Travel insurance for backpackers and other habitual nomads

  • Trusted by:

This is for U.S residents. 

Am I covered?

Most of us here at World Nomads have spent some long time on the road. Traveling long term can have serious side effects – forgetting your own name, your country of origin, or if your travel insurance policy has expired. The first two can be fun, the last one can be.... problematic.

What am I covered for?

Longer term travel sets you up for doing way more things on your trip than you probably ever intended. With a World Nomads long term travel insurance policy, you’re covered for over 200 adventure activities, depending on whether you purchase our Standard or Explorer plan.

The longer you’re away from home, the more likely you are to forget the activities you specified in your travel insurance purchase. In the heat of the moment, as you’re about to get on a quad bike in Mui Ne with a bunch of friends, is probably not the time to ask yourself, "I wonder if the World Nomads Travel Insurance Policy I purchased 10 months ago covers this activity?"

It's something we want you to be mindful of if you are a long-term traveler, whether you’re backpacking through Southeast Asia or WWOOFing in South America. Try to keep your travel insurance policy close at hand for reference.

Can I get World Nomads insurance if I’m an expat?

In order to be covered by a US World Nomads policy, you need to be a US resident or citizen with a U.S.A. residential address. You must also be able to provide documentation (a current driver’s license, for example) to prove your U.S.A. address.

So if you’re currently living abroad, unless you meet those criteria, we unfortunately aren’t able to cover you.

Travel Insurance & making a claim

Did you know you can claim on the road with World Nomads? If you need to make a claim online, read our information on making a travel insurance claim online.

World Nomads also makes it easy to:

  • Buy travel insurance online, even if you're already traveling
  • Purchase more travel insurance online, should you wish to keep traveling
  • Stay safe and informed with online travel safety advice
  • Get 24hr emergency assistance

Planning a long trip?

Don't forget to pack World Nomads travel insurance for your next trip. Whether you're headed off for a months-long backpacking adventure, or finally embarking on a gap year, World Nomads will be with you every step of the way with:

  • 24/7 emergency services
  • Medical cover
  • Gear cover
  • Trip cancellation
  • And more...

A True Claims Story

Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
L.D.
U.S. resident in Spain

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Emergency Evacuation & Repatriation
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Collision Damage Waiver (CDW) – where permissible
  • Accidental Death & Dismemberment
  • One Call 24-Hour Assistance Services
  • One Call Non-Medical Emergency Evacuation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 200 activities you love + more

Snow 13 activities
Water 31 activities
Air 11 activities
Land 31 activities
Sports 32 activities
Extreme 24 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are included in the Standard Plan. Orange and blue activites are included in the Explorer Plan.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1-855-878-9588 (toll free within the US and Canada) or +1-603-328-1329 (toll free outside the US and Canada)

Contact the team
Wherever you are, we’re here 24/7 to help you in any emergency.
Aurelie's portrait photo
Aurelie Menard,
Emergency Assistance, World Nomads

Get a quote

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

World Nomads Travel Insurance was reviewed on Trust Pilot on 1st August 2017 and rated 4 stars

Underwritten by:

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.

  • What if I get sick while traveling?
    If you’re injured or get sick while you’re traveling, and you’ve bought the policy for the activities you’re doing, you can be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary.
  • What is covered if I need to cancel my trip?
    There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies.