Camping Travel Insurance Coverage
Protect Your Camping Trip with Travel Insurance for U.S. Residents
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At a glance:
- All World Nomads plans cover camping, with some plans that offer higher limits of coverage and the ability to camp at high altitude elevations.
- Coverage may include reimbursement for injuries and medical transport if you're seriously hurt while camping.
- Gear & Baggage benefits help cover lost, stolen, or damaged camping gear and luggage.
- Plus, optional Cancel for Any Reason upgrade available on some plans (additional cost and state restrictions may apply.)
- Why should I consider travel insurance coverage for my camping trip?
- Travel insurance and non-insurance services for camping trips: What services may be covered?
- What level of travel insurance coverage do I need for my camping trip?
- Do you offer travel insurance for summer camp?
- Can I get travel insurance coverage for Everest Base Camp?
- What may not be covered when on a camping trip?
- Top safety tips we recommend for your camping trip
- FAQs
Maybe you’re car camping in Zion National Park or taking your camping adventures to new heights in Patagonia. Either way, you’ll surely have an epic adventure when you’re sleeping under the stars. But whenever you're camping, you should be prepared for the unexpected. Our travel protection plans include a range of travel insurance benefits and non-insurance services for camping that may help with everything from stolen gear to unexpected medical expenses.
Why should I consider travel insurance coverage for my camping trip?
From a nasty case of poison ivy to bad weather that can put a halt to your plans, unexpected issues can derail even the most carefully planned camping trip. Travel insurance and non-insurance services designed for camping may help you bounce back quickly with support for emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a way to travel confidently – whether you're pitching a tent at a primitive site or living large in a luxury RV.
Travel insurance and non-insurance services for camping trips: What services may be covered?
There’s nothing we love more than sitting around a campfire making s’mores. Since we love the great outdoors, we’ve designed coverage for losses resulting from camping while traveling. We also offer coverage for losses related to more than 250+ other sports, activities and experiences.
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Emergency Medical Expenses
For snake and spider bites that require emergency medical treatment -
Non-insurance Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen camping gear or luggage that is lost -
Trip Delays, Interruptions & Cancellations
A money-saver if inclement weather keeps you from enjoying your camping trip
Get a quote and compare the plans to see which level of coverage is right for you.
NOMADS TIP: For even more trip cancellation flexibility, check out the optional ‘Cancel for Any Reason’ benefit. It can be added to Explorer and Epic plans. Available at an additional cost for U.S. residents, except in New York.
What level of travel insurance coverage do I need for my camping trip?
World Nomads offers four plans for U.S. residents – Standard, Explorer, Epic and Annual – each with different levels of coverage. Even if your main goal is to go camping, you’ll probably be doing other things like hiking also. That’s totally fine, because you may be covered for more than 250+ other sports, activities and experiences when you purchase travel insurance coverage for camping. If you’re camping and hiking at a high elevation though, you’ll want to make sure to pick the correct plan based on your maximum altitude.
- Standard Plan – This is the most basic plan, but includes travel insurance coverage for incidents while camping and hiking up to 19,685 feet/6,000 meters, including up to $125,000 in emergency medical expenses and up to $2,500 for trip cancellation.
- Explorer Plan – This is for those that want to take their camping to new heights! It covers more activities, including camping and hiking up to 21,325 feet/6,500 meters. It also has higher limits of coverage for most benefits.
- Epic Plan – This is for the true adventurers. It covers everything the Explorer plan covers, plus even more activities – including camping and hiking up to 26,247 feet/8,000 meters. It also has the highest benefit limits of coverage.
- Annual Plan – Weekend warriors, digital nomads, world explorers… this plan is for you. Just buy once and stay protected all year. It includes travel insurance coverage for camping, as well as all of the other activities covered in the Standard Plan.
Do you offer travel insurance for summer camp?
Summer camp brings back such fond memories of our childhood, but we know from our own experience, accidents can happen. If you’re sending your children to summer camp, travel insurance benefits may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery.
If the camp is more than 100 miles away from your home, you can purchase a travel protection plan for your child that includes non-insurance services and travel insurance coverage for summer camp. If you have more than one child, you can even include them in the same plan.
Can I get travel insurance coverage for Everest Base Camp?
If you’re headed to Everest Base Camp, travel insurance coverage for Asia may help with a variety of situations – even while you’re hiking there. Travel insurance coverage for Everest Base Camp may also include benefits such as emergency medical evacuation. That may help if your condition is severe, acute, or life-threatening and adequate treatment is not available in your immediate area. (Subject to approval. Additional terms apply.) To avoid scam risks, you’ll want to contact the 24/7 Non-Insurance Emergency Assistance team before arranging your own evacuation. Before you purchase a travel protection plan that includes non-insurance services and travel insurance coverage for Everest Base Camp, review the four plans offered by World Nomads to choose the right one for you. Each includes maximum elevations for hiking and camping.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when on a camping trip?
