Am I Covered If I Cancel Because a Relative Is Sick?

Cancelling travel plans always sucks – particularly when you had a date with the pyramids of Giza or that visit to the top of the Empire State Building. But if one of your immediate family members is sick and really needs you home, we may be able to help with reimbursement of your your cancelled flights and other pre-paid, nonrefundable trip costs.

What does your coverage offer?

You may be covered for trip cancellation or interruption if any of the following people dies or develops a medical condition that prevents you from travelling, as certified by a physician:

  • You or your travel companion.

  • Your or your travel companion’s non-traveling family member.

You need to notify us within 72 hours of deciding to cancel your travel plans.

If we approve your claim, we may be able to help with any prepaid, nonrefundable, unused travel expenses, up to the maximum limit of your plan.

World Nomads also has a 24/7 Emergency Assistance team who can help when you’re in a crisis.

What may not be covered?

We’re not able to cover every family member scenario. Coverage is not available for the following situations:

  • A pre-existing condition that was not stable and controlled.

  • Any non-emergency treatment or surgery or routine physical examinations.

  • Accidental injury or sickness when traveling against the advice of a physician.

  • Any situation not involving a family member as defined in your policy.   

If you have any questions, please contact us, we’d be happy to help.

This is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage, exclusions, and definition of family member.

Travel insurance is not designed to cover everything, so take the time to read the full description of coverage in the plan wording, so there are no surprises if you need to use it.

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