You’ve booked your flights, found some charming accommodation to nestle down in and taken out a travel insurance policy, when you hear of potential travel disruptions, resulting from planned strike action. You’re concerned this could affect your travel plans.
If your Certificate of Insurance was issued prior to the time and day a strike was announced, you may be covered. If you purchase your travel protection plan after a strike has been declared, there is no coverage available as the strike is a ‘known event’.
When the union releases a formal statement declaring the day and time of the strike, that is considered a public announcement. Policies purchased after this announcement will not be covered in the event of delays and any incurred costs.
Our Explorer Plan offers cover for missed connection in the event of a strike, provided you purchased your travel insurance plan prior to the announcement of the strike action. There is no cover under our Standard Plan for delays or interruptions due to strike.
The Explorer Plan may have cover to help with expenses if your plans are interrupted by strike action:
The expenses that can be reimbursed include travel, lodging, and excursions. The amount you receive could be up the maximum benefit amount specified in your policy. Check your policy for more details.
If you think your travel plans might be affected by a strike, you should first:
In the event of a claim, you must do everything you can to minimise and reduce the cost of the claim and provide all supporting documentation of the event and expenses incurred. See our article on how to make a claim for more information.
If you’re in an emergency situation, injured or sick and need help, contact the 24/7 emergency assistance team as soon as possible. Their details are listed on your Certificate of Insurance.
If you have any other concerns, please contact us.
The policy isn’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
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We’re here to help if you have a question about your policy.
For policies purchased on or after 1 November 2018:
For policies purchased before 1 November 2018: