Travel tips to keep your holiday on track and on schedule during the busiest time of the year
Ahh, holiday travel. Who hasn’t fantasized about bursting through the door with an armload of presents on Christmas Day, getting back home for Thanksgiving dinner, or maybe even just using that time off-work to get away? At World Nomads, we’re huge fans of travel during November and December… especially if it’s done right.
A little forward planning can be the difference between a vacation you’ll always remember and a trip you want to forget. Here are a few tips for making the most out of that precious Chinese New Year, Hannukah or your other favourite holiday season. Don’t forget: If ever the advance planning goes awry, travel insurance may be able to help.
Yes, yes, we all love a sleep in, but flight day is not the time to do it.
Travel insurance tip: Travel insurance can detangle you from a lot of holiday hassles but arriving too late to the gate – by your own fault – isn’t one of them. Give yourself the time you think you need to get there, then double it. Unforeseen reasons for missing your flight, however, such as getting into a car accident en route, may get you some coverage.
Unless you own a magical sleigh with near vertical lift, long distance holiday travel between Thanksgiving and Christmas often means crowded airports and the potential for cancellations and delays. Consider traveling on direct flights if you can, as the fewer airports you go through (and fewer planes transferred) the smaller your odds of being delayed. Then there’s the holiday weather – hopefully wonderful where you’re headed, but sometimes not that great at the point of departure. The period between Thanksgiving and New Year sees winter storms across much of America, cold snaps in Europe and cyclones over the Asia Pacific.
Travel insurance tip: When booking flights, look into your airline’s contract of carriage for the policy on delayed flights. Some carriers provide hotel accommodation, meal vouchers and ground transportation if things go wrong. Depending on your country of residence, travel insurance may protect you from some out-of-pocket expenses but make sure you get the right level of coverage you need and remember benefit limits and sub-limits apply. Be sure to keep your receipts and any documentation.
Sure, everybody laughs when Uncle Wally launches into song after one glass too many at Thanksgiving, but it’s another thing to have those holiday drinks and then jump on a quad bike or hit the slopes (après-ski, meaning after skiing, is called that for a reason!) Here at World Nomads we see people every holiday season who are seriously injured and have to cut their holiday short because they did things under the influence they would never do sober. Three words: Know your limits.
Travel insurance tip: Exclusion alert! Remember – travel insurance won’t cover you for claims that occur when you’re intoxicated, even if you think that’s the best time for trying karaoke-while-swimming or that double back-flip on skis you’ve never been able to pull off.
Holiday vacations are a great chance to get out and hit the snow – it’s one of the few times a winter cold snap is actually welcome (at least, before you get there!) But a frosty frolic could take a not-so-fun turn into an accident or injury. Take, for example, one of our Nomads who tumbled down the mountain and blew out her knee. Thankfully, a passing skier called the ski patrol team who came to her rescue within minutes and her medical costs were covered by travel insurance.
Travel insurance tip: World Nomads’ plans provide travel insurance cover for more than 150 adventure activities from snow sports to beach sports and a lot in between. Check the level of travel insurance you’ll need for your planned activities – depending on your country of residence they may not be covered by your policy or you may need to add the activity or upgrade your cover at the time of purchasing to make sure you’ve the level of cover you want. Many activities also have specific conditions and exclusions you should read up on before you go. If something isn’t listed, contact us and we’ll tell you if we’ll cover you.
Sometimes renting skis, surfboards, bicycles or whatever else you intend to use on your holiday adventure is easiest on location. But during the busy season, make sure that what you want is available. Ringing to book your equipment in advance not only saves walking from store to store looking for that last remaining item, but also locks down prices in a time when skis at Banff or scuba gear in the Caribbean are in demand. Of course, sometimes you’ll want to take your own equipment! Personal equipment -especially if you’re an enthusiast - can also be of much higher quality than a rental.
Travel insurance tip: If you’re a fan of toting your own equipment, your travel insurance may cover your sporting equipment if yours is delayed or damaged in transit by a common carrier. Check your policy as benefit limits apply.
About World Nomads
World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance – and it’s often cheaper than you might think! Featuring coverage for more than 150 activities, quotes are fast, free and you can do it all online at www.worldnomads.com. All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.
Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of.
I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely.
I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine.
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Coronavirus (COVID-19) and travel - Need to know before you buy
Some but not all of our policies provide cover for some coronavirus-related events – select your Country of Residence to find out more. Cover is not available for loss arising from: government intervention including travel bans, border closures or broadly imposed quarantine requirements; events for which the Government (see your policy) has issued a ‘Do Not Travel’ warning or its equivalent, for your destination(s); or failure to follow advice from official bodies. Your ability to travel may be affected by travel restrictions. Check your cover and the latest government advice and our travel insurance alerts.