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Travel Insurance while camping

Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.

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World Nomads love camping

We get it. You want to escape from the hustle and unwind under a blanket of stars. From lush forests to the endless horizons of Australia’s Outback, a camping trip offers every manner of revival. As exciting as planning your outdoor adventure is, travelling far from home and urban comforts also comes with risks.

World Nomads Travel Insurance Standard and Explorer plans have been designed to offer cover for sudden and unforeseen events on your next camping trip such as being left empty handed when the airline loses your baggage (with your hiking gear in it), if you need to see a doctor if you are hurt or unwell or if severe weather washes away your travel plans.

Nothing soothes the soul like the crackle of a campfire. As passionate campers ourselves, we’ve designed our plans to cover all types of camping adventures:

  • Searching for the Northern Lights in Lapland
  • Pitching camp among the old growth forests of British Columbia
  • Trekking through Cradle Mountain – St Clair National Park, Tasmania

What's covered for camping?

Our plans can help you navigate any mishaps and help get you back on track. World Nomads may offer cover (up to the policy limits) for:

  • The non-refundable costs of cancelling your trip due to sudden injury or illness to you, a travelling companion or close relative.
  • The Explorer Plan includes cover for official ‘Do Not Travel’ advice issued for your destination after you’ve received your Certificate of Insurance, which causes you to cancel your trip.
  • Overseas emergency medical expenses for sudden injury or illness.
  • Overseas emergency medical evacuation or repatriation back to the UK.
  • Loss, theft or damage to baggage or personal items. Remember to keep copies of your original receipts if you need to make a claim.
  • Checked-in baggage delayed for more than 24 hours and the replacement costs for essential clothing and toiletries while waiting for your baggage (keep receipts).
  • Rental car insurance excess (Explorer Plan only).
  • Cover for some Coronavirus (COVID-19) related events. To find out more about our cover for COVID-19 related events, including benefit limits and exclusions, click here.

Cover for adventure or sports activities while camping

What’s a camping trip without some action?

Both our plans offer cover for  activities such as bungee jumping, stand up paddle boarding/surfing and scuba diving up to 30 metres. While there are many activities available on the Standard plan, those feeling extra adventurous can upgrade to the Explorer Plan which offers higher benefits and a broader range of activities and sports pursuits. It costs more but it may better suit your needs as it offers upgrades for activities such as camping and hiking up to 6,000 metres, or mountaineering (with ropes, picks or specialist climbing equipment) up to 6,000 metres.

Travel insurance tip: Your cover will depend on the activity(ies) you chose at the time of policy purchase and terms and conditions apply for each activity. Level 1 sports and activities are automatically covered on the Standard and Explorer Plans. You can upgrade your cover for a range of other activities, experiences and manual work if you select the activities (listed as Level 2, 3 and 4) but you will need an upgrade to the Explorer Plan.

Check your Policy Wording for details or contact us if you have questions.

Know where you’re going and what to do if the unexpected happens

Before you head off to the wilderness, it pays to arm yourself with these camping tips for a safer trip:

  • Make sure to include all the countries you’ll be visiting or travelling through on your policy as well as the adventure activities you’re planning.
  • Check you have all the paperwork you’ll need for the countries you’ll be visiting for example, visas, and camping or visitor permits for national parks.
  • Don’t leave home without your GHIC (Global Health Insurance Card) 
  • Check the local camping regulations for the places you are visiting. Some countries allow you to camp anywhere on public or private land away from habitation, however many countries do not allow this and if you cross a border unknowingly, you could be fined and it could affect your cover.
  • Be responsible when choosing a camping destination or activity. Does it suit your experience level? Are there any travel or weather alerts for your destination? Are you using an accredited operator? Can our 24/7 Emergency Assistance team reach you if you get into trouble?

What's not covered?

Some things we do not cover include:

  • Any expenses that relate to pre-existing medical conditions, as outlined in the policy wording.
  • Unattended baggage or personal items.
  • Any items left unattended in a motor vehicle.
  • Working or participating professionally in any activity or sport.
  • Any search or rescue operations to remove you from a life-threatening situation (unless cover is available for a natural catastrophe under your policy).
  • Misuse of alcohol or drugs to the extent that it risks your health or impairs your faculties.
  • Damage from any illegal activity.
  • Expenses that are recoverable from elsewhere, e.g. transport carriers or accommodation providers.

This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.


Did you know travel insurance covers...

You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

True Claims Stories

  • Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
    U.S. resident in Spain
  • I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
    Australian in Thailand
  • I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
    Canadian in Malaysia

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

For policies purchased on or after 1 September 2021:
+44 (0) 2030931750 (Call via an operator reverse charges. Not toll free.)

For policies purchased before 1 September 2021:
Phone: +353 21 237 8005 (Call via an operator reverse charges. Not toll free.)
Phone: +61 2 8263 0470 (Call via an operator reverse charges. Not toll free.)

Contact the team

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: £5,000
  • Standard Plan: £3,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Been made redundant?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: £10 million
  • Standard Plan: £5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your lost, stolen or damaged gear and tech.

  • Explorer Plan: £2,000
  • Standard Plan: £1,000
Protect your gear
  • Luggage lost?
  • Airline lost your gear?
  • Tech trashed?

Help starts here.

  • Emergency Medical Expenses
  • Baggage & Personal Belongings
  • Cancellation
  • Trip Curtailment
  • Personal Accident
  • Loss of Passport or travel documents
  • Personal Liability
  • Legal Expenses (Personal Liability)
This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.
Pre-existing medical conditions

World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not (this includes if you're on separate or joint policies). You can still purchase a World Nomads policy, but the PEMC exclusion is not removable. 

For travel insurance providers that offer cover on PEMC, visit the Money and Pensions Service (MaPS) Money Helper website, or call 0800 138 7777. BIBA's (The British Insurance Brokers' Association) Find Insurance Service offers information on serious PEMCs and travel insurance providers that may cover these conditions. You can also contact them on 0370 950 1790.