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Costa Rica Travel Insurance

What coverage do I need as an entry requirement to Costa Rica?

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Rainforest treks, volcanic hot springs, cloud forest canopy tours, world-class surf breaks. From the coastal mangroves to wildlife-dense jungles, Costa Rica is a place for adventure, nature and experiencing La Pura Vida.

Do I need travel insurance to enter Costa Rica?

Yes, visitors to Costa Rica need to show proof of travel insurance coverage before entering the country. Contact your World Nomads representative to see if your plan meets the minimum requirements and to obtain a letter or certificate to present with your Health Pass.

Getting adventure sports coverage 

Whether you are river tubing near Arenal or mountain biking near San Jose, World Nomads can support you on a variety of adventures, with coverage for more than 200 activities. Our Standard and the Explorer plans cover different types of activities at different levels. Read our Help Center article on adventure sports coverage to compare plans.

Once you pick a plan that matches your needs, pay attention to any conditions of coverage. You may have to stay within certain parameters of your sport: your treks may only be covered up to a certain elevation, or your scuba dives only to a certain depth. Please check your policy for exclusions too, such as piloting an aircraft and professional-level sports.

Support for medical emergencies

Costa Rica is a well-known adventure travel destination but there have been reports of visitors being seriously injured or worse. Many travelers have gone missing and/or died in Costa Rica while hiking or camping in rural areas and national parks.

Your travel insurance can back you up in these types of scenarios. Our 24/7 Emergency Assistance Team can help get you support on the ground when you’re lost, injured or sick, whether you need help finding replacement medication or a getting a referral to a hospital that can treat your condition.

Get in touch with the team before undergoing any medical treatment; you may need pre-authorization before undergoing medical procedures or ordering an evacuation. It’s also important to note that our plans don’t cover pre-existing medical conditions or preventative care.

Road safety

Road conditions can be poor in Costa Rica, with huge potholes and other road hazards. If you’re worried about rental car damage, you should consider our Explorer pPan, which has damage collision waiver coverage. If you get into an accident, always get a report from the authorities. You’ll need it as documentation for your claim.

In a crisis, our Emergency Assistance Team is available 24/7 for roadside assistance referrals or locations of nearby hospitals, medical providers or pharmacies. The team can also help if you’re having trouble getting by in a language you don’t know.

Ready to go? Before you pack your bags, read our articles on crime prevention and traveling during COVID-19 in Costa Rica for more tips and advice.

This is only a summary of coverage and does not include the full terms and conditions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, customer service is here to help.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

Stolen Device

I was renting a room in Costa Rica. Before I left for an excursion, I put my valuables out of sight. When I returned, my trip my device was gone. There were a few other items moved throughout the house, but that was the only item that was taken.
U.S. Nomad

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

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Simple and flexible travel insurance designed by travellers, for travellers. See why over 3 million travelers have chosen World Nomads for over 20 years.