Some things we may not cover include:
- Unattended baggage, camping gear, or personal items
- Not following ‘Do Not Travel’ warnings issued by the U.S. government prior to departure
- Participation in activities not listed in our 250+ sports, activities and experiences.
- Injuries incurred while intoxicated
- Camping and hiking at heights over 26,247 feet/8,000 meters
- Camping or traveling within 100 miles of your home
Top safety tips we recommend for your camping trip
- Pay attention to the weather. Take a look at the forecast before you go, but since conditions can change quickly, always keep an eye on it while you’re camping.
- Don’t leave unsecured food out, as that can attract wildlife. You can store it in your car, a bear-safe container, or a food storage locker.
- Use insect repellent, but still check for ticks at least once a day when outdoors.
- Keep campfires small and contained, and never leave them unattended.
- Arrive at your campsite before dark to get everything set up.
- Choose the right camping gear for your particular trip.
- Don’t camp over 26,247 feet/8,000 meters since you may not be able to have camping travel insurance coverage and non-insurance services from World Nomads.
FAQ
Here are our most frequently asked questions about cover for camping. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Can camping be covered under World Nomads Travel Insurance?
Yes, camping may be covered under all four plans offered by World Nomads Travel Insurance. If you’re camping and hiking at a high elevation though, you’ll want to make sure to pick the correct plan based on your maximum altitude. The Standard and Annual Plans include travel insurance coverage for incidents while camping up to 19,685 feet/6,000 meters, the Explorer Plan includes camping up to 21,325 feet/6,500 meters, and the Epic Plan includes camping and up to 26,247 feet/8,000 meters. If you want higher limits of coverage, you’ll want to consider the Explorer or Epic plan.
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What types of incidents may be covered while on a camping trip?
If your camping trip is canceled or interrupted due to an unforeseen event, you may be able to recover your travel expenses (up to the maximum benefit amount), and this may include unused, pre-paid, non-refundable campsites that you paid for in advance. If you trip and fall while hiking and you require medical assistance, emergency medical coverage may come in handy in the case of an unexpected injury. You may also be covered for unplanned situations such as lost bags.
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Can I purchase a plan after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan that includes travel insurance coverage for camping online anytime, from anywhere in the world. World Nomads Travel Insurance for U.S. residents takes effect at 12:01 a.m. local time the day after you purchase your plan. If you’re already traveling and want to get coverage for camping, you’ll need to buy your insurance at least the day before you need coverage.
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Does World Nomads Travel Insurance offer coverage for camping overseas?
Yes, some of the best spots to camp are outside of the U.S. and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for your trip to Chile and Argentina, you could have the opportunity to camp in the beautiful Andes Mountains. When you get a quote for a travel protection plan that includes travel insurance coverage for camping, you’ll need to input where you’ll be traveling.
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Can I purchase travel insurance for my kids summer camp?
If you’re sending your children to summer camp, travel insurance benefits may help with a variety of unexpected situations, including injuries related to more than 250+ sports, activities and experiences such as swimming and archery. If the camp is more than 100 miles away from your home, you can purchase a travel protection plan for your child that includes non-insurance services and travel insurance coverage for summer camps. If you have more than one child, you can even include them in the same plan.
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Can I purchase travel insurance coverage for Everest Base Camp?
Yes, but before you purchase a travel protection plan that includes non-insurance services and travel insurance coverage for Everest Base Camp, review the four plans offered by World Nomads to choose the right one based on how high your adventure will take you. Each includes maximum elevations for hiking and camping.
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What should I do if I get hurt while on a camping trip?
If you get hurt while camping, contact local authorities as soon as you’re able to do so for immediate attention. World Nomads Travel Insurance may help reimburse the cost of medical treatment, hospital stays, or even emergency medical evacuation if needed (subject to approval.) Access to a 24/7 Non-Insurance Emergency Assistance team is also included for support anytime, anywhere when you purchase a travel protection plan that includes travel insurance coverage for camping.
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Does World Nomads cover other activities during my trip?
Yes, when you purchase travel insurance and non-insurance services for your camping adventure, you could be covered for more than 250+ other sports, activities and experiences. Things like hiking, backpacking, and swimming may all be covered. You can review the list of activities, but if you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is offered by all plans offered by World Nomads, and you may be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. U.S. residents (except those that live in New York) also have the ability to add additional cancel for any reason coverage when certain World Nomads plans are purchased.
