Long Term Holiday Insurance
For those who aren't going home anytime soon
- As featured in:
As featured in:
What does long term travel insurance cover?
We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities and events including casual bar work, skiing, zorbing and much more.
Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:
- Medical
- Cancellation
- Luggage/baggage cover
- 24/7 worldwide assistance
What is the longest duration travel insurance can cover?
The maximum duration will vary depending on whether you have purchased a Single Trip or Annual Multi-Trip policy.
The maximum duration available for any Single Trip policy, including extensions, is 12 months (365 days) from the policy start date shown on your Certificate of Insurance.
With an Annual Multi-Trip, the maximum duration differs depending on whether you selected teh Standard or Explorer plan.
- Standard Plan - 31 days per trip
- Explorer Plan - 45 days per trip
How do I buy travel insurance cover for longer?
You can buy cover for longer, even if you’re already on the road. Cover on World Nomads policy is available for up to one year, but if you want to extend your Single Trip beyond one year, you just need to jump online to get a quote for a new policy.
Be sure to revisit the eligibility criteria and key definitions such as ‘home’, as this and other terms and conditions have recently changed. We regularly review and change our policies and the cover we offer, so be sure that the cover still meets your needs each time you purchase.
You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.
Please note: If you plan to extend your Single Trip policy you should do so several days before it expires, due to time differences and possible administrative delays. If your policy is extended, we will issue you with an updated Certificate of Insurance.
What’s not covered on long term travel insurance?
There are a a number of other exclusions so make sure you read your policy and know what you aren’t covered for. Exclsuions include but aren't limited to:
- Engaging in any illegal activities (coverage will not be provided for such actions)
- Alcohol and/or drug abuse or alcohol and/or drug dependency
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
- Ongoing treatment at home
It’s important to remember that World Nomads offers travel insurance… not medical/health insurance. That means our policies won’t cover you for pre-existing medical conditions or ongoing medical care. We can however help you start on your road to recovery from injuries or illness incurred during your travels and ensure your safe arrival home.
Held up at gun point.
I was held up at gunpoint, on a bus journey between Belem and Teresina in Brazil. My entire rucksack and contents were stolen, and items on me were taken also. We spent the next day at the police station, and have statements from the police and bus company
British Nomad in Brazil.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 230+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamLong term travel insurance
For those who aren't going home anytime soon.
- As featured in:
As featured in:
For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
This content is for New Zealand residents only.
What does long term travel insurance cover?
We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities and events including casual bar work, skiing, zorbing and much more.
Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:
- Overseas medical
- Cancellation
- Luggage/baggage cover
- 24/7 worldwide assistance
How do I buy more travel insurance cover?
You can buy more cover, even if you’re already on the road. Generally cover lasts for up to one year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote.
You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.
What’s not covered on long term travel insurance?
There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. These include but aren't limited to:
- Anything illegal (you didn’t really think we’d cover that did you?)
- If you've taken drugs or alcohol
- Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
- Ongoing treatment in your home country
It’s important to remember that World Nomads offers travel insurance… not medical insurance. That means most of our policies won’t cover you for existing medical conditions or ongoing medical care (we'll patch you up and send you home).
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Severed Nerve
I was opening a bag of potatoes with a knife. The knife slipped and cut the 2nd (index) finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge, they referred me to Clinique Axium the following day. I underwent micro surgery to repair the ulnar nerve in my finger which I had partially severed (50%). Up until this time I was unaware that I had injured the nerve and definitely wasn't aware that I would require surgery. This operation was conducted under local anaesthetic.. I have had 2 follow up appointments at the Clinique the first of which was to issue a prescription to enable my dressings to be changed along with having a specialised splint made to keep my finger in a bent position to enable healing.
T.P. Kiwi in France.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamLong Term Travel Insurance
For those who aren't going home anytime soon.
- As featured in:
As featured in:
We've designed our travel insurance policies to cover more than 150 activities and events, including casual bar work, skiing, zorbing and more. If you're looking to travel long-term, we have travel insurance that can keep you covered for up to 12 months.
- What can long-term travel insurance cover?
- Who might want to buy travel insurance for a long trip?
- How long can travel insurance cover me for?
- What if I don't know how long I want to travel for?
- What's not covered by travel insurance?
What can long-term travel insurance cover?
Whether you’re going on a long trip or a short trip, all of our travel insurance policies provide Australians cover for:
- Trip cancellation: we may reimburse your prepaid non-refundable trip cost if something unexpected happens and you need to cancel your trip. Covered risks include an unforeseen medical condition or government travel advisory.
