Whether you’re headed to Umbria or Emilia-Romagna, these travel insurance tips can help you live ‘la dolce vita'
There are more hidden gems in Italy than there are varieties of pasta, from sampling an after-dinner limoncello while watching an Amalfi sunset to swimming the turquoise waters of Lake Garda.
When you head to the Bel Paese, you’ll no doubt have an unforgettable trip; World Nomads just wants to help make sure it’s unforgettable for the right reasons. Here are our tips for living large in Italia that help you protect yourself... so you can save your worries for which flavor of gelato to order instead.
Italy might be the home of high fashion brands, but even a humble backpack can draw attention here – thanks to pickpockets. Always be vigilant with your personal items, especially in crowded areas where you’re likely to get jostled, such as transport hubs and busy tourist sights. If the worst happens, and you realize your personal effects have been stolen, you could be eligible for coverage on the loss. (One thing to note is that you will be covered at the depreciated value of your belongings, not the current retail price. For example, you may have paid a certain amount for your new backpack five years ago, but if in its current well-worn state, it is only a portion of the original price, that is what you will receive as a replacement value.) Get a report as soon as possible from the local police, and keep a copy if you want to make a claim.
Depending on your country of residence, coverage for cash is limited or non-recoverable, so carry only the Euros you’ll need for the day. And note the maximum benefit for baggage... you may want to leave your designer bag at home.
If you’re planning on shushing down the snow-dusted slopes of the Dolomites or cycling through cinematic Tuscany, consider how much coverage you’ll need for your adventure. Depending on your country of residence, you may need to purchase an upgrade for an additional fee. Al fresco fun can be nothing less than magical, but only when you’re prepared for all the wild surprises that can show up impromptu outdoors, including wonky weather issues.
In a medical emergency, say an injury or equipment failure that leaves you on your derrière, in pain, it’s comforting to know you can contact World Nomads for 24/7 Emergency Assistance. It can help you find care nearby, communicate with doctors, and even assist with any frazzling paperwork that you’ll need for out-of-pocket expenses. (While Italian citizens have nationalized healthcare, visitors from non-EU countries may have to pay for the cost of their treatments.) With a World Nomads policy, you are typically covered to a maximum benefit for emergency accidents and sickness medical expenses.
One of the most common reasons World Nomads gets a worried call from travelers in Italy is an unforeseen travel delay. Maybe local train employees are on strike or the bus you booked needs urgent repairs. Depending on the plan selected, with a World Nomads policy, you could get reimbursed for any expenses you incurred and even a one-way ticket home if the delay is caused by an event specified in your policy and sets you back for a certain amount of time. Just be sure to keep your receipts and copies of your rescheduled itinerary.
Whatever you’re planning, be sure to read over your policy carefully and contact customer service if you have questions.
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Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Coronavirus (COVID-19) and travel - Need to know before you buy
Some but not all of our policies provide cover for some coronavirus-related events – select your Country of Residence to find out more. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the Government (see your policy) has issued a ‘Do Not Travel’ warning or its equivalent, for your destination(s); or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.