip Travel Insurance
Your passport to year-round adventures
What is Annual Multi-Trip Travel Insurance?
Say goodbye to the hassle of buying insurance for every trip. Designed for frequent travellers, our World Nomads Annual Multi-Trip travel insurance covers multiple trips over a 12-month period.
Why choose Annual Multi-Trip Travel Insurance?
Cost-effective convenience? Check! Unlimited trips within 12 months? Check! Flexibility for solo, partners & families? Check! Our Annual Multi-Trip insurance has benefits to suit a range of needs.
How Does It Work?
With our Annual Multi-Trip policy, multiple journeys throughout the 12-month period are covered. Whether it's a quick city break or a month-long adventure, enjoy peace of mind knowing you're protected. Plus, the more you travel, the more you can save!
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- You or a family member die?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech Trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150 + Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFrequently asked questions
-
Can my kids travel on my Annual Multi-Trip travel insurance policy?
Absolutely! And the best part? When you purchase a World Nomads Annual Multi-Trip travel insurance policy, any of your children aged under 18 that are named on the policy will be covered at no extra cost. And what’s more, your kids are also covered even if they go on holiday with another adult – a friend or relative for example. Please note exclusions will apply for pre-existing medical conditions.
-
Can I cancel my Annual Multi-Trip travel insurance?
Of course. World Nomads customers have up to 21 calendar days from when we issue your Certificate of Insurance and policy wording to cancel your Annual Multi-Trip travel insurance policy. This is referred to as your cooling-off period. If you do choose to cancel your policy within the cooling-off period, we will refund your premium, provided that:
- you haven’t travelled under your policy; and
- you are not making a claim; and
- you are not exercising any other right under the policy.
-
Is AMT cheaper than a single-trip policy?
An Annual Multi-Trip policy is not cheaper than a Single-Trip policy as a single item purchase. However, it can be far more cost-effective if you plan on taking two or more trips in a year. You’re free to roam without having to purchase an individual policy every time the wanderlust takes hold with Annual Multi-Trip. Just remember to purchase a policy that will cover you for the areas you intend to travel to.
-
Does AMT cover domestic travel?
Our Annual Multi-Trip policy offers cover if your country of residence is the United Kingdom for both international and domestic travel.
-
Will my Annual Multi-Trip policy renew annually?
World Nomads Annual Multi-Trip policies are not currently set-up to auto-renew. We will contact you four weeks in advance of your policy ending to let you know that it is set to expire and give you ample time to purchase your next policy, to avoid any unintended break in your period of cover. Upon your policy’s expiration you will no longer be covered.
-
Is there a limit on the number of trips I can take with AMT?
There is no limit on the number of trips you can take each year with our Annual Multi-Trip policy. Just be sure you have selected an appropriate policy that will offer cover for the regions you intend to travel to.
-
Is there a limit on the duration of each trip with AMT?
While there is no limit on the number of trips you can take each year with an Annual Multi-Trip travel insurance policy, there is a cap on the total number of days you can be away throughout the year. Trips are limited to 31 days under our Standard plan and 45 days under our Explorer plan. If your planned trip is longer than an Annual Multi-Trip permits you might want to consider taking out a single trip policy instead.