What am I covered for when visiting Costa Rica?
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Costa Rica draws adventure travelers from all over the world. Whether you’ve got your heart set on ziplining through dense rainforest, tackling the epic waves of the Pacific Coast, or taking in the misty volcanic peaks on foot, this Central American destination ticks all the boxes.
Costa Rica is an intriguing destination, but like any country there are risks involved. That is why it is a requirement that travelers show proof of travel insurance to gain entry.
With World Nomads you can buy travel insurance with two levels of cover – Standard and Explorer – as soon as your trip is locked in and you're ready to go, or while you're on the road traveling around Costa Rica. Please be aware that each plan has different benefits, limits, and sub-limits.
Note: All travel insurance plans are different, and cover will vary, depending on what you are claiming for, your Country of Residence, the plan you choose and any options or upgrades you buy.
Our plans include cover for:
Depending on where you’re traveling from, flying to Costa Rica may require a stopover which can lend itself to tight turn arounds of connecting flights, lost luggage, and bad weather causing unexpected flight cancellations.
And that’s not all you need to consider, although beautiful, this tropical haven is in an active earthquake, hurricane, and volcano zone, and the mountainous landscape is prone to landslides. World Nomads offers cover for natural disasters, but cover will depend on your Country of Residence and varies between plans. We can assist with all these situations and the right policy can go a long way to reducing the stress involved in international travel.
In Costa Rica, road conditions are often poor, with potholes and inadequate signage, and crime does occur.
When it comes to beach safety, currents can be dangerous and many beaches are unsupervised by lifeguards and lack signage advising of unsafe conditions. If you are a digital nomad, be mindful of your tech security.
If you’re hiring a car, our Explorer Plan includes rental car excess. Cover is also available for the cost of replacing rental car keys if they get lost, stolen or damaged during the rental period. You must have a valid licence from your country of residence for the class of vehicle you’re driving overseas, regardless of local laws. You must also comply with local laws of the country you’re driving in.
Note: travel insurance doesn’t replace the need to have a signed rental vehicle agreement or damage waiver in place.
If you find yourself in a crisis, the World Nomads 24-hour Emergency Assistance Team is available for roadside assistance referrals or locations of nearby hospitals, medical providers or pharmacies. The team can also help if you’re having trouble getting by in a language you don’t know.
Traveler tip: Costa Rica grants visas to digital nomads. The visa allows foreign nationals and their families to live and work there for at least 12 months, with the possibility of a further year-long renewal. The visa allows exemption from income tax, and a local bank account; this is a significant increase on the 90-day limit on tourist stays.
Some things we won’t not cover include:
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your policy wording in full so you understand what is and isn’t covered that way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Protect your hard earned vacation from unexpected cancellation before you leave home.
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Take the pain out of medical costs while traveling overseas.
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We'll get you to hospital quickly.
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Cover your stolen or damaged gear and tech.
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I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.