Extending your trip and buying more travel insurance coverage

If you want to travel longer, you can buy a new policy online while you are traveling.

How to buy more coverage

Just get a quote, choose between our Standard and Explorer plan and buy online, from anywhere in the world. Be sure to list all the countries you plan to visit when you buy your policy (you can also select Worldwide if you’re not sure where else you’ll go on this big adventure). You can purchase a policy for as little as one day, up to a maximum of 180 days per policy. We’ll send your policy documents via email.

What to know when buying more coverage

There are a few important things you should know if you want to buy more coverage while you’re already traveling:

  • Your coverage will start at 12:01 a.m. local time, the day after you purchase the policy. So if, for example, you extend your trip and want to buy a policy to cover you for an additional day of skiing or a weekend away, you need to buy it the day before your activities are scheduled.
  • Known events (for example, named hurricanes and pre-existing medical conditions) are not covered. So, if you had to seek medical care under your original policy, whatever you sought care for could now be considered a pre-existing condition and would not be covered under the new one.
  • You won’t be able to buy more cover if you’re 70 years old (or older), or if you are no longer a resident of the United States.

Read the Description of Coverage carefully to understand how these exclusions may affect your trip.

This is a summary only. Please read the Description of Coverage for full details on when cover starts and ends and all other terms, limits, conditions and exclusions of cover. If you have any questions, please reach out – we’re happy to help.

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