Travel insurance for surfing
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- Trusted by:
Trusted by:
If surfing at Pipeline in Hawaii or heading to Kuta beach in Bali is on your next surf break abroad then it’s a good idea to know how you could be covered if you happen to have your gear lost or stolen. If your surf trip is cut short our coverage can help get you back on your feet and back on the surfboard in no time.
Along with your surfboard, wetsuit, sunblock and shades, you should also look at packing travel insurance. World Nomads can help get you back on your feet if your surf break turns into a bruising wipe-out.
Travel insurance for surfing
As surf enthusiasts, Irish can get ready to hit the surf with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.
- Gear protection: Got your surfboard or stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
- Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
- Checked-in baggage: We offer cover if your gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.
Besides wave surfing, World Nomads may also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kite surfing
- Wakeboarding
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.
What's not covered for surfing travel insurance?
Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the policy wording
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Professional competitive surfing
How to get the most out of your travel insurance
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing manoeuvres when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance for surfing
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- Trusted by:
Trusted by:
If surfing at Pipeline in Hawaii or heading to Kuta beach in Bali is on your next surf break abroad then it’s a good idea to know how you could be covered if you happen to have your gear lost or stolen. If your surf trip is cut short our coverage can help get you back on your feet and back on the surfboard in no time.
Along with your surfboard, wetsuit, sunblock and shades, you should also look at packing travel insurance. World Nomads can help get you back on your feet if your surf break turns into a bruising wipe-out.
Travel insurance for surfing
As surf enthusiasts, Brits can get ready to hit the surf with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.
- Gear protection: Got your surfboard or stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
- Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
- Checked-in baggage: We offer cover if your gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.
Besides wave surfing, World Nomads may also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kite surfing
- Wakeboarding
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.
What's not covered for surfing travel insurance?
Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the policy wording
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Professional competitive surfing
How to get the most out of your travel insurance
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing manoeuvres when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance for surfing
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- Trusted by:
Trusted by:
For many Kiwis surfing isn’t just a hobby it’s a lifestyle. With the number of gnarly surf breaks and yet to be discovered beach spots worldwide it’s no wonder Kiwis are stoked to search far and wide for the next adrenaline-soaked surf trip. But with sun, surf and sand there are also dodgy stingray encounters, jagged coral reefs and (gulp!) shark attacks.
Along with your surfboard, wetsuit, sunblock and sunnies, don’t forget to pack your travel insurance. World Nomads can help get you back on your feet if your surfing adventure turns into a wipe-out.
Travel insurance for surfing
As surf enthusiasts, Kiwis can take on a six foot barrel without a worry by taking out World Nomads travel cover. Here is what we offer as part of our Standard and Explorer plans:
- Gear protection: Got your surfboard stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
- Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance.
- Trip cancellation: Has a sick or injured travelling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
- Checked-in baggage: You’ll be covered if your surf gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.
Besides wave surfing, World Nomads may also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kite surfing
- Wakeboarding
An upgrade for certain sports may be required and terms and conditions apply for each activity and sport. Check your Policy Document for details or contact us if you have questions.
What's not covered for surfing travel insurance?
Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a existing medical condition, as explained in the Policy Documents
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the Policy Document
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Professional competitive surfing
How to get the most out of your travel insurance
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Travel insurance for surfing
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- Trusted by:
Trusted by:
For many Aussies surfing isn’t just a hobby it’s a lifestyle. With the number of gnarly surf breaks and yet to be discovered beach spots worldwide it’s no wonder Aussies are stoked to search far and wide for the next adrenaline-soaked surf trip. But with sun, surf and sand there are also dodgy stingray encounters, jagged coral reefs and (gulp!) shark attacks.
Along with your surfboard, wetsuit, sunblock and sunnies, don’t forget to pack your travel insurance. World Nomads can help get you back on your feet if your surfing adventure turns into a wipe-out.
Travel insurance for surfing
As surf enthusiasts, Aussies can take on a six foot barrel without a worry by taking out World Nomads travel cover. Here is what we offer as part of our Standard and Explorer plans:
- Gear protection: Got your surfboard stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
- Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
- Checked-in baggage: You’ll be covered if your surf gear is stolen, lost or accidentally damaged by a common carrier (e.g. airline or bus company). Sporting equipment checked-in is only covered where the carrier requires it be checked-in due to its size or weight.
Your coverage will vary according to whether you choose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage.
Besides wave surfing, World Nomads may also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kite surfing
- Wakeboarding
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy for details or contact us if you have questions.
What's not covered for surfing travel insurance?
Sorry – we won’t cover you if you do something reckless (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- The policy excess, deductible or co-pay amount as shown in the policy wording
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Professional competitive surfing
How to get the most out of your travel insurance
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance cover─ depends on your responsible behaviour. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for cover.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of cover and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Surfing travel insurance
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- Trusted by:
Trusted by:
Point breaks, offshore breezes and rays of sun beating on your face. Surfing the azure ocean blue can create a big adrenaline rush ─ but so can stingray encounters, jagged coral reefs and (gulp!) shark attacks.
Along with your sunblock and shades, don’t forget to pack your travel insurance. World Nomads can help get you back on your feet if your surf break turns into a wipeout.
Travel insurance for surfing
As a surf enthusiast, you can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks.