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What happens if my bags are delayed?
When you purchase travel insurance coverage for camping, baggage coverage is also included. If your checked-in bags are delayed more than 12 consecutive hours on the way to your destination, your plan may reimburse you for reasonable essential items like toiletries and a change of clothes until you and your bag are reunited. Your coverage also includes non-insurance service that can help track down your bag and get it delivered to you.
Need destination inspiration for your next camping trip?
Not sure where your next camping adventure should take you? Check out some of our favorite camping locations around the world and get destination-specific travel insurance tips to help you plan with confidence.
Camping in Argentina: A Nomad’s Guide
4WD Northern Namibia: Camping on the Huab River
Nature Getaways: Hiking and Camping in Glacier National Park
20250822-4760671. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
World Nomads loves camping
We get it. You want to escape from the hustle and unwind under a blanket of stars. From lush forests to the endless horizons of Australia’s Outback, a camping trip offers every manner of revival. As exciting as planning your outdoor adventure is, travelling far from home and urban comforts also comes with risks.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Know where you’re going and what to do if the unexpected happens
- What's not covered?
World Nomads Travel Insurance Standard and Explorer plans have been designed to offer cover for sudden and unforeseen events on your next camping trip such as being left empty handed when the airline loses your baggage (with your hiking gear in it), if you need to see a doctor if you are hurt or unwell or if severe weather washes away your travel plans.
Nothing soothes the soul like the crackle of a campfire. As passionate campers ourselves, we’ve designed our plans to cover all types of camping adventures:
- Searching for the Northern Lights in Lapland
- Pitching camp among the old growth forests of British Columbia
- Trekking through Cradle Mountain – St Clair National Park, Tasmania
What's covered for camping?
Our plans can help you navigate any mishaps and help get you back on track. World Nomads may offer cover (up to the policy limits) for:
- The non-refundable costs of cancelling your trip due to sudden injury or illness to you, a travelling companion or close relative.
- The Explorer Plan includes cover for official ‘Do Not Travel’ advice issued for your destination after you’ve received your Certificate of Insurance, which causes you to cancel your trip.
- Overseas emergency medical expenses for sudden injury or illness.
- Overseas emergency medical evacuation or repatriation back to Ireland.
- Loss, theft or damage to baggage or personal items. Remember to keep copies of your original receipts if you need to make a claim.
- Checked-in baggage delayed for more than 24 hours and the replacement costs for essential clothing and toiletries while waiting for your baggage (keep receipts).
- Rental car insurance excess (Explorer Plan only).
- Cover for some Coronavirus (COVID-19) related events. To find out more about our cover for COVID-19 related events, including benefit limits and exclusions, click here.
Cover for adventure or sports activities while camping
What’s a camping trip without some action?
Both our plans offer cover for activities such as bungee jumping, stand up paddle boarding/surfing and scuba diving up to 30 metres. While there are many activities available on the Standard plan, those feeling extra adventurous can upgrade to the Explorer Plan which offers higher benefits and a broader range of activities and sports pursuits. It costs more but it may better suit your needs as it offers upgrades for activities such as camping and hiking up to 6,000 metres, or mountaineering (with ropes, picks or specialist climbing equipment) up to 6,000 metres.
Travel insurance tip: Your cover will depend on the activity(ies) you chose at the time of policy purchase and terms and conditions apply for each activity. Level 1 sports and activities are automatically covered on the Standard and Explorer Plans. You can upgrade your cover for a range of other activities, experiences and manual work if you select the activities (listed as Level 2, 3 and 4) but you will need an upgrade to the Explorer Plan.
Check your Policy Wording for details or contact us if you have questions.
Know where you’re going and what to do if the unexpected happens
Before you head off to the wilderness, it pays to arm yourself with these camping tips for a safer trip:
- Make sure to include all the countries you’ll be visiting or travelling through on your policy as well as the adventure activities you’re planning.
- Check you have all the paperwork you’ll need for the countries you’ll be visiting for example, visas, and camping or visitor permits for national parks.
- Don’t leave home without your European Health Insurance Card (EHIC); it entitles you to reciprocal healthcare in certain countries.
- Check the local camping regulations for the places you are visiting. Some countries allow you to camp anywhere on public or private land away from habitation, however many countries do not allow this and if you cross a border unknowingly, you could be fined and it could affect your cover.
- Be responsible when choosing a camping destination or activity. Does it suit your experience level? Are there any travel or weather alerts for your destination? Are you using an accredited operator? Can our 24/7 Emergency Assistance team reach you if you get into trouble?
