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Travel insurance for a trip to Italy

Whether you’re headed to Umbria or Emilia-Romagna, these travel insurance tips can help you live ‘la dolce vita'

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There are more hidden gems in Italy than there are varieties of pasta, from sampling an after-dinner limoncello while watching an Amalfi sunset to swimming the turquoise waters of Lake Garda.

When you head to the Bel Paese, you’ll no doubt have an unforgettable trip; World Nomads just wants to help make sure it’s unforgettable for the right reasons. Here are our tips for living large in Italia that help you protect yourself... so you can save your worries for which flavor of gelato to order instead.

Pickpockets and other scammers

Italy might be the home of high fashion brands, but even a humble fanny pack can draw attention here – thanks to pickpockets. Always be vigilant with your personal items, especially in crowded areas where you’re likely to get jostled, such as transport hubs and busy tourist sights. If the worst happens, and you realize your personal effects have been stolen, you could be eligible for coverage on the loss. (One thing to note is that you will be covered at the depreciated value of your belongings, not the current retail price. For example, you may have paid a certain amount for your new backpack five years ago, but if in its current well-worn state, it is only a portion of the original price, that is what you will receive as a replacement value.) Get a report as soon as possible from the local police, and keep a copy if you want to make a claim.

Cash and credit cards are not recoverable, so carry only the Euros you’ll need for the day. And note the maximum benefit for baggage... you may want to leave your designer bag at home.

Adventure safety

If you’re planning on shushing down the snow-dusted slopes of the Dolomites or cycling through cinematic Tuscany, consider how much coverage you’ll need for your adventure.  World Nomads' Explorer Plan covers more adventure sports and activities than the Standard Plan. Al fresco fun can be nothing less than magical, but only when you’re prepared for all the wild surprises that can show up impromptu outdoors, including wonky weather issues.

In a medical emergency, say an ACL tear or equipment failure that leaves you on your derrière, in pain, it’s comforting to know you can contact World Nomads for 24/7 Emergency Assistance. The team can help you find care nearby, communicate with doctors, and even assist with any frazzling paperwork that you’ll need for out-of-pocket expenses. (While Italian citizens have nationalized healthcare, visitors from non-EU countries may have to pay for the cost of their treatments.) With a World Nomads policy, you could be covered for reimbursement of medical expenses for emergency accidents and sicknesses, up the maximum plan benefit. 

Trip delays

One of the most common reasons World Nomads gets a worried call from travelers in Italy is an unforeseen travel delay. Maybe local train employees are on strike or the bus you booked needs urgent repairs. With a World Nomads policy, you could get reimbursed for expenses you incurred, such as food and hotels, if the delay is caused by an event specified in your policy and sets you back for at least six hours. Just be sure to keep your receipts and copies of your rescheduled itinerary.

Whatever you’re planning, be sure to read over your policy carefully and contact customer service if you have questions.

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel companion unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need medication?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Hurt abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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