Photo © Turnervisual/IStock

Travel insurance for Australia

Essential travel insurance tips when going down under

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Spanning nearly 8 million km2 and with crystal-clear water, red deserts, tropical rainforests, and bustling cities, Australia is fascinatingly diverse. Whether you’re road-tripping the East Coast, hiking on Kangaroo Island or scuba diving the Great Barrier Reef, World Nomads has you covered.

What am I covered for?

World Nomads offers cover (up to the policy limits) for:

  • Overseas medical expenses: if you become sick or injured during your trip.
  • Medical evacuation and repatriation: if you need emergency transport home due to a serious illness or injury.
  • Travel delays/interruption: if your trip is interrupted due to an insured event.
  • Trip cancellation: if your trip is cancelled due to an insured event.
  • Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost.
  • Family plans: add your children and grandchildren to our policies at no extra cost.
  • Activities cover: we cover more than 150 activities so you can have fun adventuring your way around Australia’s outback, coasts, cities and skies.

Note: our travel insurance plans are different. Cover will vary, depending on your country of residence, what you are claiming for, the plan you choose and any options or upgrades you buy.

With World Nomads, you can buy travel insurance as soon as your trip is locked in or while you're traveling (waiting periods apply); it’s entirely up to you.

Bondi beach, Sydney, Australia
Bondi beach, Sydney, Australia. Photo credit: Getty images / Christine Wehrmeier

What should I look out for when travelling to Australia?

There are a few key things to consider when visiting Australia. Our travel insurance may help if you land in Melbourne, but your baggage doesn’t, or you suffer an injury whilst hiking Cradle Mountain.

To make it easier for you to choose a plan that’s right for you we offer two plans – Standard and Explorer. Each one provides different levels of coverage depending on what you need and your country of residence:

  • The Standard Plan –covers a range of benefits and certain adventure activities but has lower coverage limits.
  • The Explorer Plan – covers all the benefits of the Standard plan, with larger coverage limits, more benefits and covers more sports and activities.

Essential travel cover options when you need them the most

Depending on the level of cover you choose and your country of residence, our policies may cover you for:

Lost, stolen or delayed baggage cover

If your luggage or personal items are stolen, lost or accidentally damaged, you may be able to claim to replace or repair the item. If your luggage is delayed for more than 24 hours, you may be able to claim for essential clothing and toiletries while you wait for your bag to be returned.

Travel insurance for accidents or injuries

If you become sick or injured in Australia with anything from food poisoning to an injury while participating in an activity, our policies may cover you for medical treatment including hospitalisation, prescribed medicines and prescribed physiotherapy treatments. Terms and conditions apply.

Coronavirus cover for some events

If you catch COVID-19 while travelling in Australia we may cover you for medical expenses and hospital assistance, as well as repatriation. Our Explorer Plan offers extra cover for Coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs. To find out what cover applies to you, read our Coronavirus cover article, which has all the details, including benefit limits, conditions, and exclusions.

Adventure sports & activities cover

There’s no shortage of adventures and activities to do in Australia and depending on what plan you choose and your country of residence, you can be covered for hiking adventures in the Snowy Mountains, road trips along the East Coast, surfing at Bondi Beach, snorkelling with Whale Sharks on Ningaloo Reef and much more. You can find the full list of covered activities in the Policy Wording.

Rental car coverage and road safety

Australia is the perfect place for a road trip. With such vast distances between destinations, it can be a good idea to make sure you are covered if something goes wrong when you’re on the road.

Available on our Explorer Plan, we may cover your rental vehicle insurance excess, or the cost of repairing the rental vehicle if you’re involved in a motor accident or your rental vehicle is damaged or stolen.

Tourist at Cathedral Gorge
Purnululu National Park, Western Australia. Tourist at Cathedral Gorge. Photo credit: Getty images / Francesco Riccardo Iacomino

What’s not covered?

Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:

  • Pre-existing medical conditions – see the policy wording for details.
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the U.S Department of State.
  • Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization, including obtaining relevant vaccinations and hygiene measures.
  • Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
  • Our policy doesn’t replace the need for you to purchase rental vehicle insurance through the rental vehicle company covering physical damage and theft of the rental vehicle and your liability to third parties for injury or property damage while the rental vehicle is in your care or control.
  • Being intoxicated by alcohol or drugs.