What's not covered?
Some things we do not cover include:
- Any expenses that relate to pre-existing medical conditions, as outlined in the Policy Wording.
- Unattended baggage or personal items.
- Any items left unattended in a motor vehicle.
- Working or participating professionally in any activity or sport.
- Any search or rescue operations to remove you from a life-threatening situation (unless cover is available for a natural catastrophe under your policy).
- Misuse of alcohol or drugs to the extent that it risks your health or impairs your faculties.
- Damage from any illegal activity.
- Expenses that are recoverable from elsewhere, e.g. transport carriers or accommodation providers.
This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance for Camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while travelling, and claim online from anywhere in the world.
- As featured in:
As featured in:
World Nomads love camping
We get it. You want to escape from the hustle and unwind under a blanket of stars. From lush forests to the endless horizons of Australia’s Outback, a camping trip offers every manner of revival. As exciting as planning your outdoor adventure is, travelling far from home and urban comforts also comes with risks.
- What's covered for camping?
- Cover for adventure or sports activities while camping
- Know where you’re going and what to do if the unexpected happens
- What's not covered?
World Nomads Travel Insurance Standard and Explorer plans have been designed to offer cover for sudden and unforeseen events on your next camping trip such as being left empty handed when the airline loses your baggage (with your hiking gear in it), if you need to see a doctor if you are hurt or unwell or if severe weather washes away your travel plans.
Nothing soothes the soul like the crackle of a campfire. As passionate campers ourselves, we’ve designed our plans to cover all types of camping adventures:
- Searching for the Northern Lights in Lapland
- Pitching camp among the old growth forests of British Columbia
- Trekking through Cradle Mountain – St Clair National Park, Tasmania
What's covered for camping?
Our plans can help you navigate any mishaps and help get you back on track. World Nomads may offer cover (up to the policy limits) for:
- The non-refundable costs of cancelling your trip due to sudden injury or illness to you, a travelling companion or immediate relative.
- The Explorer Plan includes cover for official ‘Avoid All’ or 'All but Essential' advice issued for your destination after you’ve received your Certificate of Insurance, which causes you to cancel your trip.
- Overseas emergency medical expenses for sudden injury or illness.
- Overseas emergency medical evacuation or repatriation back to the UK.
- Loss, theft or damage to baggage or personal items. Remember to keep copies of your original receipts if you need to make a claim.
- Checked-in baggage delayed for more than 24 hours and the replacement costs for essential clothing and toiletries while waiting for your baggage (keep receipts).
Cover for adventure or sports activities while camping
What’s a camping trip without some action?
Both our plans offer cover for activities such as stand up paddle boarding/surfing and scuba diving up to 30 metres. You can also choose to upgrade your activity cover by paying an additional premium, here you can be covered for activities like hiking up to 6,000 metres and mountaineering (with ropes, picks and specialist climbing equipment on both Standard and Explorer plans.
The Explorer offers higher benefit limits along with some additional insured events.
Travel insurance tip: Your cover will depend on the activity(ies) you chose at the time of policy purchase and terms and conditions apply for each activity. Level 1 sports and activities are automatically covered on the Standard and Explorer Plans. You can upgrade your cover for a range of other activities, experiences and manual work if you select the activities (listed as Level 2, 3 and 4) but you will need to pay an additional premium.
Check your Policy Wording for details or contact us if you have questions.
Know where you’re going and what to do if the unexpected happens
Before you head off to the wilderness, it pays to arm yourself with these camping tips for a safer trip:
- Make sure to include all the countries you’ll be visiting or travelling through on your policy as well as the adventure activities you’re planning.
- Check you have all the paperwork you’ll need for the countries you’ll be visiting for example, visas, and camping or visitor permits for national parks.
- Don’t leave home without your GHIC (Global Health Insurance Card)
- Check the local camping regulations for the places you are visiting. Some countries allow you to camp anywhere on public or private land away from habitation, however many countries do not allow this and if you cross a border unknowingly, you could be fined and it could affect your cover.
- Be responsible when choosing a camping destination or activity. Does it suit your experience level? Are there any travel or weather alerts for your destination? Are you using an accredited operator? Can our 24/7 Emergency Medical Assistance team reach you if you get into trouble and require medical assistance?
What's not covered?
Some things we do not cover include:
- Any expenses that relate to pre-existing medical conditions, as outlined in the policy wording.
- Unattended baggage or personal items.
- Any items, clearly visible from the outside, left unattended in a motor vehicle.
- Working or participating professionally in any activity or sport.
- Any search or rescue operations to rescue you.
