Family travel insurance
Travel insurance for American families. Buy at home or while traveling, and claim online from anywhere in the world.
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So you’re taking the kids this time? World Nomads loves nothing more than seeing our future Nomads exposed to the wonders of the world at an early age, which is why we can cover your kids or grandkids as dependents on your family policy. We’ll even cover up to seven of your kids if you’re brave enough to take them all! Be sure to list them as dependents when you buy your family policy so they’ll be covered.
Why should I get family travel insurance?
Besides bickering about who gets the window seat or get the last scoop of chocolate ice cream, you may run into a bump or two when you’re traveling with your family. No matter what the ages of your clan – toddlers, teens, tweens or adults – you should consider getting travel insurance for every member of your group. Children, even under the supervision of adults, can get run into a lot of mishaps. More importantly, it’s wise to have a contingency plan in place if an emergency happens to the caregiver, leaving a child unattended. World Nomads’ plans can transport a minor back home, accompanied by an attendant, if necessary, if an adult is hospitalized for at least seven days.
Who is covered under a family travel insurance policy?
Parents plus their dependent children (as long as at least one of the traveling adults is a legal guardian of the dependent kids, and you all reside in the same state, then you’re good to go on a family policy.)
What is a dependent?
For travel insurance purposes, that would be your kids who are:
- under 25 years when you buy the policy
- US citizens or US residents
- traveling with you on the same itinerary
If the kids are dependents, are they still covered up to the same limits?
Yep! No need to worry as your kids are covered up to the same limits even though they are traveling as dependents. The benefit limits shown on the Family policy are the maximum amount payable per person.
So to give you the idea, if you buy the Explorer plan your emergency medical coverage is $100,000 per person and dental coverage is $750 per person, up to nine people (two adults and seven dependents), no matter how many are listed.
Got a question? Just ask World Nomads.
How does World Nomads Family Travel Insurance help me and my family?
World Nomads team is always there to help you navigate and locate local medical assistance, provide information and advice and assist in keeping your dream holiday on track.
We cover more than 150 activities and all our policies include those events our travelers most often encounter including:
- Medical including assistance locating local medical advice and clinics
- Trip cancellation
- Luggage
- 24/7 Emergency Assistance
You can also access our community of like minded travelers to give you their insights from their travels as well as safety information, travel guides and videos to plan your trip.
How do I buy a family travel insurance policy?
All you need to do is enter a few details about yourself and your vacation as well as the ages of all your family members and we will automatically generate a quote for a family travel insurance policy with both Standard and Explorer options.
Once you’ve selected the right level of coverage for you and paid for your plan, you will get instant confirmation of your family travel insurance to your selected email.
FAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Help Center or you can ask our customer service team.
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Can I buy a family travel insurance policy if we're already on vacation?
Yes, you can be traveling anywhere in the world and still buy a policy. You can purchase it for any duration you choose (from 1 day up to 180 days). Check the policy wording for details on when coverage begins and ends.
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If the airlines lose our bags, am I covered?
Yes, World Nomads travel insurance provides coverage for lost or stolen baggage. Exclusions apply. For more details click here.
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What is covered if we need to cancel our family trip?
There's coverage in both Standard and Explorer plans for the transport and accommodation expenses you've already paid for if you can't travel because the doctor certifies that you're medically unfit to travel, or you, your travel buddy or a close relative is hospitalized or dies.
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What if one of the family gets sick while traveling?
If you or a member of your family is injured or gets sick while you’re traveling, and you’ve bought the policy for the activities you’re doing, you can be covered for: hospitalization; out-patient treatment for medical emergencies; prescribed medicines, X-rays, and laboratory tests; and being brought home, if medically necessary.
A True Claims Story
My wife fell in our house and broke her right kneecap. She had to have surgery and the doctor says she has to stay off her right leg for 8 weeks. I had to cancel my trip to Israel because I have to stay in the house and be her caregiver.
U.S. resident
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $10,000
- Standard Plan: $2,500
Trip Protection
- Are you or your family sick, injured or dead?
- Natural disaster or terrorist attack where you’re going?
- Called to active service?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $100,000
- Standard Plan: $100,000
Emergency Medical Insurance
- Need drugs quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $300,000
Emergency Evacuation
- Banged up abroad?
- Need to get to hospital urgently?
- You or a family member dies?
Help starts here.
Protect your gear
Covers the loss, theft or damage of your bags, tech and gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Go Pro Gone?
- Laptop Lost?
- Sports Gear Stolen?
Help starts here.
- Emergency Accident & Sickness Medical Expense
- Repatriation of Remains
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage & Personal Effects
- Baggage Delay (outward journey only)
- Rental Car Damage – where permissible
- Accidental Death & Dismemberment
- Generali Global Assistance 24-Hour Assistance Services
- Generali Global Assistance Non-Medical Emergency Transportation Services
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact Generali Global Assistance:
Telephone:
+1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada)
Wherever you are, we’re here 24/7 to help you in any emergency.
Emergency Assistance, World Nomads
Travel insurance. Simple & flexible.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
In partnership with: tripmate
Coronavirus (COVID-19) and travel - what you need to know
Please read your plan documents carefully. Cancellations due to fear of travel are not covered. However, our plans may provide coverage if you become injured or ill prior to your trip or while on your trip. Learn more here: www.worldnomads.com/travel-insurance/coronavirus.
About Coronavirus