Seguro viagem para o Equador
Confira nossos planos de Seguro Viagem que podem ajudar a protegê-lo em sua viagem ao Equador.
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Um país relativamente pequeno, porém repleto de experiências incríveis para o viajante aventureiro. No Equador, você pode escalar vulcões, andar de bicicleta nos Andes, flutuar em meio à selva, pescar piranhas - emoções são o que não faltam. E isso sem falar na incrível vida selvagem que você vai explorar nas Ilhas Galápagos!
Mas junto com as aventuras vêm os riscos. E se acontecer um desastre natural ou você sofrer um acidente longe de algum centro urbano? Ao planejar as férias dos seus sonhos, uma apólice de seguro é uma boa ideia para ajudá-lo a lidar com eventos inesperados e inconvenientes.
- Por que o Seguro Viagem é importante
- Ao que devo ficar atento quando viajar para o Equador?
- O que não está coberto?
Por que o Seguro Viagem é importante
Uma viagem única para mergulhar com tubarões, tartarugas marinhas e arraias em Galápagos significa um alto investimento. Um Seguro Viagem que cobre bagagem extraviada e emergências médicas pode ajudar a proteger esse investimento caso algo inesperado aconteça.
Uma plano de Seguro Viagem da World Nomads pode oferecer cobertura para:
- Bagagem extraviada ou perdida
- Cancelamento ou interrupção da viagem
- Objetos pessoais roubados
- Seguro médico no exterior e cobertura para eventos relacionados ao Coronavírus
- Mais de 150 atividades e esportes no Equador
Ao que devo ficar atento quando viajar para o Equador?
Se você procura praias tranquilas ou montanhas cobertas de neve, o Equador tem tudo para fazer de uma visita as melhores férias da sua vida! Mas as coisas podem não sair conforme o planejado. Saber que você pode resolver problemas financeiros, médicos ou logísticos por meio de sua apólice de seguro representa um grande conforto. Alguns dos eventos inesperados com os quais podemos ajudá-lo incluem:
Embora o Brasil e o Equador sejam vizinhos próximos, as companhias aéreas ainda podem extraviar ou perder sua bagagem. Se isso acontecer, certifique-se de seguir todos os procedimentos de comunicação corretos no aeroporto e a World Nomads poderá fornecer a você uma muda de roupa e itens pessoais até que as coisas sejam resolvidas.
Com tanto a se fazer no Equador, você provavelmente passou muito tempo planejando a sua viagem. Mas se algo inesperado, como uma doença ou um acidente, acontecer um pouco antes da partida, ou mesmo durante a viagem, seu seguro pode ajudá-lo a recuperar parte de suas perdas.
- Objetos pessoais roubados
As cidades maiores, como Quito e Cuenca, oferecem uma fascinante mistura de história e cultura indígena e espanhola, incluindo um dos maiores mercados ao ar livre da América Latina. Mas se você for roubado enquanto admira o artesanato local, nossa linha direta 24 horas pode indicar a delegacia de polícia mais próxima e ajudá-lo a obter documentos temporários. Também podemos ajudá-lo a receber fundos transferidos por sua família no Brasil.
- Seguro médico no exterior e cobertura para eventos relacionados ao Coronavírus
Se você se machucar em uma caminhada até os famosos lagos de cratera ou em uma expedição de rafting das montanhas para a selva, nossa equipe de assistentes pode ajudá-lo a encontrar o centro médico mais próximo. Se a lesão for grave, a World Nomads também poderá ajudar a providenciar uma evacuação de emergência para o Brasil.
Infelizmente, os efeitos da pandemia ainda fazem parte de nossas vidas; portanto, se você adoecer com um problema médico relacionado ao Coronavírus, seu seguro poderá ajudar com internações hospitalares e medicamentos.
A World Nomads desenvolveu um seguro abrangente para o viajante aventureiro com cobertura para mais de 150 esportes e atividades radicais. Com novas experiências incríveis sendo lançadas no Equador, como tirolesa em alta altitude e balanços à beira de penhascos, é importante que você leia as diferentes apólices - Standard, Explorer e Explorer Plus - e decida qual é a certa para o tipo de férias que pretende tirar.
O que não está coberto?
Claro, nenhuma apólice de seguro pode cobrir absolutamente tudo, e há uma série de situações para as quais a World Nomads não fornecerá assistência ou reembolso. Elas podem incluir:
- Praticar esportes não cobertos pelo plano adquirido. Sempre verifique o que está e o que não está incluso antes de fazer uma apólice e antes de se inscrever em um novo esporte radical, ok?