- Baggage protection: Got your stuff stolen while surf town-hopping in Costa Rica? Our gear coverage can help with replacing belongings that were swiped from under your nose.
- Emergency medical: Long lefthanders can be epic to ride but not if it ends up in a crash. Emergency medical coverage may come to the rescue in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from the 24/7 Emergency Assistance.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Your plan may be able to recover the travel expenses.
Besides wave surfing, World Nomads may also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kitesurfing
- Wakeboarding
The coverage – and the maximum benefit limits – of your specific activity depends on which plan you buy. Our Standard plan covers a wide range of sports, and our Explorer plan covers even more. Read out our Help Center article on adventure sports coverage to see what plan might be right for you.
What's does travel insurance not cover during surfing vacations?
Sorry – we won’t cover you if you do something careless or out of control (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- Any expenses that relate to a pre-existing medical condition
- Expenses that can be recovered from another source, such as your carrier or primary health insurer
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search-and-rescue costs
- Competition surfing
- Any damage related to the wear and tear of sports equipment
How to get the most out of your travel insurance on a surfing trip
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance coverage ─ depends on your responsible behavior. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing or aerial maneuvers when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- No pro sports or athletic competitions. So cool that your 9-to-5 is spending time on the waves but unfortunately, professional sporting activities aren’t covered by travel insurance.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for coverage.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Surfing travel insurance
World-class breaks and classic beach towns. Surf’s up! Where’s your travel insurance?
- Trusted by:
Trusted by:
- What types of surfing are covered?
- Choosing the right policy for you
- What's covered?
- What's not covered?
- Tips to get the most out of your surfing trip
Point breaks, offshore breezes and rays of sun beating on your golden-tanned face. Surfing the azure ocean blue can create a big adrenaline rush ─ but so can stingray encounters, jagged coral reefs and (gulp!) shark attacks. But don’t worry, World Nomads can help get you back on your feet if your surfing trip turns into a wipe-out.
What types of surfing are covered?
Besides hanging ten from the breakers of Australia to Maui, did you know we can also cover:
- Land surfing
- Stand-up paddle surfing
- Windsurfing
- Sandboarding
- Kitesurfing
- Wakeboarding (excluding jumps)
Our policies can cover up to 150 other sports, activities and experiences so if you’re combining your surfing trip with camping or a road trip, you can rest easy knowing we’ve got your back.
An upgrade for certain sports may be required and terms and conditions apply for each sport. Check your policy wording for details or contact us if you have questions.
Choosing the right policy for you
We offer two plans – Standard and Explorer – each of which offers different levels of coverage. It is up to you to choose what plan has the right level of coverage to meet your travel needs and that matches your specific surfing plans.
What’s covered?
As surf enthusiasts, you can catch the waves with the coverage we provide, from uncharted towns with pristine beaches to the most popular surf breaks. Depending on your Country of Residence, our policies offer cover (up to policy limits) for:
- Emergency overseas medical: Long lefthanders can be epic to ride, but not if it ends up in a crash. Emergency medical coverage may come in handy in the case of an accident or injury.
- Evacuation: Your bohemian surfer paradise may be far away from the medical facilities that can give you the treatment you need. You can get transported to the medical facility which may be best for your care, subject to approval from us.
- 24/7 Emergency Assistance: Our multilingual Emergency Assistance team is here to help facilitate a range of services in whatever part of the world you’re traveling.
- Baggage protection: Got your stuff stolen while surf town-hopping in Costa Rica? Our gear coverage may help with replacing belongings that were swiped from under your nose.
- Trip cancellation: Has a sick or injured traveling companion put a stop to your surf break? Trip cancellation cover may be able to help recover the travel expenses.
Your coverage will vary according to your Country of Residence and whether you chose a Standard or an Explorer plan. Read your policy for details on maximum benefit limits and exclusion and conditions of your coverage. If you have any questions about your cover, just ask us.
What's not covered?
Sorry – we won’t cover you if you do something stupid (like tackle big-wave off-shore surfing when you’re only a beginner). Some things we may not cover include:
- If you refuse to be repatriated or evacuated
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording
- Expenses that can be recovered from another source
- If you surf while under the influence of alcohol or drugs… water and alcohol never mix!
- Search and rescue costs
- Competition surfing
Tips to get the most out of your surfing trip
When it comes to any sport, safety should always come first. Your health ─ and your travel insurance coverage ─ depends on your responsible behavior. Follow these tips to stay alert and aware (and to ensure that you won’t invalidate your travel insurance).
- Know where to go. Don’t frequent beaches with dangerous shore breaks, riptides or shark sightings or surf near areas with piers, cliffs, rocks and boats. Where there are warnings, be careful – and heed them.
- Don’t go in over your head. Not a good idea to hop on a board if you don’t know how to swim. Or attempt big-wave surfing or aerial manoeuvres when you’ve only taken one lesson.
- Follow the rules. Check for suitable weather conditions before heading to the beach; use a surf leash / leg rope.
- Keep an eye on your equipment. Don’t leave your limited-edition surfboard unattended out on the beach when you go for a water break or declare your wallet stolen when you forgot it on the airplane. Those “I spaced out” moments don’t qualify for coverage.
This is a summary only. It does not include all terms, conditions, limitations and exclusions of the plans described. Please refer to the actual plans for complete details of coverage and exclusions.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