Be sure to read the Policy Wording and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.

Sydney Harbour
Sydney Harbour. Photo credit: Getty images / Mohd Ezairi Mohd Amiruddin / EyeEm

Handy tips for travelling in Australia

  • If you’re planning a road trip, be aware of the distances involved between destinations. Sometimes it can be hundreds of kilometres between towns and petrol stations.
  • The sun is very strong in Australia so be sure to wear sunblock, even on a cloudy day. Temperatures in Outback areas can be very high.
  • Pick your season – the weather can vary tremendously in parts of Australia even in the same season.
  • Swim between the flags at the beach. They show the safest point on the beach for swimming and can help you avoid dangerous rips.

Are you looking for more travel inspiration for Australia? World Nomads has various articles that cover a range of fun topics on Australia, here are just a few:

You can also check out our articles if you need the latest safety travel alerts.

This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Turnervisual/IStock

Travel insurance for Australia

Essential travel insurance tips when going down under

    Trusted by:

  • Trusted by:

With its crystal-clear water, tropical rainforests, and a burnt red Outback, Australia is a thrilling destination. Whether you’re road-tripping the Great Ocean Road, cycling around Uluru or snorkelling the Great Barrier Reef, World Nomads Travel Insurance can have you covered.

What am I covered for?

World Nomads offers cover (up to the policy limits) for:

  • Overseas medical expenses: if you become sick or injured during your trip.
  • Medical evacuation and repatriation: if you need emergency transport home due to a serious illness or injury.
  • Travel delays/interruption: if your trip is interrupted due to an insured event.
  • Trip cancellation: if your trip is cancelled due to an insured event.
  • Baggage and valuables: if your belongings are stolen, accidentally damaged, delayed or lost.
  • Family plans: add your children and grandchildren to our policies at no extra cost.
  • Activities cover: we cover more than 150 activities so you can have fun adventuring your way around Australia’s outback, coasts, cities and skies.

Note: our travel insurance plans are different. Cover will vary, depending on what you are claiming for, the plan you choose and any options or upgrades you buy.

With World Nomads, you can buy travel insurance as soon as your trip to Australia is locked in or while you're travelling (waiting periods apply); it’s entirely up to you

Bondi beach, Sydney, Australia
Bondi beach, Sydney, Australia. Photo credit: Getty images / Christine Wehrmeier

What should I look out for when travelling to Australia?

When visiting your neighbours across the ditch, there are a few key things to consider. Our travel insurance could help if you land in Sydney, but your baggage doesn’t or if you suffer an injury hiking Cradle Mountain.

World Nomads offers two plans – Standard and Explorer. Each policy has different levels of cover depending on what your needs are. You may be covered if your bags are lost or stolen, if your transport is delayed, or if you suffer an injury that lands you in hospital.

  • The Standard Plan – covers a range of benefits and certain adventure activities and has lower coverage limits.
  • The Explorer plan – covers all the benefits of the Standard Plan, with larger coverage limits, more benefits and covers more sports and activities.

Essential travel cover options when you need them the most

Depending on the level of cover you choose, World Nomads offers coverage (up to the policy limits) for:

Lost, stolen or delayed baggage cover

If your luggage or personal items are stolen, lost or accidentally damaged, you may be able to claim to replace or repair the item. If your luggage is delayed for more than 12 hours, you may be able to claim for essential clothing and toiletries while you wait for your bag to be returned.

Medical insurance for accidents or injuries

If you become sick or injured in Australia, with anything from food poisoning to an injury whilst participating in an activity, our policies can cover you for medical treatment including hospitalisation, prescribed medicines and prescribed physiotherapy treatments.

Coronavirus cover for some events

If you catch COVID-19 while visiting Australia, we may cover you for medical expenses and hospital assistance, as well as repatriation. Our Explorer Plan offers extra cover for Coronavirus-related events such as cancellation, trip interruption expenses and some quarantine costs. You can check out our Coronavirus cover article which has all of the details, including terms and conditions, benefit limits and exclusions.