- Se você não cuidou bem de si mesmo ou de seus pertences. Portanto, se você deixou suas coisas sem vigilância enquanto aproveitava a vida noturna de Quito ou seguia as iguanas na praia de Galápagos, não poderemos oferecer cobertura.
- Tratamento para condições médicas pré-existentes ou se sua viagem foi planejada especificamente para receber cuidados de saúde especializados.
Claro, este é apenas um breve guia para o seguro durante sua viagem ao Equador. Então, antes de ir para o “centro do mundo”, não hesite em entrar em contato para obter informações mais detalhadas sobre as diferentes apólices e coberturas disponíveis.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamObtenha uma cotação de seguro de viagem
Seguro viagem simples e flexível. Compre em casa ou durante a viagem e faça a solicitação online de qualquer lugar do mundo
Faça uma cotação
Travel Insurance
Simple and flexible travel insurance. Buy at home or while travelling, and claim online from anywhere in the world.
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Choose the cover that best suits your needs
Single trip
- Up to 365 days of cover in one trip.
- Flexibility in customising your coverage and destinations.
- Can be more cost effective compared to Annual Multi-Trip if you're a less frequent traveller
Annual Multi-trip
- Unlimited trips within 12-month period.
- Cover for both international and domestic travel.
- Convenience – no need to arrange travel insurance for each trip.
- Can be more cost effective compared to Single Trip if you're a more frequent traveller
A true claim story
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Immediate relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Injured abroad?
- Need a hospital urgently?
- Medical evacuation home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150 + Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions. You can also visit our help center for more answers.
-
Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 150 adventure sports and activities.
-
Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.
-
Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.
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Can I buy travel insurance if I'm already overseas?
Yes - If you're a resident of the Republic of Ireland and meet the Residential Eligibility Criteria, then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,
Whether ordinary or obscure, we cover a wide range of sports and activities when you travel.
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Preparing for your next adventure?
However you like to stay active when you're away, we know that sports and adventure activities play a big role in making your travel experience memorable. That's why we offer a diverse range of activities cover, catering to your unique interests. From abseiling to zorbing, there's a good chance we'll be able to cover you.
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Inspiration
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat to do if you can’t go?
What to do if someone at home is sick or injured
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Unfortunately, sometimes things happen; loved ones fall ill, and best-laid plans don’t go to plan. If you find yourself unable to travel because someone at home is sick or injured, our Cancellation Travel Insurance cover helps Kiwis cover the non-refundable portion of their travel expenses. This includes transport, accommodation, tours/experiences, travel agency cancellation fees and frequent flyer points.
Here are the steps you need to take if you find yourself needing to make an online claim:
- Rearrange or cancel your bookings
- Get it in writing
- Keep your itineraries and receipts
- What if someone gets COVID-19 and I can't travel?
- Need to know more?
1. Rearrange or cancel your bookings
If you find yourself cancelling or postponing your holiday due to the illness or injury of a loved one, it’s essential you take immediate action by rearranging/cancelling all pre-paid and pre-booked travel expenses (think accommodation, tours, transportation etc.).
Traveller tip 1: Take time to research all offers, compensation options, and cancellation alternatives available when rearranging/cancelling with your service providers. Some providers can be quite accommodating – especially in unavoidable situations such as illness and injury. Not only is it in your best interest to avoid or minimise your expenses, it’s important to keep in mind that World Nomads will only cover costs within policy limits, and where you’ve taken reasonable and necessary steps to minimise costs as much as possible.
2. Get it in writing
It’s important you collect all the required reports outlining the medical situation affecting your close relative, and therefore your ability to continue with your travel plans. Some reports required include:
- Doctor or other medical practitioner’s report, confirming the illness or injury
- Hospital admission report
- Ambulance report (if applicable)
- Police report (applicable)
- Any other applicable documentation
Without supporting documentation we may be forced to deny your travel insurance claim. For full details of required documentation, and policy inclusions and exclusions, please refer to your Policy Document.
3. Keep your itineraries and receipts
If the unforeseen does happen, and you’re forced to stay in New Zealand instead of travelling abroad, make sure you keep all your paperwork. (Think receipts, itineraries, booking confirmations, cancellation confirmations, e-tickets, and vouchers).
Also, make sure to keep all documentation outlining any cancellation/postponement offers you’ve secured and refunds paid to yourself, as we’ll need to see those in order to keep your trip cancellation claim hassle-free.
