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Travel Insurance for a trip to Tanzania

Tanzania is home to epic, unspoiled wildernesses where the Big Five roam free-range. Our travel insurance tips will help you enjoy it full throttle.

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Lions, and leopards, and rhinos...they’re only the beginning of the jaw-dropping sights you may encounter on a trip to Tanzania. The country has 21 national parks, including Gombe Stream National Park (where Dr. Jane Goodall founded a chimpanzee research centre in 1965) and Serengeti National Park, the safari mecca where 4,000 lions and 550 cheetahs roam among the grassy plains.

Like much-needed mosquito netting, World Nomads is here to help protect you, taking the edge off your worries so you can maximize the sheer beauty of it all instead.

With World Nomads plans, you can trust that you can be supported with benefits for:

  • Trip cancellation
  • Emergency medical expenses
  • Baggage and personal belongings
  • Trip interruption and delay
  • Emergency evacuation and repatriation
  • Adventure activities

Pickpocketing and other crimes

Crime can be a problem in Tanzania. Tourists can be the victims of theft, carjacking and mugging, especially in crowded cities. When you have a World Nomads policy, you may be covered for the loss of your belongings, up to their depreciated value. and to the per-article and total maximum benefit amount.

Always file a police report and hold on to a copy for World Nomads. Carrying colorful Tanzanian shillings ? Those aren’t covered under travel insurance, so leave what you won’t need for a day out in the safe at your hotel, if possible. 

Traveler's tip: snatch and grabs occur in busy places including markets and even in traffic. If you feel like someone is getting a bit too close, duck into a building or shop to get some breathing space. When in a car, keep windows closed and belongings stowed out of view.

Natural disasters

Rain, rain, go away... during Tanzania’s waterlogged monsoon months (March through May and November thru December), flooded roads may be impassable, or you could be stuck in a cyclone. Translation? Delayed plans and you missing out on things your already paid for.

When surprises such as this happen, World Nomads policy holders may be reimbursed under trip cancellation or trip interruption, which includes coverage for unused land or water accommodations up to the maximum benefit specified in the policy. Just note that this applies if a flood hit your destination and left it uninhabitable or if weather prevented your common carrier (i.e. airline, cruise, bus, etc.) from travel for at least 24 hours. (In other words, a two-hour delay may be annoying, but it’s not reimbursable.)

Another note: if a natural disaster has already been forecast or happened after you purchased your policy, it’s not reimbursable. (In other words, you can’t get an insurance policy for something you already know about)

Adventure activity coverage

If you’re planning a trip to Tanzania, you may want to consider all the activities you could enjoy. World Nomads covers more than 150 adventure sports and activities. Read our Help Center article on adventure sports coverage to ensure your activities are included. Activities such as moped riding and kayaking are covered under the Standard Plan, but for more adventurous thrills, such as paragliding and scrambling, you'll want the aptly named Explorer Plan.

Your World Nomads plan can come in handy if tracking elephants on a guided walking safari through the Selous Game Reserve or paddle boarding in a lagoon near Zanzibar After all, a twisted ankle or appendicitis can happen anywhere; and you may want emergency medical coverage for sudden accidents or sicknesses.

You will need to meet some conditions for coverage. For example, abseiling – also known as climbing a rock or rappelling – is covered under the Explorer Plan, but only up to 22,965 feet.


Traveler's tip: do your research when it comes to companies offering safaris, tours and other activities; this applies not just in Tanzania but across Africa. Don’t assume that every company has a good track record when it comes to safety such as using proper equipment or employing skilled staffers.

Medical emergencies

World Nomads policy holders have access to 24/7 Emergency Assistance... good news if you’re up a Tanzanian creek without a paddle. Experts on the line can connect you to the nearest qualified hospitals, assist with paperwork, and more. You may also need to touch base with them before undergoing any major medical procedures or evacuation services.

Traveler's tip: carry a travel first aid kit which contains the basics plus extras such as bandages, anti-malarial pills, etc. That way you can start treating any potential health issues before seeking medical assistance.

Terrorist incidents

Be sure to keep up to date on U.S. State Department warnings and avoid travel to any areas known for these types of activities. (Note: LGBTQ+ travelers are frequent targets of crime, as well).

If you’re covered under a World Nomads plan and a terrorist incident occurs within 30 days of your departure date at either your departure city or a city listed on your trip itinerary and you cancel your trip, you may be eligible for reimbursement of your pre-paid, non-refundable trip costs up to the maximum benefit. Tanzania has so many sights, you’ll want to see as many as you can  when you’re ready.

This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you n,eed to use it. If you have any questions, customer service is here to help.

A flight delay

My flight was delayed due to mechanical issues, which caused me to miss my connecting flight to Kilimanjaro, Tanzania. This delay meant that I missed the first night in my hotel and the pre-arranged transfer from the airport. I also needed to purchase a new transport from the airport to the Machame Gate at Kilimanjaro National Park.
U.S. Nomad

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $10,000
  • Standard Plan: $2,500
Trip Protection
  • Are you or your family sick or injured?
  • Natural disaster or terrorist attack where your'e going?
  • Called to active service?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $100,000
  • Standard Plan: $100,000
Emergency Medical Insurance
  • Need medication?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation

We'll provide assistance to get you to the hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $300,000
Emergency Evacuation
  • Hurt abroad?
  • Need to get to a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Video camera gone?
  • Laptop lost?
  • Sports gear stolen?

Help starts here.

  • Emergency Accident & Sickness Medical Expense
  • Repatriation of Remains
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage & Personal Effects
  • Baggage Delay (outward journey only)
  • Rental Car Damage – where permissible
  • Accidental Death & Dismemberment
  • Generali Global Assistance 24-Hour Assistance Services
  • Generali Global Assistance Non-Medical Emergency Transportation Services
This is a general summary for US residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

Contact Generali Global Assistance:
Telephone: +1 954-334-8143 (Collect outside the US)
+1 877-289-0968 (Toll-free in the US and Canada

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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