Adventure sports & activities cover

There’s no shortage of adventures and activities to do in Australia and depending on what plan you choose, you can be covered for hiking in Tasmania, road tripping along the East Coast, surfing at Bondi Beach, snorkelling with Whale Sharks on Ningaloo Reef and much more. You can find the full list of covered activities here.

Rental car coverage and road safety

Australia is the perfect place for a road trip. With such vast distances between destinations, it can be a good idea to make sure you are covered if something goes wrong when you’re on the road.

Available on our Explorer Plan, we may cover your rental vehicle insurance excess, or the cost of repairing the rental vehicle if you’re involved in a motor accident or your rental vehicle is damaged or stolen.

Tourist at Cathedral Gorge
Purnululu National Park, Western Australia. Tourist at Cathedral Gorge. Photo credit: Getty images / Francesco Riccardo Iacomino

What’s not covered?

Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:

  • Existing medical conditions – see the Policy Document for details.
  • Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the New Zealand Government.
  • Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization, including obtaining relevant vaccinations and hygiene measures.
  • Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
  • Our policy doesn’t replace the need for you to purchase rental vehicle insurance through the rental vehicle company covering physical damage and theft of the rental vehicle and your liability to third parties for injury or property damage while the rental vehicle is in your care or control.
  • Being intoxicated by alcohol or drugs.

Be sure to read the Policy Document and General Exclusions for other scenarios and expenses we don’t cover so there’ll be no surprises if you need to use your cover.

Sydney Harbour
Sydney Harbour. Photo credit: Getty images / Mohd Ezairi Mohd Amiruddin / EyeEm

Australia Travel Tips

  • If you’re planning a road trip, be aware of the distances involved between destinations. Sometimes it can be hundreds of kilometres between towns and petrol stations.
  • The sun is very strong in Australia so be sure to wear sunblock, even on a cloudy day. Temperatures in Outback areas can be very high.
  • Pick your season – the weather can vary tremendously in parts of Australia even in the same season.
  • Swim between the flags at the beach. They show the safest point on the beach for swimming and can help you avoid dangerous rips.

Are you looking for more travel inspiration for Australia? World Nomads has various articles that cover a range of fun topics in Australia, here are just a few:

You can also check out our articles if you need the latest safety travel alerts.

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.


Traveller tip 1
don't forget when travelling overseas, some countries may require your New Zealand passport to be valid for at least six months before it's expiry date as a condition of entry

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Photo © Richard I'Anson

Richard on assignment in Mongolia

Our Mongolia scholarship trip took Travel Photography Scholarship mentor Richard I’Anson to the far reaches of the Gobi Desert and into the colorful pageantry of the Naadam festival.

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Scholarship mentor Richard I’Anson shares the highlights of his journey with Discover Mongolia, his thoughts on the benefits of our scholarships, and his tips for budding photographers.

1. How did you become a World Nomads Scholarship mentor?

I was fortunate to be invited by the World Nomads team in 2016 to become only the second Travel Photography Scholarship mentor. I was told the people in charge were aware of my work and interest in sharing my knowledge through my Lonely Planet travel photography book.

2. What makes Mongolia such a unique destination?

It’s a huge country with spectacular and varied landscapes including deserts, mountains, and vast steppes. Once you’re out of the capital city everywhere feels remote, so the sense of adventure is strong and enhanced by the long drives and encounters with Mongolia’s famous nomadic culture.

Spectators on horseback at a regional Naadam festival in Mongolia.
Spectators on horseback at the Naadam festival in Kharakorim. Image credit: Richard I'Anson


3. What makes World Nomads Scholarships such a fantastic opportunity?

The opportunity to travel on a private photography tour is amazing. The trips are 100 percent focused on capturing great photos, so it’s a rare opportunity to immerse yourself in an intense photography experience with people whose job is to get you to the right place at the right time and assist in all aspects of image creation.

4. What were the highlights of the Mongolia trip?

Every day produced memorable experiences and photography opportunities, but all three locations in the Gobi Desert and the regional Naadam festival at Kharakorim were the standouts for me.