Traveller tip 2: paid for your travel expenses with frequent flyer or similar air travel points? All is not lost – if you can’t recover the lost points from any other source, World Nomads Travel Insurance may be able to reimburse you for the cost of any equivalent class ticket (up to policy limits). Refer to your Policy Document for full details.
4. What if someone gets COVID-19 and I can't travel?
If your travel plans are interrupted or cancelled because a close relative in New Zealand is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
5. Need to know more?
This information may help if things go wrong, and you want to make a claim. All travel insurance plans are different, and cover will vary, depending on what’s happened, your Country of Residence, the plan you choose and any options or upgrades you buy. Your Policy Document will always have the full details of what you’re covered for.
If you have any further questions about what’s covered and not covered, just ask us.
This is a summary only. It does not include all terms, conditions, limitations, and exclusions of the plans described. Please carefully read your Policy Document for a full description of coverage. If you have any questions, please get in touch.
The information provided is of a general nature and is provided for information purposes only. It does not constitute financial advice in any form and should not be relied on as a substitute for obtaining professional advice that is specific to your circumstances. You should seek advice from a financial advice provider if you would like further information about whether a particular product is appropriate for you and your circumstances.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWhat to do if you can’t go?
What to do if you can’t travel because someone at home is sick or injured
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So, you’ve booked tickets and planned the itinerary, you’re all set for the adventure of a lifetime…then the unexpected happens; someone at home becomes sick or injured and is hospitalised as result, meaning, you’re travel plans are now changing.
Unfortunately, we can’t magically make loved ones better (sorry), but if you’re insured with a World Nomads travel insurance policy, we may be able to take some of the financial sting out of cancelling or rearranging your holiday and remaining in Australia.
Here are the steps you need to take if you find yourself in this situation:
- Rearrange or cancel your bookings
- Get it in writing
- Keep your itineraries and receipts
- What if someone gets COVID-19 and I can't travel?
- Need to know more?
1. Rearrange or cancel your bookings
If you find yourself cancelling or postponing your holiday due to the illness or injury of a loved one, it’s essential you take immediate action by rearranging/cancelling all pre-paid and pre-booked travel expenses (think accommodation, tours, transportation etc.).
Traveller tip 1: Take time in the first instance to research all offers, compensation options, and cancellation alternatives available when rearranging/cancelling with your transport service providers. Some can be quite accommodating – especially in unavoidable situations such as illness and injury. Not only is it in your best interest to avoid or minimise your expenses, it’s important to keep in mind that World Nomads will only cover costs within policy limits, and where you’ve taken reasonable and necessary steps to minimise costs as much as possible.
2. Get it in writing
We know you’ll no doubt be overwhelmed dealing with the sudden medical situation facing your loved one, which is why we try and make claiming cancellation or trip interruption expenses as straightforward as possible. We may require key documents, including:
- Doctor or other medical practitioner’s report, confirming the illness or injury
- Hospital admission report
- Ambulance report (if applicable)
- Police report (applicable)
- Any other applicable documentation
Once you have these reports, you’re ready to make your online claim, 24hrs a day, 7 days a week.
3. Keep your itineraries and receipts
It’s incredibly important that you hold onto all your source documents for your cancelled/postponed adventure – and we mean everything! Receipts, itineraries, booking confirmations, cancellation confirmations, e-tickets, vouchers…the whole shebang!
Also, make sure to keep all documentation outlining any cancellation/postponement offers you’ve secured, and refunds paid to yourself, as we’ll need to see those to keep your trip cancellation claim hassle-free.
Traveller tip 2: Paid for your travel expenses with frequent flyer or similar air travel points? All is not lost – if you can’t recover the lost points from any other source, World Nomads Travel Insurance may be able to reimburse you for the cost of any equivalent class ticket (up to the policy benefit limits).
4. What if someone gets COVID-19 and I can't travel?
If your travel plans are interrupted or cancelled because a close relative in Australia is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We may offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: Wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
5. Need to know more?
If your travel plans are interrupted or cancelled because a close relative in Australia is hospitalised or dies due to Coronavirus, you may be covered for the reimbursement of your non-refundable travel expenses. We may offer Coronavirus coverage for cancellation and trip interruption expenses under our Explorer Plan.
To find out what cover applies to you, read our Coronavirus cover article, which has all of the details, including benefit limits, conditions and exclusions.
Traveller tip 3: Wondering who we deem a ‘close relative’? Check out our article, Am I covered if I need to cancel my trip because a relative is sick/injured? for our definition of a close relative, and more information on what is (and isn’t covered) should you find yourself cancelling your trip because someone at home is sick or injured.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
