Not everything is covered, so read on....

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Looking for comprehensive travel insurance to cover your (or your child’s) adventure overseas? World Nomads has designed our travel insurance coverage with the adventurous in mind, and covers more activities up-front than most.

Are you looking for comprehensive travel insurance?

While we won't say our travel insurance is comprehensive (because it doesn't cover everything), our travelers get up to all sorts of different things, so we offer two levels of coverage, Standard and Explorer. Both cover a wide range of adventurous activities, but the Explorer plan covers some activities that the Standard plan does not.

As you'd expect, the two policies offer slightly different benefits. However, both include:

  • Overseas Medical
  • Cancellation
  • Travel delay
  • Luggage/baggage cover
  • 24/7 worldwide assistance

You also have access to world Nomads’ community of like-minded travelers, language guides, safety information, travel guides, and more.

There are exclusions and limits which apply, so be sure to read the policy wording before you buy a policy. 

What's not covered?

If you put yourself in danger, we won’t cover you. This includes doing activities that you’re not qualified for or are too dangerous, or acting irresponsibly. We have a list of covered activities in our policies and if you’re not sure, give us a call and we’ll let you know if we’ll cover it or not.

Other things we won’t cover include:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • That rash you picked up on your last trip
  • Certain pre-existing medical conditions

This isn't a full list of what is and isn't covered. Make sure you read the policy wording and pay attention to the exclusions that apply. 

Surfing in Costa Rica

I was surfing at Playa Carmen near Malpais, Costa Rica. I jumped off of my board into the water and landed face-first on a rock. My chin was split open and required 8 stitches to close, administered at the local emergency clinic. They also wrote me a prescription for antibiotics to prevent infection at the wound site, which I bought at the pharmacy across the street.
Claim paid: USA $120.01
AS US Nomad in Costa Rica

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Emergency Evacuation & Repatriation
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Collision Damage Waiver (CDW) – where permissible
  • Accidental Death & Dismemberment
  • One Call 24-Hour Assistance Services
  • One Call Non-Medical Emergency Evacuation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200+ activities you love

Snow 26 activities
Water 47 activities
Air 18 activities
Land 61 activities
Sports 80 activities
Extreme 40 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are included in the Standard Plan. Orange and blue activites are included in the Explorer Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1-855-878-9588 (toll free within the US and Canada) or +1-603-328-1329 (toll free outside the US and Canada)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

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Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

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