Whether you’re embarking on a cross-country adventure or taking the coastal route, don’t start your road trip without considering travel insurance
One of the best things about road trips is the freedom to explore at your own pace, an on our own terms. Travel insurance is designed for many modes of transport, but there are specific reasons why it’s important for road trips.
Anything from falling ill to jury duty can prevent you from taking your trip. With this coverage, you may be able to recuperate your pre-paid, non-refundable deposits.
Safety is a priority when you’re getting behind the wheel and traveling to new destinations. A trip protection plan can buffer the hazards of being on the road.
Car breakdowns and traffic accidents can put a dent in your wallet (as well as your car) if you don’t have vehicle coverage. Some World Nomads plans offer damage collision waiver coverage depending on your country of residence and your choice of a Standard or Explorer plan.
If you’re in a crisis, whether you’re stranded in the middle of nowhere or need urgent medical attention, our Emergency Assistance team is available 24/7 in whatever part of the world you’re traveling.
You may need help getting your trip back on track when you encounter problems whether that be a sudden illness, or an incident caused by bad weather.
If thieves break into your hotel room, you can make a claim for a replacement or a reimbursement of your stolen items.
There are many ways to explore the globe, but nothing beats getting in a car or camper van and exploring some the big cities and off the beaten track scenery. Taking the extra time to research and plan ahead – and consider travel insurance – can ensure that you’re covered at every pit stop of your road trip.
One of the best things about road trips is the freedom to explore a region or country at your own pace, on your own terms. Travel insurance is designed for many modes of transport, and there are many reasons why it’s important while you’re on the road. You should note that coverage depends on your Country of Residence and varies between plans.
Has your road trip ended before it started? An unexpected illness, a car accident or the US Department of State or similar body issuing a ‘Do Not Travel’ warning to a specific region or country can stop you from getting on the road at all. The cancellation benefit is for certain insured events and may allow you to cancel your trip and recuperate your pre-paid, non-refundable deposits when an emergency happens and depending on your country of residence and the plan you’ve chosen. Check out more about cancellation cover to know what you may be covered for.
Your health and safety are a priority when you’re getting behind the wheel and traveling to new destinations. Especially if your injuries are beyond minor bumps and scratches and you end up in hospital. Our plans include emergency medical, evacuation and repatriation coverage for ambulances or transfers to an appropriate medical facility when needed. If you’re accidentally injured or suddenly become ill while on your road trip, our 24/7 Emergency Assistance team is on hand to help you. Always check the maximum benefit amount specified in your Policy Wording.
Car breakdowns and traffic accidents can put a dent in your wallet as well as your rental car if you don’t have vehicle coverage. Our Explorer plans offer travel insurance cover if your rental car is damaged or stolen during your trip. Cover is also available for the cost of replacing rental car keys if lost, stolen or damaged during the rental period. You must have a valid licence in your country of residence for the class of vehicle you’re driving overseas, regardless of local laws. You must also comply with local laws of the country in which you’re driving. Please note: travel insurance doesn’t replace the need to have a signed rental vehicle agreement or damage waiver in place.
When you’re in an unfamiliar place (especially a country where you don’t speak the language), it’s hard to know where to go for help. When you buy a World Nomads plan, you’ll have access to our 24-hour Emergency Assistance team to support you in a crisis. Whether your car has broken down in the middle of nowhere, need urgent medical attention or a referral for roadside assistance, our Emergency Assistance team can help you out in whatever part of the world you’re travelling.
There’s nothing worse than spending a lot of money on a big trip investment only to lose everything something unexpected throws a wrench in your plans. Trip interruption coverage can help salvage the pre-paid, non-refundable trip expenses that you’ve forfeited because of an insured event that disrupted your travels. Depending on your country of residence and the plan you have chosen you may have access to certain trip interruption and travel delay benefits. Our Help Centre article on trip interruption will help with added information.
You may also need help getting your trip back on track. If you get delayed while overseas by more than 12 hours, you may need to pay for a hotel or a meal as you catch up to your itinerary. Check your Policy Wording for any conditions you need to meet: your delay might need to be a certain number of hours, (more than 12 hours for international travellers) or be caused by an insured event. Our Help Centre article has information on delayed and missed flights.
You may have camping gear in your trunk or your camera in your compartment. Thieves can be crafty enough to dodge security measures and get into locked spaces. You can make a claim for a replacement or a reimbursement of your stolen items, up to a per item and total maximum limit. Please note that if the baggage is stolen from a vehicle, there must be visible evidence of damage and forced entry into the vehicle and/or locked compartment, which is confirmed by a police report. Always keep any proof of ownership, age and value of your belongings. And keep any receipts for items you buy on your trip in case you need to make a claim.
Check out these inspiring World Nomads road trip articles:
The policy isn’t designed to cover everything, so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details so that there are no surprises if you need to use it. If you’re not sure if something is covered, get in touch.
We parked a rental car in the parking lot of a restaurant in Haut Bay, an area of Cape Town. After eating dinner, we returned to the car to find that a window had been broken and anything within easy reach had been stolen. Luckily for us, we had been smart enough to bring our very expensive camera inside the restaurant with us, only leaving behind the case and an extra lens.
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Take the pain out of medical costs while traveling overseas.
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Cover your stolen or damaged gear and tech.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Coronavirus (COVID-19) and travel - Need to know before you buy
Our policies provide cover for some coronavirus-related events. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the US Department of State has issued a ‘Do Not Travel’ warning for your destination(s); or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.