Dramatic white cliffs in Mongolia's Gobi Desert.
Tsagaan Suvarga (the White Stupa) in the Gobi Desert. Image credit: Richard I'Anson


5. What were the challenges of the Mongolia trip?

Nothing out of the ordinary. We covered big distances so the drives were long, but that was more challenging for our driver from Discover Mongolia. The biggest photography challenge was the long days. Because it was summer, sunrise was around 5am and sunset around 9pm. Thankfully, there was plenty of time to nap in the car on the long drives between locations.

6. You run a lot of photo tours around the world. What is the most common mistake beginner travel photographers make?

Not fully understanding the technical aspects of photography (shutter speed, aperture, and ISO) and how they relate not just to correct exposure (which digital cameras can do well automatically) but how they relate to creative photography where the photographer is in control (not the camera) of the settings to achieve the look and feel in their images that they have in their mind’s eye.

Dancers at the opening ceremony of the Naadam festival in Ulaanbaatar, Mongolia.
Dancers at the opening ceremony of the Naadam festival in Ulaanbaatar. Image credit: Richard I'Anson


7. What advice can you give someone who wants to break into the industry?

Learn the technical stuff (see above) so that using the camera becomes second nature, so that you can concentrate on the creative aspects of great photography, namely subject selection, composition, and light, so that you maximize the chance of capturing fleeting moments, which so often produce the best pictures.

Educate yourself on what quality photography looks like by studying the work of established photographers. Learn to step back from your own work and assess it dispassionately. This is harder than it sounds so seek the opinion and guidance of professionals and teachers where possible.

Photo © Getty/PeopleImages

World Nomads’ top travel tips for eco-conscious travelers

Before you pack your bags and start your journey, make sure you travel with the planet in mind and do so responsibly.

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Traveling is a fantastic experience, but wherever you go, you should consider ways of giving back to the people and the places you visit.

World Nomads offers you the chance to give back to communities around the world through a micro-donation whenever you buy travel insurance with us. Through our Footprints Network, travelers have helped us fund more than 250 projects, and raise more than $3 million. We continue to partner with reputable charities and NGOs to ensure your micro-donation goes to the project of your choice.

Whether you want to donate, volunteer, or stay in eco-friendly accommodation, here are some handy travel tips for you to consider when planning your next trip:

  1. Do your green research before you head off: look for accommodations, destination, products, and tour companies that have been deemed sustainable by a legitimate certifying body. In the sustainable tourism world, that means organizations such as the Global Sustainable Tourism Council, The Rainforest Alliance, and Earth Check.
  2. Go off-grid or visit less-visited locations: after the pandemic caused a reset of travel, it makes sense to leave the beaten track and create your own path. Visiting places further away from the masses will give you a more authentic experience, and also help to reduce degradation of popular sights. But be aware that the more remote your destination, the more chance there is that these may not be covered if you choose to purchase. Always check if your off-the-grid destination(s) are covered. While we offer cover for more than 100 destinations, we do not offer travel insurance to sanctioned countries, and cover may be affected if you travel to a destination that your government has advised against traveling to. Also, some destinations may not be covered due to violence, terrorism or possibly due to being designated a COVID hotspot.
  3. Choose from more than 150 activities, sports and experiences: while we do offer cover for more than 150 activities, sports and experiences, we don't cover everything. For example, we do not cover big game hunting or Spain’s running of the bulls. Many activities will have special conditions and exclusions attached to them. Read the policy wording carefully to choose the right plan and/or adventure sport option for your trip. Your policy may have conditions and exclusions.
  4. Volunteer when abroad: giving back to the places or communities you’re visiting can be a rewarding experience. Volunteerism is on the rise, for example, reforestation, cleaning up beaches, nature trail construction and invasive species management are just some volunteer work examples. With World Nomads, the types of volunteer activities that are covered will depend on your country of residence. Check your plan and policy wording to get more details. For example, you won’t be covered if you intend to work near dangerous animals such as sharks, elephants, big cats, bears, and deadly snakes or if you go against local authority warnings or enter closed or restricted areas or places or situations known to be unsafe or dangerous.
  5. Immerse yourself in local communities and culture: a big part of traveling is exploring new cultures and environments. So, it goes without saying that you shouldn’t do anything that might endanger or exploit local people or wildlife. Don’t litter, stay on public footpaths and follow local laws and cultures. Help protect the places that you visit by following local customs. Under our policies, you won’t be covered if you cause any physical injury or property damage deliberately or if you cause any damage with intent, malice or gross negligence.
  6. Airbnb, green resorts or homestay: when traveling, there are many eco-friendly options to choose from depending on your budget. You can stay at an eco-friendly Airbnb rental, at a hostel or hotel or live in a local community, all these options can offer eco-friendly options. When staying at a private vacation rental please remember that illegal activities and any incidents caused by being under the influence of alcohol and drugs are not covered (partying is banned at most vacation rentals). For those who have a higher budget, some resorts have tree-planting and other supporting environmental programs such as a no plastic policy, and using local foods in their restaurants. At the other end of the budget, staying with local families will give you knowledge of local habitats, wildlife, and traditional cultures. Seeking out local experiences such as homestays, and hiring local guides are great ways to learn about a culture, while providing direct economic benefits to the host communities.
  7. Choose a responsible tour operator: choose a tour operator that promotes responsible tourism, works as part of the local community, and actively helps to conserve the environment. Before you go, ask your travel provider (tour operator, travel agent) about the company’s environmental and responsible tourism policies – support those who support responsible tourism. Look for the Global Sustainable Tourism Council GSTC logo. GSTC is an independent, neutral organization that establishes and monitors global standards for destinations and tourism companies all over the world, and it’s also a great source of information for destinations, accommodation and eco-friendly travel tips.