- Trip interruption: coverage may provide reimbursement for your unused, prepaid non-refundable trip costs and for additional expenses you incur, such as airline change fees, if after you’ve started your trip, your trip is interrupted. If you get sick or injured and need to make a change to your travel plans or your trip is interrupted for another covered risk, such as a missed connection due to inclement weather or airline strike, you may need trip interruption insurance. Read your Product Disclosure Statement (PDS) to make sure your situation is covered before you make a claim. Contact us anytime if you need assistance rebooking your trip.
- Emergency medical expenses: like an urgent visit to the doctor if you become sick or injured, prescription medicine to help you get well, ambulance transportation, x-rays, and hospital stays.
- Emergency medical evacuation: if you get injured or really sick and the local doctor recommends that you return back to Australia.
- Delayed, lost or stolen baggage.
- 24//7 worldwide emergency assistance.
Our travel insurance policies are designed by travellers, for travellers. At World Nomads we love to explore our boundaries when we travel. We cover more than 150 activities, sports, volunteer and work experiences, including skiing, hiking, scuba diving and more.
Who might want to buy travel insurance for a long trip?
Travellers might be interested in purchasing a long stay travel insurance policy. This could include:
- University students going to study abroad who want to travel in between quarters or semesters.
- Backpackers and road-trippers on a long-term holiday.
- Digital nomads making the most of work and play.
- Lucky Aussies who have won the Powerball and are heading out to explore the world with their newfound freedom and bags of money.
- Families travelling for the summer holidays.
How long can travel insurance cover me for?
Our policies are designed to be flexible. We offer short and long-term travel insurance policies, and allow travellers to extend their coverage (or buy a new plan) even while overseas. Aussie residents can buy a World Nomads travel insurance policy for a maximum duration, including all extensions, of 12 months from the departure date.
When you get a quote, you can compare our two plans, Standard and Explorer, and download the full PDS before you buy.
What if I don’t know how long I want to travel for?
If you’re planning to explore the world for a while, but you don’t know how long you’ll be gone for, don’t worry. You have a couple of options to ensure you’re covered while you’re away:
- Extend your policy: You can extend your policy online through your World Nomads Member Account. And you can extend from overseas while travelling, as long as you extend your policy before it expires. Terms and conditions, and limitations apply so check the PDS details before you purchase to make sure this will suit your needs.
- Purchase a new policy: If your policy has expired, you can purchase a new one while you’re still travelling. If you buy travel insurance during your overseas holiday, you are still subject to a 72-hour waiting period from the date that you receive your Certificate of Insurance, before your cover comes into effect. This means that you may not be covered for certain events or losses that happen during this period. Your PDS will have full details to understand the cover, limits, and exclusions.
- Purchase and track your policies with your World Nomads membership: If you buy travel insurance with us, log in to manage and view multiple policies in one place online, making it easy to buy more policies as needed, and access online claims forms. Make sure you log in before purchasing each new policy.
When you can’t buy more cover
You won’t be able to buy more cover or extend your policy if it’s already expired, if you’re 70 years old (or older) or if the policy/product you bought is no longer available.
What’s not covered by long-term travel insurance?
All travel insurance policies have exclusions and limitations. We won’t provide cover for:
- If you've taken drugs or overindulged in alcohol.
- Non-emergency treatment that can wait until you return home (remember it's not regular health insurance; it's for out of country medical emergencies).
- Ongoing treatment at home.
- Some pre-existing conditions, especially those not stable and controlled.
- Cancelling your trip due to fear of travel or just changing your mind.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your PDS in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Gastro in Bali
I arrived home around 7:30ish from dinner feeling unwell and attempted to go to sleep. About half an hour later i threw up and had diarrhea which continued on and off for few hours. Around 1:20 am my heart begun palpitation and I felt dizzy with blurry vision. I called my mother and father whom are currently in Bali also on holiday. They came to where i am staying and decided it was best to take me to the emergency room. I was taken to Kasih Ibu Hospital in Denpasar. Where doctors treated me and kept me in the ICU for 2 days for further observation and testing.
Australian in Bali.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has a bushfire damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamTravel insurance for your international travel needs
The kind that allows you to travel overseas knowing you’re properly covered
- As featured in:
As featured in:
For information relating to policies purchased prior to 8 November 2022, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 8 November 2022, please see below.
We believe World Nomads Travel Insurance is the type of insurance that may help you travel abroad knowing you’re covered for your adventure… at the best price.
