Learn about travel insurance options for your next adventure.

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Taking the time to compare travel insurance policies can be the difference between getting help when you need it most… or being left without adequate coverage. That’s why World Nomads has made it easy to compare travel insurance online, so you can quickly see what is and isn’t covered.

Just buying the cheapest travel insurance policy without reading the details could mean shelling out for ski rental hire when your skis or snowboard fails to arrive off the luggage conveyer belt or getting stuck with unexpected medical bills if you have been in an accident.

How do I compare travel insurance plans?

It’s important to make sure the policy you select will adequately cover your needs, as you may not be able to add coverage post-purchase. We suggest the best starting point is to consider:

  1. What are you planning on doing?
  2. Where are you going?
  3. How long will you be gone for?
  4. What activities do you plan on participating in while you’re traveling?

Once you’ve done that, the next step is to consider the level of coverage you’ll need and what you’ll need coverage for. To help you out and provide some context, the claims we most often see are for:

Another important consideration is 24/7 worldwide emergency assistance so no matter where you are or what time it is, there’s someone just a phone call away waiting to help you and your family.

Our emergency assistance teams can help you locate a doctor who speaks your language, coordinate payment for your emergency treatment, and even arrange for your emergency evacuation or repatriation home in a worst-case scenario.

Which travel insurance policy do I need?

Only you can decide the best travel insurance plan for you. Whether you are traveling domestically or internationally, our website makes it easy to compare prices and benefits.

To get a quote, just enter a few details about your trip and you'll be able to compare our Standard and Explorer plans, benefits, and how much you’re covered for. You can also download and read the full policy wording before you buy.

Both the Standard and Explorer plan provide benefits like emergency medical; delayed, lost or stolen baggage; emergency evacuation; and coverage for more than 200 activities. The Explorer plan has higher limits and sub-limits of coverage, and a wider range of included activities.

What does travel insurance not cover?

While we want to cover you for as many scenarios as possible, we can’t cover everything. Here are a few situations we don’t cover:

  • Cancelling your trip due to fear of travel or just changing your mind.
  • Anything illegal (we can’t bail you out or pay for your lawyer).
  • If you've taken drugs or overindulged in alcohol and then got into an accident.
  • Non-emergency treatment that can wait until you return home (remember it's not regular health insurance; it's for medical emergencies).
  • Pre-existing conditions, unless otherwise mentioned in the policy.

This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.

Flooded guestroom

While living on the third floor of a guesthouse in Cambodia, I woke up in the middle of the night to use the bathroom and discovered that there was about 5 inches of water on my room floor. It turns out a pipe had burst and the water was seeping out of the walls. Unfortunately, my suitcases were under my bed, so everything in them got soaked- including my camera. Although I tried to reverse the water damage by putting my camera in a pot of rice for 24 hours, it did not help and now my camera will not function.
Claim Paid: USD $117.62
SH US Nomad in Cambodia

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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