- Misuse of alcohol or drugs to the extent that it risks your health or impairs your faculties.
- Damage from any illegal activity.
- Expenses that are recoverable from elsewhere, e.g. transport carriers or accommodation providers.
This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Insurance while camping
Simple and flexible travel insurance to take you camping around the world. Buy at home or while traveling, and claim online from anywhere in the world.
- As featured in:
As featured in:
You want to escape from the hustle and unwind under a blanket of stars. We get it, we’re a community of adventure travelers, and sometimes getting off the beaten track is exactly what we need. From lush northern European forests to the endless horizons of Australia’s Outback, a camping trip offers the chance to get in touch with nature and explore a different side of travel. But as exciting as planning your outdoor adventure is, traveling far from home and urban comforts can also come with risks.
- What’s covered
- Cover for adventure or sport activities while camping
- Know where you’re going, and what to do if the unexpected happens
- What’s not covered?
World Nomads Travel Insurance Standard and Explorer plans offer cover for independent travelers like you for sudden and unforeseen events on your next camping trip, such as being left empty-handed when the airline loses your baggage (with your tent in it), if you need to see a doctor if you are hurt or unwell, or if severe weather washes away your travel plans.
What’s covered
World Nomads can offer cover (up to the policy limits) for:
- Baggage protection: Got your stuff stolen while camping? Our gear coverage may help with replacing belongings that were swiped.
- Emergency medical: Camping and fresh air can be great for the body and soul, but not if it ends up in a bad fall. Emergency medical coverage can come in handy in the case of an accident or injury.
- Evacuation: Your camping paradise may be far away from medical facilities. With our cover, you can get transported to the medical facility best for your care, subject to approval from us.
- Trip cancellation: Has a sick or injured traveling companion, or a severe weather event put a stop to your camping adventure? Depending on your plan and Country of Residence, you may be able to recover your travel expenses.
- Coverage for some Coronavirus (COVID-19) related events: To find out more, including benefit limits and exclusions, read our What’s Covered for Coronavirus article.
Your coverage will vary according to your country of residence and whether you chose a Standard or an Explorer plan. Read your policy for details on cover, maximum benefit limits, exclusions, and conditions of your coverage. Contact us if you have any questions about your cover.
Cover for adventure or sport activities while camping
It doesn’t matter if you’re camping in a van or hiking into a remote campsite – chances are you’re going to want to do some more adventuring wherever you’re headed.
Depending on your Country of Residence, and the plan you choose, you can be covered for several activities such as bungee jumping, kayaking, and scuba diving up to 30 meters. While there are many activities available on the Standard plan, those feeling extra adventurous can upgrade to the Explorer Plan. The Explorer plan offers upgrades for activities such as hiking up to 6,000 meters, or canyoning and scuba diving up to 50 meters.
Check your policy carefully for details or contact us if you have questions.
Know where you’re going, and what to do if the unexpected happens
Before you head off into the wilderness, it pays to arm yourself with these tips for a safer camping trip:
- Make sure to include all the countries you’ll be visiting or traveling through on your policy, as well as the adventure activities you’re planning to do or participate in.
- Check you have all the paperwork you’ll need for the countries you’ll be visiting, for example, visas, camping or visitor permits for national parks and campgrounds.
- Check the local camping regulations for the places you are going. Some countries allow you to camp anywhere on public or private land away from habitation; however, many countries do not allow this, and if you cross a border unknowingly, you could be fined, and it could affect your cover.
- Be responsible when choosing a camping destination or activity. Does it suit your experience? Are there any travel or weather alerts for your destination? Are you using an accredited operator? Can our 24/7 Emergency Assistance team reach you if you get into trouble?
What’s not covered?
Some things we may not cover include:
- If you refuse to be repatriated or evacuated.
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance team advise you to do.
- Any expenses that relate to a pre-existing medical condition, as explained in the policy wording.
- Expenses that can be recovered from another source, e.g., transport carriers or accommodation providers.
- Unattended baggage or personal items.
- Any search or rescue operations to remove you from a life-threatening situation (unless covered by natural catastrophe).
- Misuse of alcohol or drugs to the extent that it risks your health or impairs your faculties.
This is not a full list of what’s covered and what’s not; please check your policy for a full list of limitations and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Did you know travel insurance covers...
- Trip cancellation
- Emergency medical
- Evacuation and repatriation
- Lost or damaged gear
- Delayed baggage
- Death overseas
- Terrorism
- And more...
You can also buy away from home or buy more cover if you extend your trip. Plus, you can claim online anytime, anywhere in the world.
True Claims Stories
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Airline lost your gear?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
