Comprehensive Travel Insurance
Discover World Nomads' coverage options tailored for your overseas adventures.
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For information relating to policies purchased prior to October 23 2024, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For plans purchased after October 23 2024, please see below.
Looking for bundled travel insurance* options to cover your adventure overseas? World Nomads travel insurance is designed with the adventurous traveler in mind.
While we won't say our travel insurance is fully comprehensive (because it doesn't cover everything), we built our plans around what our customers most often claim for and tell us they want.
- 24/7 Emergency Assistance in multiple languages for a range of services. If you need help (medical, lost bags, crimes, natural disasters, etc.), they should be your first call.
- Emergency medical coverage that may include hospitalization, same day surgery and out-patient treatment, emergency dental coverage, and visits to registered medical practitioners.
- Coverage for delayed, lost or stolen baggage, gear and sporting equipment.
- Coverage for some of your non-refundable, pre-paid transport and accommodation expenses when you’ve had to unexpectedly cancel your trip for a covered reason.
- Mechanical breakdowns or transportation strikes that shut down travel on common carriers for 24 consecutive hours.
- Coverage for more than 250 adventure activities, sports and experiences, including rock climbing, snowboarding, bungee jumping, hiking and snorkeling.
- Coverage when your trip is delayed, interrupted or cancelled.
- Pre-trip medical support via our non-insurance service partners at Runway Health & FootprintID. If you need vaccines or medicines for your vacation destination, we’ve got your back.
Some of our higher tier plans (Explorer and Epic) also offer coverage for:
- Rental Car Protection (applicable to state regulations; read your plan to make sure your state is covered).
- Travel inconveniences, like a ski resort that shuts down due to lack of snow or your cruise misses a port of call due to inclement weather. This benefit is available only if you purchased your Explorer or Epic plan within the time sensitive period.
- Pet Kenneling for your furry friend if your travel delay causes them to stay at least six hours longer at their kennel than expected.
- Trip Exchange if your travel supplier (like a tour company or cruise) changes the dates on you and you are forced to incur extra expenses, or even cancel, as a result.
- Missed connection coverage for when you arrive too late to make your trip departure (like on a cruise or tour group) and you incur extra expenses to join at a different location (or port).
You can also add “Cancel for Any Reason” coverage to the Explorer and Epic plans, although an additional cost will be incurred. This is also only available during the time sensitive period. You may want to consider this if you are planning a big trip and have invested a lot of money, or if you are worried something could come up in the future that could cause you to miss it.
*All information we provided here is a brief summary. It does not include all terms, conditions, limitations, exclusions, and termination provisions of the plans described. Please carefully read your state specific plan documents for a full description of coverage. Travel insurance is included as part of your travel protection plan which contains both insurance benefits and non-insurance assistance services. Material included on this page does not represent, nor is it specific to, United States Fire Insurance Company or travel insurance benefits provided on United States Fire Insurance Company’s travel protection plans.Surfing in Costa Rica
I was surfing at Playa Carmen near Malpais, Costa Rica. I jumped off of my board into the water and landed face-first on a rock. My chin was split open and required 8 stitches to close, administered at the local emergency clinic. They also wrote me a prescription for antibiotics to prevent infection at the wound site, which I bought at the pharmacy across the street.
AS US Nomad in Costa Rica
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Are you or your family sick, injured or dead?
- Natural disaster or terrorist attack where you’re going?
- Called to active service?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dies?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Go Pro Gone?
- Laptop Lost?
- Sports Gear Stolen?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 250+ activities you love
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamWe are World Nomads
Travel insurance, inspiration and opportunities to help you fuel your curiosity, find your journey and travel bravely.
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World Cup Safety Hub
The FIFA World Cup starts on June 11. Are the US, Canada and Mexico ready? And will fans be safe? Find out what security measures FIFA and the host cities have in place, and how travelers can prepare themselves for this one-of-a-kind tournament.
Learn moreExplore your boundaries with World Nomads
Stay safe and informed, before, during and after your trip with our expert advice and flexible travel insurance.
Make a difference
Give back to the places that you travel to. Make a micro-donation when you buy with us to help change lives.
85% of our travelers give back when they travel.
Make a difference to those communities in need in a simple, easy and transparent way when you travel.
How it worksSeek experiences
Our community of locals and travelers share their advice and adventures to help you find inspiration and research your next destination.
Explore your world
Start planning your next trip with experiences, tips and travel guides from other nomads.
Discover destinations and activities
Travel stories
Feed your curiosity with first-hand accounts of discovery, connection and transformation.
Read the latest stories from the road
Learn new skills
Improve your creative skills, learn how to capture meaningful travel stories and go on global storytelling assignments.
Become a better storyteller
Take your passion for travel writing, photography or filmmaking to the next level.
Get pro tips, techniques and advice
Creative scholarships for travelers
Go on the learning experience of a lifetime and be mentored by pro writers, photographers and filmmakers.
Apply for a fully-funded field assignment
Compare Travel Insurance.
Find the best travel insurance for your trip.
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Taking the time to compare travel insurance policies can be the difference between making sure you get help when you need it most… or being left uncovered. That’s why World Nomads has made comparing our travel insurance simple, so you can see at a glance what is and isn’t covered.
Getting it wrong can mean not being able to replace your lost baggage, or shelling out for ski hire when yours fails to arrive off the luggage conveyer belt.
How do I compare travel insurance policies?
You must make sure the policy you select will adequately cover you, so we suggest the best starting point is determining:
- What you are planning on doing
- Where you are going
- How long you’ll be gone for
Once you’ve done that, the next step is to consider the level of cover you’ll need and what you’ll need coverage for. To help you, the claims we most often see are:
- Overseas medical
- Baggage
- Cancellation
The other must have is 24/7 worldwide emergency assistance so no matter where you are or what time it is, there’s someone just a phone call away waiting to help you and your family.
Which travel insurance policy do I need?
To compare travel insurance policies just enter a few details online about yourself and you'll be able to compare our Standard and Explorer options, their benefits, and how much you’re covered for.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Pulmonary Embolism.
Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the team
