Travelling to Europe offers a myriad of exciting choices such as arts, culture, food, and sporting events. The possibilities are endless!
Brits looking to travel overseas will be setting their sights on Europe and a variety of cultures and tourist attractions.
You could be off to San Sebastian for Tapas, on your honeymoon to check out the Santorini Calderas, or just wanting to relax and sip craft beers and fancy cocktails in Berlin... the possibilities are endless. But there’s always the chance that the unexpected could derail your holiday, which is why having travel insurance is crucial.
With World Nomads you can buy travel insurance as soon as your trip is locked in and you're ready to go, or while you're on the road travelling around Europe.
No matter how short or long your trip is and what your budget is, you should consider purchasing travel insurance as it may assist you if something goes wrong. World Nomads has two plans which cover an array of activities ranging from mountain biking to skiing, hiking, kayaking, surfing, scuba diving and more. We also offer cover for other key events such as:
Planning a trip around Europe is always a big undertaking as it involves many countries and many possibilities - this means making a lot of bookings for hotels, flights, trains, and tours.
World Nomads has two travel insurance plans to choose from, which may be able to help if you suddenly need to cancel your trip, or if you have to cut your trip short and return to the UK. A worst-case scenario is if you fall ill or are badly injured and need to be repatriated back home as this can be very costly.
Beware petty theft and pickpockets in key hotspots: While most countries in Europe are amongst the safest to travel to there is always the chance that you might end up being pickpocketed or being the victim of a scam in many top tourist hotspots. When in crowded areas in any European country always maintain a sense of awareness of your surroundings.
Keep an eye on your gear 24/7: It’s very important that you always be careful NEVER to leave your valuables out of sight. You can find out more about travel cover for tech gear and other high value items here. Make copies of all key documents you’ll be travelling with—passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets—and keep them separate from the originals so you’ll have proof of purchase if anything happens. Exercise caution in hostels and on trains; padlocking your bags to the luggage rack if you’re on an overnight train or bus is always a good idea.
Hold your cards (ID and cash) close to your chest: When in Europe you’ll need to have your passport, ID, credit cards and cash on you for all that great shopping! Always ensure you carry copies of your passport and any other form of ID with you. Also, a good idea is to have a money belt or neck wallet to protect your credit cards and cash when you’re out and about.
Have fun but don’t overdo it: We always advocate for enjoying yourself as much as you can while travelling but it’s also important to be aware of your surroundings and who you trust when travelling, especially if you are travelling solo around Europe and don’t know the local lingo. With a large number of festivals and enticing nightlife around Europe all year round we suggest not to overdo it when it comes to drinking and partying.
Traveller tip 1: Always make sure you’ve done your research on each of the EU countries you’re planning to visit as there may be UK government imposed travel bans or restrictions in place. If you decide to travel to a country on a ‘Do Not Travel’ list then your World Nomads policy will be cancelled. The UK Foreign, Commonwealth & Development Office (FCDO) currently advises against all but essential travel to many countries and territories in Europe due to coronavirus (COVID-19) risks. You can look up foreign travel advice here, and read the FCDO’s COVID-19 travel advice by clicking here.
Currently, UK passport holders can travel anywhere in the EU Schengen zone without having to obtain a visa or a travel authorisation for a maximum of 90 days. However, due to the transition to Brexit, this is set to change which means the impact of Brexit will be felt by many UK travellers heading to the EU in 2022.
The European Travel Information and Authorisation System (ETIAS) for UK citizens is set to be implemented by the end of the year 2022, by which time the Brexit transition period will have ended and Britain will be out of the union.
Travel insurance may be able to bridge the gap for some of these benefits for UK travellers – check out our Brexit article that may help clear any queries you have.
Traveller tip 2: UK residents should have their European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) when travelling in the EU. This will give you free, or reduced cost, medical treatment. However, its always a good idea to have travel insurance as a GHIC or EHIC is not an alternative to travel insurance. With World Nomads travel insurance at your side, you may be covered for private medical healthcare costs, costs associated with mountain rescue in ski resorts or being repatriated back to the UK, or with lost or stolen property.
We have compiled this general information and handy tips on tourist visas and passports, and we have you covered if you’re looking for more Europe travel inspiration. We also have information on which countries are accepting travellers in our safety travel alerts section.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Never travel without travel insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain, and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
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Take the pain out of medical costs.
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Cover your lost, stolen or damaged gear and tech.
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You can still purchase a World Nomads policy if you have a Pre-Existing Medical Condition (PEMC) – whether it is serious or not – but we won’t cover any claim/s made by any traveller under the policy as a result of this condition (this includes if you’re on separate or joint policies). This exclusion can’t be removed from the policy.
The Money and Pensions Service (MaPS) has a travel insurance directory on its Money Advice Service website, or you can contact the service on 0800 138 7777. This service provides details on what may be considered a PEMC, and travel insurance providers that may cover serious PEMCs, which may assist travellers wanting cover for these conditions.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
For policies purchased on or after 1 September 2021:
+44 (0) 2030931750 (Call via an operator reverse charges. Not toll free.)
For policies purchased before 1 September 2021:
Phone: +353 21 237 8005 (Call via an operator reverse charges. Not toll free.)
Phone: +61 2 8263 0470 (Call via an operator reverse charges. Not toll free.)
Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.
Coronavirus (COVID-19) and travel - Need to know before you buy
Our policies provide cover for some coronavirus-related events. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the Government has warned against all, or all but essential, travel for your destination(s), or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.