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Family travel insurance

Travel insurance for American families. Buy at home or while traveling and claim online from anywhere in the world.

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So you’re taking the kids this time? World Nomads loves nothing more than seeing our future Nomads exposed to the wonders of the world at an early age, which is why we can cover your kids or grandkids as dependents on your family policy. We’ll cover up to seven of your kids if you’re brave enough to take them all!

Why should I get family travel insurance?

Besides bickering about who gets the window seat or get the last scoop of ice cream, you may run into a bump or two when traveling with your family. No matter the ages of your crew, travel insurance to cover the whole family may be a good idea.  

Even under adult supervision, children can experience mishaps that can throw a wrench into your plans or require medical attention. 

It’s also a good idea to have a contingency plan in case an emergency happens to the caregiver, leaving a child unattended. World Nomads plans can cover transport of your minor children back home, accompanied by an attendant if necessary, if an adult is hospitalized for at least seven days or passes away during the trip.

How can World Nomads Travel Insurance help me and my family?

World Nomads offers simple and flexible travel insurance, designed for travelers by travelers, to help you travel confidently on your next family vacation. Both our Standard and Explorer plans include coverage for:

You can also access safety information and travel guides and videos to help you plan your trip.

Who is covered under a family travel insurance policy?

Parents plus their dependent children, as long as at least one of the traveling adults is a legal guardian of the dependent kids, and you all reside in the same U.S. state.

When you get a quote, be sure to list all dependents who will be traveling with you on the policy to ensure coverage for your whole family.

What is a dependent?

For travel insurance purposes, dependent children are:

  • 25 years old and under when you buy the policy
  • U.S. residents
  • unmarried
  • traveling with you on the same itinerary
  • reside in the same state as you.

If your kids don’t meet any of the above requirements, you can purchase single policies for each traveler who resides in a different state.

Are dependents covered up to the same policy limits?

Yep! Your kids are covered up to the same limits even though they are traveling as dependents. The benefit limits shown on the family policy are the maximum amount payable per person.

For example, if you buy the Explorer plan, your emergency medical coverage is $100,000 per person and dental coverage is $750 per person, up to nine people (two adults and seven dependents).

What’s not covered by family travel insurance?

Read your policy carefully as there are some exclusions including:

  • If you change your mind (or get in a fight with your loved ones!) you are not covered for cancelation or other expenses incurred.
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies).
  • Stolen, lost or damaged personal belongings that were left unattended.
  • Pre-existing medical conditions, unless expressly stated in your policy wording.
  • Participation in a sport or activity not listed in the covered activities list or agreed by World Nomads.

This is not a full list of what is and isn’t covered, so please check your policy for a full list of terms, conditions, limitations and exclusions that may apply to your specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. If you have any questions about what is and is not covered, please reach out – we’re happy to help.

How do I buy a family travel insurance policy?

All you need to do is enter a few details about yourself and your vacation as well as the ages of all your family members and we will automatically generate a quote for a family travel insurance policy with both Standard and Explorer options.

Once you’ve selected the right level of coverage for you and paid for your plan, you will get instant confirmation of your family travel insurance to your selected email.


Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team

  • What if one of the family gets sick while traveling?
    If you or a member of your family is injured or gets sick while you’re traveling, and you’ve bought the policy for the activities you’re doing, you can be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary.

A True Claims Story

My wife fell in our house and broke her right kneecap. She had to have surgery and the doctor says she has to stay off her right leg for 8 weeks. I had to cancel my trip to Israel because I have to stay in the house and be her caregiver.
U.S. resident

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick, injured or dead?
  • Natural disaster or terrorist attack where you’re going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need drugs quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Banged up abroad?
  • Need to get to hospital urgently?
  • You or a family member dies?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Go Pro Gone?
  • Laptop Lost?
  • Sports Gear Stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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