At World Nomads we’re travellers too, and we know that while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok hotel to include air conditioning.
That’s why we’ve designed our online travel insurance based on what you said you wanted… flexible online travel insurance that offers cover for medical emergencies, baggage delay or theft, trip delays, Coronavuirus-related cover, and more.
Travel insurance: What's included?
We've built our policies to help cover as many of those unexpected situations as we can. All of our policies offer cover for:
- Overseas emergency medical expenses
- Luggage/baggage cover
- Cancellation
- 24/7 worldwide emergency assistance
Of course, each policy is different but they have many benefits. Be sure to read the policy wording so you know what you're covered for.
World Nomads travel insurance also:
- Makes it easy to buy and claim online even if you’re travelling
- Lets you buy a policy at destination if you choose to keep travelling
- Provides you free access to travel safety advice for your next adventure
- Offers cover for a wide variety of adventure activities
- Gives you 24hr emergency assistance
Travel insurance: What's best for you?
As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.
If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.
This is only a summary of cover and does not include the full terms, conditions, limits, and exclusions of the policy. You should read your policy wording in full, so you understand what is and isn’t covered. If you are unsure about your level of travel cover, please contact us for help.
Teeth hit the ground.
I put my foot in a funny way while I was walking quickly because it was raining, I just fell unexpectedly to the floor my face first so I put my arm bad and broke the shoulder a little bit and hit the ground with my front teeth so the lip was in blood and 1 tooth broken.
P. Rosso. Italian Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Suddenly sick?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
We cover 150+ Adventure Activities you love + more
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBest travel insurance
The kind that allows you to travel overseas knowing you'll have access to flexible coverage options even whilst travelling
- As featured in:
As featured in:
For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.
At World Nomads we’re travellers too and know while everybody buys travel insurance to cover them when things go wrong, they’d rather be splashing out on a Bellini at Harry’s bar in Venice or upgrading their Bangkok accommodation to include air conditioning.
That’s why we’ve designed our online travel insurance based on what you said you wanted... flexible travel insurance that offers two policy options depending on your travel needs and interests.
Travel Insurance: What's included?
All policies include a number of benefits that our travellers may need, these include:
- Overseas medical
- Luggage/baggage cover
- Cancellation
- 24/7 worldwide assistance
Of course, each policy is different but have many more benefits. Be sure to read the Policy Document so you know what you're covered for.
World Nomads travel insurance also:
- Makes it easy to buy and claim online even if you’re travelling
- Lets you buy a policy at your destination if you choose to keep travelling
- Provides you free access to travel safety advice for your next adventure
- Offers cover for a wide variety of adventure activities
- Gives you 24hr emergency assistance
Travel Insurance: What's best for you?
As no two travellers are alike and range from gap year students and backpackers to long term travellers and families, we offer two options, Standard and Explorer so you can choose the level of cover that is right for you.
If you need the extras you can pay for them and if you don’t, then you can keep a little extra in your back pocket.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Slipped on the curb.
I was crossing the pedestrian street outside our hotel when I slipped on the curb and fell forward into a waist-height street pole with a large round metal top. Top of the pole impacted into the side of my left breast and left rib age.
Kiwi Nomad.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Have you died?
- Has one of your relos died?
- Has an earthquake damaged your home?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need medicine?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up overseas?
- Medivac needed home?
- You died overseas?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Damaged docs?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
Travel Cover for 220+ Adventure Activities
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamDestinations
World Nomads travel insurance has been designed by travelers for travelers, to help you explore your boundaries.
- As featured in:
As featured in:
Bitten by a shark.
I was surfing and was bitten by a shark in Tortuga Bay, Galapagos Is. I was able to walk to the medical center in nearby Puerto Ayora, where I received emergency medical treatment from Dr. Idrovo. The treatment consisted of cleaning the wound, local anesthetic and ten stitches. A course of antibiotics and anti-inflammatories/ pain-killers was prescribed. A follow of check 24 hours later (today) revealed no infection. I am able to provide photos of the injury and treatment.
S.C. British Nomad in the Galapagos Islands.
Travel Insurance for Overseas Medical
A visit to the hospital shouldn't put your credit card into intensive care
- As featured in:
As featured in:
Broken bones in Mykonos, mystery illness in Madrid and bus accidents in Thailand, we’ve seen it all and know overseas medical travel insurance can literally be a lifesaver.
That’s why our policy is designed to help British travellers when unexpected illness or injury strikes and to get you back on your feet and, ideally, back on the road.