Note: this is only a summary of coverage and does not include the full terms and conditions of the policy. There are terms & conditions, exclusions and limits which apply depending on your Country of Residence and the level of cover you’ve chosen, so be sure to read the policy wording before you buy a policy.

Traveler tip: traveling during a destination’s shoulder season, the period between the peak and low seasons, typically combines good weather and low prices without the large crowds. This allows better opportunities to immerse yourself in a new place without contributing to overtourism, but also provides the local economy with income during a normally slow season.

What type of eco tourist are you?

According to the United Nations, there are three types: hard ecotourist, soft ecotourist and the adventure ecotourist.

  1. The hard ecotourist: is motivated primarily by a scientific interest in nature and is interested in bird watching, nature photography, and botanical trips.  Sometimes they will take on activities that require strenuous effort and non-hotel accommodations. If you fall into this category you may have the option (depending in your Country of Residence) to upgrade and pay a little extra to increase the cover for any hi tech gear, such as cameras, lenses, and laptops that you're taking with you. You never know when your tech gear could be stolen, lost, or damaged on your travels.
  2. The soft ecotourist: is the fastest growing segment.  This traveler is interested in observing wildlife and participating in local culture. Hiking is a favourite activity, and they are less intense than the hard ecotourist. If you fall into this category, World Nomads offers more than 150 activities, sports and experiences. Coverage varies between our two plans- Standard and Explorer – so it’s important to take the time to understand what activities you are likely to do, and the difference between our plans.
  3. The adventure ecotourist: engages in moderate to high-risk activities such as surfingscuba diving, snorkeling, wind surfing, whitewater rafting, and rock climbing. These types are the adrenaline all or nothing types looking for a challenge. If you’re looking for more adventure, you can upgrade to the Explorer Plan, which offers higher benefits and cover for a broader range of activities and sports.

Want more of our plan details?

You can compare our Standard and Explorer plans and prices through getting an instant online quote.

Need some extra info on eco travel?

Here are some World Nomads articles for more inspiration and information around sustainable travel practices:

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

Travel insurance tip: to have cover for a higher level adventure sport or activity, you may need to add it to your policy or select a plan with more benefits/coverage when you buy and pay the extra premium, depending on your Country of Residence. Remember, you can’t upgrade your coverage after you buy, so it’s important to get this right on the first go.

VIDEO: How can I give back when I buy my travel insurance?

Learn more about how you can give back to the places you visit with a small donation by watching this video.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    L.D.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    A.B.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    T.R.
    Canadian in Malaysia

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.