For those who aren't going home anytime soon.
Often the best adventures have no end date … that’s why World Nomads has designed flexible travel insurance policies for all types of travelers. If you're looking to travel for more than a week or two, we have travel insurance that can keep U.S. residents covered for up to 180 days.
Our policies come with loads of benefits, depending on the policy you buy. Whether you’re going on a long trip or a short trip, all of our policies provide cover for:
Trip cancellation and trip interruption if you get sick or injured at the last minute and need to make a change.
Emergency medical treatment, like an urgent visit to the doctor, medicine to help you get well, x-rays and hospital stays.
Emergency medical evacuation if you get really sick and need to be transported somewhere with appropriate medical facilities or back to the U.S.
Emergency repatriation if you need to be flown home to receive better care, or to bring your body back to your home country if you die overseas (it’s terrible to think about, but it happens).
Delayed, lost or stolen baggage.
24//7 worldwide emergency assistance.
Our travel insurance policies are designed by travelers, and we cover more than 200 activities, sports, volunteer and work experiences, including casual bar work, skiing, volunteering, hiking and more.
Travelers of all ages might be interested in purchasing a long stay travel insurance policy. Here are a few examples:
College students going on study abroad who want to travel in between quarters or semesters.
Working holiday makers.
Road-trippers on a long-term holiday.
Digital nomads making the most of work and play.
New retirees heading out to explore the world with their newfound freedom.
Families traveling for the summer holidays.
Our policies are designed to be flexible … we’re nomads after all! We offer long-duration policies and allow travelers to extend their cover or buy more cover while they’re on the road.
U.S. travelers can buy a World Nomads travel insurance policy for a maximum duration of 180 days.
If you’re planning on exploring the world for a while, but you don’t know how long you’ll be gone for, don’t fret. You have a couple of options to ensure you’re covered while you’re away:
Purchase a new policy: If your policy has expired, you can purchase a new one while you’re still traveling. Just note your coverage takes effect at 12:01 a.m. local time the day after you purchase your policy. Your policy wording will have full details to understand the cover, limits and exclusions.
Purchase and track your policies with your World Nomads membership: A free membership gives you access to all of our great content and safety advice. And if you buy insurance with us, your membership allows you to manage and view multiple policies in one place online, making it easy to buy more policies as needed, and access online claims forms. Make sure you log-in before purchasing each new policy.
All travel insurance policies have exclusions and limitations. Here are some of ours – we won’t provide cover for:
Anything illegal (you didn’t really think we’d cover that did you?) Be sure to respect the local laws those of your host countries.
If you've taken drugs or overindulged in alcohol.
Routine medical treatment (remember it's not regular health insurance; it's for medical emergencies).
Ongoing treatment at home.
Cancelling your trip due to fear of travel or just changing your mind.
This is not a full list of what's covered and not covered. There are terms, limits, conditions and exclusions that may apply. Always read your policy carefully before you buy and make sure it’s right for you and if you have more questions get in touch.
Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
We’ve got your back.
We'll provide assistance to get you to the hospital or home quickly.
Help starts here.
Covers the loss, theft or damage of your bags, tech and gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.