Cover available under this travel insurance policy is in excess of any statutory health insurance, or any available reciprocal health agreements (including your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC). Where urgent medical assistance is required, contact our 24/7 Emergency Medical Assistance team before incurring medical costs. You must let us know how you are going and keep in contact with our EA team until you no longer require treatment or assistance.
What’s covered by overseas medical travel insurance?
World Nomads travel insurance covers accidents and emergencies when you’re travelling overseas.
If you’re accidentally injured or suddenly become ill while travelling overseas, our 24/7 Emergency Medical Assistance team is on hand to help you. Cover may include:
- Assistance locating and paying for medical care including a doctor, dentist, chiropractor or medical facilities in your location or nearby.
- Hospitalisation.
- Out-patient care and day surgery.
- Ambulances and medical transport, including by helicopter if medically necessary and available.
- Prescribed medicines.
- Transport home to the UK if we deem it medically necessary.
Am I covered for COVID-19 while overseas?
All our plans include emergency medical cover for travellers who get sick with Coronavirus while travelling overseas, where it is not considered a ‘pre-existing medical condition’ per the definition in the Policy Wording. If you are diagnosed with COVID-19 while overseas your benefits may include:
- 24/7 access to our Emergency Medical Assistance team, who can help you access local medical care;
- Medical costs including hospitalisation;
- Evacuation or repatriation if deemed necessary by us and in consultation with your attending physician.
You can check out our What’s covered for Coronavirus article which has all of the details, including benefit limits and exclusions.
Reciprocal health agreements and medical cover
World Nomads policies cover accidents and emergencies only and is not a health / private insurance policy. Cover may apply only if there is a sudden and unexpected accident or illness and for expenses for which there is no reciprocal health agreement in the country in which you are travelling.
If you are travelling to a country where the NHS has a reciprocal healthcare agreement, such as Australia or New Zealand, you will need to apply for reciprocal health cover before you leave the UK.
What’s not covered by travel insurance?
Though our policy may cover accidents and emergencies, it’s not a catch-all for every incident. Medical conditions or circumstances we don’t cover include:
- If you were doing anything illegal. (You didn’t really think we’d cover that did you?)
- Injuries or illness from drugs or alcohol.
- If you’ve been acting recklessly
- Pre-existing medical conditions as defined in the Policy Wording.
- Ongoing treatment at home.
- Non-emergency treatment that can wait until you get home.
- If there is a reciprocal health agreement in the country in which you are travelling.
- If you booked a one-way ticket to your destination, we will not pay for your return ticket home.
If things do go wrong contact our 24/7 Emergency Medical Assistance team. They can advise on your cover and get you in contact with medical help as quickly as possible.
The policy isn’t designed to cover everything so take the time to read the terms, conditions, limitations and exclusions in the Policy Wording for full details, so there are no surprises if you need to use it. If you’re not sure if something is covered get in touch.
So that's the policy details - why not get a quote and see if it's right for you.
How to get medical assistance
It’s essential that you get in contact with our 24/7 Emergency Medical Assistance team as soon as possible, so that the team can support you from the time you fall sick or get injured until the time you're well again.
So that they can assist you quickly, please be ready with the following:
- Your policy number
- A contact number for where you are now
- The nature of your problem
- Your location
Sick in Vietnam
I was so relieved and grateful to all of the World Nomads team to get insurance cover for my treatment this week whilst I have been sick in Vietnam. Thank you for all your hard work and understanding to manage my complicated case with negotiations and international correspondence. I received a truly professional service from you.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Been working hard for your trip?
We'll work hard to protect it.
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Medical Expenses
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Love photography, filming or sport?
Cover your bags, tech or gear.
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Emergency Medical Evacuation & Repatriation
- Trip Cancellation or Interruption
- 24-Hour Assistance Services
- Baggage
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamFAQ
Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
-
Does my insurance cover medical costs upfront or do I have to pay and claim later?
Who pays depends on what’s happened! If it’s an emergency situation where hospital admission and/or medical evacuation is required, the insurer covers these costs upfront (provided the incident is covered as per the policy wording, of course).
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Do you have a list of doctors/dentist so I know where to go in case something happens and make sure I’m covered?
We don't have a list of doctors or dentists. If you need help finding one, contact our 24/7 Emergency Medical Assistance teams, and they'll guide to the most appropriate medical professional.
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Why don't you cover ongoing treatment at home?
Travel insurance policies are designed for accidents or unexpected illness overseas. They don't stand in place of the NHS or your private health insurance.
